Buy Cheap Napoleon, OH Auto Insurance (2021)

Napoleon, OH auto insurance rates average $213 a month. Minimum auto insurance requirements in Napoleon, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Napoleon, OH, compare Napoleon auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Napoleon after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Napoleon is Liberty Mutual
  • Average auto insurance rates in Napoleon, OH are $213/month

Finding affordable Napoleon, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Napoleon, OH auto insurance with confidence is right here. Auto insurance rates in Napoleon are affected by local factors as well as personal ones like your driving record.

See how Napoleon, OH car insurance rates compare to Canton auto insurance rates, Cincinnati auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Napoleon.

Don’t buy Napoleon, OH auto insurance until you’ve compared rates. Get free Napoleon, Ohio auto insurance quotes when you enter your ZIP code above.

Napoleon, OH Minimum Auto Insurance Requirements

The required auto insurance in Napoleon, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Napoleon, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Napoleon, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Napoleon, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Napoleon, OH. Take a look at Napoleon, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Napoleon, Ohio

Insurance Company Poor Fair Good
Allstate $3,610 $2,632 $2,204
American Family $1,753 $1,200 $1,018
Farmers $3,612 $3,052 $2,905
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,761 $3,536 $2,775
Nationwide $3,808 $3,069 $2,592
Progressive $3,622 $3,136 $2,930
State Farm $2,990 $1,849 $1,458
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

Buy Cheap Napoleon, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Napoleon, Ohio auto insurance rates? Find out how car insurance rates in Napoleon, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Napoleon, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,893 $1,888 $1,706 $1,823 $5,172 $5,918 $1,992 $2,130
American Family $850 $882 $771 $776 $2,479 $2,690 $1,043 $1,096
Farmers $1,693 $1,686 $1,491 $1,572 $7,453 $7,733 $1,900 $1,987
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,883 $2,055 $1,450 $1,764 $9,795 $11,059 $2,002 $2,184
Nationwide $2,102 $2,111 $1,898 $1,911 $5,405 $6,959 $2,251 $2,616
Progressive $1,660 $1,560 $1,383 $1,430 $7,420 $8,358 $1,976 $2,046
State Farm $1,271 $1,271 $1,133 $1,133 $3,908 $4,905 $1,475 $1,695
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Napoleon, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Napoleon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Napoleon, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Napoleon, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,172 $5,918
American Family $2,479 $2,690
Farmers $7,453 $7,733
GEICO $3,091 $2,874
Liberty Mutual $9,795 $11,059
Nationwide $5,405 $6,959
Progressive $7,420 $8,358
State Farm $3,908 $4,905
Travelers $5,411 $8,570
USAA $2,571 $2,863

Buy Cheap Napoleon, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Napoleon, Ohio by comparing Napoleon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Napoleon, OH here.

Annual Auto Insurance Rates for Senior Drivers in Napoleon, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,706 $1,823
American Family $771 $776
Farmers $1,491 $1,572
GEICO $1,096 $1,110
Liberty Mutual $1,450 $1,764
Nationwide $1,898 $1,911
Progressive $1,383 $1,430
State Farm $1,133 $1,133
Travelers $1,247 $1,242
USAA $798 $797

Find Cheap Auto Insurance Rates in Napoleon, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Napoleon, Ohio auto insurance. Compare Napoleon, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Napoleon, Ohio

Insurance Company Low Medium High
Allstate $2,730 $2,810 $2,906
American Family $1,299 $1,333 $1,338
Farmers $3,030 $3,145 $3,394
GEICO $1,548 $1,595 $1,665
Liberty Mutual $3,864 $4,043 $4,165
Nationwide $3,479 $3,060 $2,930
Progressive $3,079 $3,197 $3,412
State Farm $2,005 $2,104 $2,188
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

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Find Cheap Napoleon, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Napoleon. Compare auto insurance rates in Napoleon, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Napoleon, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,815 $2,815
American Family $1,308 $1,339
Farmers $3,190 $3,190
GEICO $1,575 $1,629
Liberty Mutual $4,024 $4,024
Nationwide $3,156 $3,156
Progressive $3,229 $3,229
State Farm $2,048 $2,150
Travelers $2,726 $2,726
USAA $1,328 $1,433

Find Cheap Napoleon, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Napoleon, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Napoleon, OH, take a look at the average cost for various violations versus rates for a clean driving record in Napoleon.

Annual Napoleon, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,374 $2,862 $3,345 $2,679
American Family $1,270 $1,341 $1,341 $1,341
Farmers $2,628 $3,386 $3,302 $3,442
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,382 $4,339 $4,432 $3,943
Nationwide $2,533 $3,217 $4,077 $2,799
Progressive $2,784 $3,787 $2,968 $3,378
State Farm $1,916 $2,282 $2,099 $2,099
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Napoleon, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Napoleon, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Napoleon for less when you shop around and compare rates from multiple Napoleon, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Napoleon, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,345
American Family $1,341
Farmers $3,302
GEICO $2,282
Liberty Mutual $4,432
Nationwide $4,077
Progressive $2,968
State Farm $2,099
Travelers $3,940
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Napoleon, OH

Compare rates from the cheapest auto insurance companies in Napoleon, OH for your needs. Take a look at how Napoleon, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Napoleon, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Napoleon, Ohio Auto Insurance Companies

If you’re looking for the cheapest Napoleon, OH auto insurance companies overall, you can compare them here. Find the best price for Napoleon, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Napoleon, Ohio

Insurance Company Average Annual Rates
Allstate $2,815
American Family $1,324
Farmers $3,190
GEICO $1,602
Liberty Mutual $4,024
Nationwide $3,156
Progressive $3,229
State Farm $2,099
Travelers $2,726
USAA $1,380

What affects Napoleon, Ohio auto insurance rates?

Local factors affect auto insurance rates in Napoleon, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Napoleon auto insurance rates.

Auto Theft in Napoleon

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Napoleon, OH auto theft show a total of 7 vehicle thefts annually.

Commute Times in Napoleon

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Napoleon, OH is 18.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Napoleon, OH

You can buy cheap Napoleon, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Napoleon, Ohio auto insurance quotes from top companies.

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