Buy Cheap Murfreesboro, TN Auto Insurance (2021)

Murfreesboro, TN auto insurance rates average $271 a month. Minimum auto insurance requirements in Murfreesboro, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Murfreesboro, TN, compare Murfreesboro auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Murfreesboro, TN for teens drivers are $6,590/year
  • The most expensive auto insurance company in Murfreesboro is Allstate
  • Average auto insurance rates in Murfreesboro, TN are $271/month

Finding affordable Murfreesboro, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Murfreesboro, TN auto insurance with confidence is right here. Auto insurance rates in Murfreesboro are affected by local factors as well as personal ones like your driving record.

See how Murfreesboro, TN car insurance rates compare to Bartlett auto insurance rates, Knoxville auto insurance rates, and Clarksville auto insurance rates before you read more about the cost of auto insurance in Murfreesboro.

Don’t buy Murfreesboro, TN auto insurance until you’ve compared rates. Get free Murfreesboro, Tennessee auto insurance quotes when you enter your ZIP code above.

Murfreesboro, TN Minimum Auto Insurance Requirements

The required auto insurance in Murfreesboro, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Murfreesboro, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Murfreesboro, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Murfreesboro, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Murfreesboro, TN. Take a look at Murfreesboro, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Murfreesboro, Tennessee

Insurance Company Poor Fair Good
Allstate $5,679 $4,361 $3,334
Farmers $3,777 $2,946 $2,786
GEICO $3,440 $2,949 $2,713
Liberty Mutual $8,295 $5,110 $3,997
Nationwide $4,260 $3,395 $3,014
Progressive $4,068 $3,506 $3,275
State Farm $3,906 $2,343 $1,819
Travelers $3,506 $2,746 $2,006
USAA $3,933 $2,312 $1,909

Buy Cheap Murfreesboro, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Murfreesboro, Tennessee auto insurance rates? Find out how car insurance rates in Murfreesboro, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Murfreesboro, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,572 $2,469 $2,322 $2,410 $9,728 $10,610 $2,734 $2,821
Farmers $1,715 $1,748 $1,543 $1,687 $6,732 $7,169 $2,315 $2,450
GEICO $1,993 $2,008 $1,832 $1,832 $6,191 $6,288 $2,033 $2,098
Nationwide $2,261 $2,277 $2,026 $2,056 $6,293 $8,108 $2,604 $2,823
Progressive $1,856 $1,750 $1,517 $1,581 $8,265 $9,297 $2,236 $2,429
State Farm $1,612 $1,612 $1,464 $1,464 $5,075 $6,333 $1,826 $2,130
Travelers $1,787 $1,883 $1,620 $1,726 $4,953 $6,142 $1,905 $2,005
USAA $1,528 $1,552 $1,381 $1,379 $5,485 $6,298 $1,998 $2,122

Buy Cheap Murfreesboro, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Murfreesboro can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Murfreesboro, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Murfreesboro, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,728 $10,610
Farmers $6,732 $7,169
GEICO $6,191 $6,288
Nationwide $6,293 $8,108
Progressive $8,265 $9,297
State Farm $5,075 $6,333
Travelers $4,953 $6,142
USAA $5,485 $6,298

Buy Cheap Murfreesboro, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Murfreesboro, Tennessee by comparing Murfreesboro senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Murfreesboro, TN here.

Annual Auto Insurance Rates for Senior Drivers in Murfreesboro, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,322 $2,410
Farmers $1,543 $1,687
GEICO $1,832 $1,832
Nationwide $2,026 $2,056
Progressive $1,517 $1,581
State Farm $1,464 $1,464
Travelers $1,620 $1,726
USAA $1,381 $1,379

Find Cheap Auto Insurance Rates in Murfreesboro, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Murfreesboro, Tennessee auto insurance. Compare Murfreesboro, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Murfreesboro, Tennessee

Insurance Company Low Medium High
Allstate $4,288 $4,447 $4,640
Farmers $3,000 $3,156 $3,353
GEICO $2,879 $3,030 $3,194
Liberty Mutual $5,559 $5,802 $6,040
Nationwide $3,576 $3,482 $3,610
Progressive $3,389 $3,620 $3,840
State Farm $2,530 $2,703 $2,836
Travelers $2,587 $2,751 $2,920
USAA $2,629 $2,708 $2,817

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Find Cheap Murfreesboro, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Murfreesboro. Compare auto insurance rates in Murfreesboro, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Murfreesboro, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,458 $4,458
Farmers $3,170 $3,170
GEICO $3,014 $3,055
Liberty Mutual $5,800 $5,800
Nationwide $3,556 $3,556
Progressive $3,616 $3,616
State Farm $2,625 $2,754
Travelers $2,644 $2,861
USAA $2,642 $2,794

Find Cheap Murfreesboro, TN Auto Insurance Rates by ZIP Code

Auto insurance rates in Murfreesboro, Tennessee can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Murfreesboro, TN to see how much where you live in Murfreesboro affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Murfreesboro, Tennessee

ZIP Code Average Annual Rates
37127 $3,584
37128 $3,609
37129 $3,580
37130 $3,584
37132 $3,578

Find Cheap Murfreesboro, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Murfreesboro, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Murfreesboro, TN, take a look at the average cost for various violations versus rates for a clean driving record in Murfreesboro.

Annual Murfreesboro, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,734 $4,452 $5,376 $4,271
Farmers $2,712 $3,341 $3,410 $3,216
GEICO $2,215 $2,956 $4,751 $2,215
Liberty Mutual $4,696 $6,791 $6,310 $5,405
Nationwide $3,076 $3,076 $4,624 $3,449
Progressive $3,187 $4,133 $3,394 $3,751
State Farm $2,443 $2,937 $2,690 $2,690
Travelers $2,233 $2,865 $3,167 $2,744
USAA $1,975 $2,965 $3,480 $2,452

Find Cheap Murfreesboro, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Murfreesboro, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Murfreesboro for less when you shop around and compare rates from multiple Murfreesboro, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Murfreesboro, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,376
Farmers $3,410
GEICO $4,751
Liberty Mutual $6,310
Nationwide $4,624
Progressive $3,394
State Farm $2,690
Travelers $3,167
USAA $3,480

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Winners by Category: Where to Buy Cheap Auto Insurance in Murfreesboro, TN

Compare rates from the cheapest auto insurance companies in Murfreesboro, TN for your needs. Take a look at how Murfreesboro, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Murfreesboro, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Murfreesboro, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Murfreesboro, TN auto insurance companies overall, you can compare them here. Find the best price for Murfreesboro, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Murfreesboro, Tennessee

Insurance Company Average Annual Rates
Allstate $4,458
Farmers $3,170
GEICO $3,034
Nationwide $3,556
Progressive $3,616
State Farm $2,690
Travelers $2,753
USAA $2,718

What affects Murfreesboro, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Murfreesboro, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Murfreesboro auto insurance rates.

Commute Times in Murfreesboro

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Murfreesboro, TN is 26.9 minutes according to City-Data.

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Compare Auto Insurance Quotes in Murfreesboro, TN

You can buy cheap Murfreesboro, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Murfreesboro, Tennessee auto insurance quotes from top companies.

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