Buy Cheap Munster, IN Auto Insurance (2021)

Munster, IN auto insurance rates average $320 a month. Minimum auto insurance requirements in Munster, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Munster, IN, compare Munster auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Munster, IN after a DUI are $4,561/year
  • The most expensive auto insurance company in Munster is Liberty Mutual
  • Average auto insurance rates in Munster, IN are $320/month

Finding affordable Munster, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Munster, IN auto insurance with confidence is right here. Auto insurance rates in Munster are affected by local factors as well as personal ones like your driving record.

See how Munster, IN car insurance rates compare to Indianapolis auto insurance rates, Hammond auto insurance rates, and Bloomington auto insurance rates before you read more about the cost of auto insurance in Munster.

Don’t buy Munster, IN auto insurance until you’ve compared rates. Get free Munster, Indiana auto insurance quotes when you enter your ZIP code above.

Munster, IN Minimum Auto Insurance Requirements

The required auto insurance in Munster, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Munster, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Munster, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Munster, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Munster, IN. Take a look at Munster, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Munster, Indiana

Insurance Company Poor Fair Good
Allstate $5,514 $4,100 $3,722
American Family $5,891 $3,816 $3,192
Farmers $4,736 $3,862 $3,579
GEICO $3,254 $2,701 $2,149
Liberty Mutual $8,705 $5,670 $5,244
Nationwide $3,229 $2,724 $2,543
Progressive $5,236 $4,654 $4,395
State Farm $3,831 $2,291 $1,780
Travelers $4,792 $4,056 $4,053
USAA $2,451 $1,634 $1,405

Buy Cheap Munster, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Munster, Indiana auto insurance rates? Find out how car insurance rates in Munster, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Munster, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,719 $2,781 $2,392 $2,617 $8,533 $10,778 $2,751 $2,992
American Family $2,674 $2,674 $2,409 $2,409 $7,485 $10,799 $2,674 $3,274
Farmers $1,828 $1,803 $1,561 $1,755 $9,922 $10,570 $2,416 $2,615
GEICO $1,828 $1,824 $1,725 $1,804 $5,458 $5,044 $2,097 $1,831
Liberty Mutual $4,475 $4,475 $4,114 $4,114 $9,779 $14,757 $4,475 $6,129
Nationwide $1,757 $1,797 $1,544 $1,647 $5,054 $6,558 $2,055 $2,245
Progressive $2,004 $1,889 $1,819 $1,832 $12,007 $13,476 $2,517 $2,551
State Farm $1,581 $1,581 $1,428 $1,428 $4,982 $6,362 $1,759 $1,954
Travelers $1,564 $1,596 $1,448 $1,455 $9,559 $15,199 $1,645 $1,936
USAA $1,158 $1,138 $1,088 $1,090 $3,287 $3,650 $1,566 $1,666

Buy Cheap Munster, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Munster can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Munster, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Munster, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,533 $10,778
American Family $7,485 $10,799
Farmers $9,922 $10,570
GEICO $5,458 $5,044
Liberty Mutual $9,779 $14,757
Nationwide $5,054 $6,558
Progressive $12,007 $13,476
State Farm $4,982 $6,362
Travelers $9,559 $15,199
USAA $3,287 $3,650

Buy Cheap Munster, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Munster, Indiana by comparing Munster senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Munster, IN here.

Annual Auto Insurance Rates for Senior Drivers in Munster, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,392 $2,617
American Family $2,409 $2,409
Farmers $1,561 $1,755
GEICO $1,725 $1,804
Liberty Mutual $4,114 $4,114
Nationwide $1,544 $1,647
Progressive $1,819 $1,832
State Farm $1,428 $1,428
Travelers $1,448 $1,455
USAA $1,088 $1,090

Find Cheap Auto Insurance Rates in Munster, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Munster, Indiana auto insurance. Compare Munster, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Munster, Indiana

Insurance Company Low Medium High
Allstate $4,224 $4,425 $4,687
American Family $4,250 $4,440 $4,209
Farmers $3,912 $4,051 $4,214
GEICO $2,510 $2,695 $2,899
Liberty Mutual $6,317 $6,520 $6,782
Nationwide $2,860 $2,807 $2,829
Progressive $4,462 $4,678 $5,146
State Farm $2,491 $2,634 $2,778
Travelers $4,217 $4,341 $4,343
USAA $1,753 $1,825 $1,913

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Find Cheap Munster, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Munster. Compare auto insurance rates in Munster, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Munster, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,445 $4,445
American Family $4,248 $4,352
Farmers $4,059 $4,059
GEICO $2,654 $2,749
Liberty Mutual $6,366 $6,713
Nationwide $2,832 $2,832
Progressive $4,762 $4,762
State Farm $2,560 $2,708
Travelers $4,300 $4,300
USAA $1,806 $1,854

Find Cheap Munster, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Munster, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Munster, IN, take a look at the average cost for various violations versus rates for a clean driving record in Munster.

Annual Munster, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,533 $5,216 $4,814 $4,217
American Family $2,969 $4,705 $5,988 $3,537
Farmers $3,630 $4,233 $4,364 $4,008
GEICO $1,757 $2,789 $3,818 $2,442
Liberty Mutual $5,097 $6,012 $9,432 $5,617
Nationwide $2,440 $3,136 $3,008 $2,744
Progressive $3,545 $6,312 $4,238 $4,952
State Farm $2,568 $2,832 $2,568 $2,568
Travelers $3,651 $4,512 $5,117 $3,921
USAA $1,378 $1,972 $2,259 $1,712

Find Cheap Munster, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Munster, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Munster for less when you shop around and compare rates from multiple Munster, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Munster, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,814
American Family $5,988
Farmers $4,364
GEICO $3,818
Liberty Mutual $9,432
Nationwide $3,008
Progressive $4,238
State Farm $2,568
Travelers $5,117
USAA $2,259

Winners by Category: Where to Buy Cheap Auto Insurance in Munster, IN

Compare rates from the cheapest auto insurance companies in Munster, IN for your needs. Take a look at how Munster, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Munster, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Munster, Indiana Auto Insurance Companies

If you’re looking for the cheapest Munster, IN auto insurance companies overall, you can compare them here. Find the best price for Munster, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Munster, Indiana

Insurance Company Average Annual Rates
Allstate $4,445
American Family $4,300
Farmers $4,059
GEICO $2,701
Liberty Mutual $6,540
Nationwide $2,832
Progressive $4,762
State Farm $2,634
Travelers $4,300
USAA $1,830

What affects Munster, Indiana auto insurance rates?

Local factors affect auto insurance rates in Munster, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Munster auto insurance rates.

Auto Theft in Munster

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Munster, IN auto theft show a total of 11 vehicle thefts annually.

Commute Times in Munster

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Munster, IN is 29.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Munster, IN

You can buy cheap Munster, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Munster, Indiana auto insurance quotes from top companies.

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