Multiple Vehicles Auto Insurance Discount

If you need to insure multiple vehicles under one policy, you can earn a multiple vehicles auto insurance discount. Currently, 21 national providers offer an affordable multiple vehicles auto insurance discount. Qualification rules and savings amounts vary from one company to the next; however, expect your multiple vehicles auto insurance discount rates to be 16% cheaper than average.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 15, 2021

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A Concise Overview

  • 21 major insurance providers off a multiple vehicles auto insurance discount
  • On average, drivers save 16% on their annual premiums with this discount
  • To qualify, you must insure at least two vehicles under the same policy through a participating provider

Whether you’re insuring two cars for one driver, or four cars for the whole family, you could earn a multiple vehicles auto insurance discount.

Scroll down to discover what providers offer this discount to drivers and see how much you might save with multi-car insurance.

After comparing multiple vehicles auto insurance discount rates, remember to enter your ZIP code above to receive free quotes from the best auto insurance companies near you.

What companies offer a multiple vehicles auto insurance discount?

If you’re looking for a multiple vehicles auto insurance discount company, you have 21 different significant providers to compare.

On average, drivers save 16% on their annual premiums with a multi-vehicle discount.

Below, compare every national provider currently offering this discount, with rate reductions included where available:

  • 21st Century
  • AAA – 15.7%
  • Allstate
  • American Family
  • Ameriprise
  • Amica – 25%
  • Country Financial
  • Esurance
  • Farmers
  • GEICO – 25%
  • Liberty Mutual
  • MetLife
  • Nationwide
  • Progressive – 4%
  • Safe Auto
  • Safeco
  • State Farm – 20%
  • The General
  • The Hanover
  • Travelers – 8%
  • USAA

Remember, your age, driving record, and coverage needs also impact your annual auto insurance premiums.

There may also be local agencies near you advertising a multiple vehicles car insurance discount to drivers. If you choose to buy multiple vehicles discount auto insurance, make sure to compare quotes from various providers online before selecting a policy.

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What is a multiple vehicles auto insurance discount?

According to DataUSA, the average number of vehicles per household is two. Insurance providers are aware of this and want as much of this business as possible.

Therefore, a multi-car discount rewards drivers with a rate reduction for their customer loyalty.

Thanks to this incredibly common discount, typically, auto insurance for two cars costs less per car than if you only insured one vehicle on your policy.

However, qualification rules and savings amounts for this discount vary widely from one provider to the next.

Some companies offer more significant rate reductions based on the number of vehicles you insure. However, other companies do not discount you if you purchase multi-car insurance for three cars or more.

With Progressive, if you purchase auto insurance for two cars owned by different people living together, you both earn the discount even if you’re not related.

Multiple Vehicles Auto Insurance Discount: The Bottom Line

If you’re like most Americans and your household owns more than one vehicle, it’s worth looking into the multi-car discount.

This discount is a great way to reduce high-risk auto insurance costs. It’s also ideal for families with young drivers to help you save money on auto insurance for teens.

Now that you’ve learned about affordable multiple vehicle auto insurance discounts, it’s time to enter your ZIP code below to receive free auto insurance quotes from reliable providers near you.

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