Buy Cheap Mountain Brook, AL Auto Insurance (2021)

Mountain Brook, AL auto insurance rates average $323 a month. Minimum auto insurance requirements in Mountain Brook, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Mountain Brook, AL, compare Mountain Brook auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mountain Brook, AL for teens drivers are $8,028/year
  • The most expensive auto insurance company in Mountain Brook after a DUI is State Farm
  • The most expensive auto insurance company in Mountain Brook is State Farm

Finding affordable Mountain Brook, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Mountain Brook, AL auto insurance with confidence is right here. Auto insurance rates in Mountain Brook are affected by local factors as well as personal ones like your driving record.

See how Mountain Brook, AL car insurance rates compare to Decatur auto insurance rates, Auburn auto insurance rates, and Tuscaloosa auto insurance rates before you read more about the cost of auto insurance in Mountain Brook.

Don’t buy Mountain Brook, AL auto insurance until you’ve compared rates. Get free Mountain Brook, Alabama auto insurance quotes when you enter your ZIP code above.

Mountain Brook, AL Minimum Auto Insurance Requirements

The required auto insurance in Mountain Brook, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Mountain Brook, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Mountain Brook, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Mountain Brook, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mountain Brook, AL. Take a look at Mountain Brook, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mountain Brook, Alabama

Insurance Company Poor Fair Good
Allstate $4,494 $3,556 $2,908
Farmers $4,612 $3,984 $3,774
GEICO $3,935 $2,804 $2,536
Liberty Mutual $7,112 $4,397 $3,454
Nationwide $3,449 $2,691 $2,434
Progressive $5,587 $4,838 $4,541
State Farm $8,763 $4,425 $3,000
Travelers $3,939 $3,426 $3,493
USAA $2,863 $1,863 $1,663

Buy Cheap Mountain Brook, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mountain Brook, Alabama auto insurance rates? Find out how car insurance rates in Mountain Brook, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mountain Brook, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,147 $2,035 $1,954 $1,991 $7,846 $8,452 $2,377 $2,420
Farmers $2,315 $2,295 $2,064 $2,201 $9,251 $9,521 $2,626 $2,713
GEICO $2,181 $2,178 $2,089 $2,177 $5,892 $5,777 $2,305 $2,133
Liberty Mutual $2,859 $3,083 $2,345 $2,624 $10,778 $11,979 $3,029 $3,206
Nationwide $1,848 $1,869 $1,684 $1,741 $4,971 $6,395 $2,056 $2,299
Progressive $2,606 $2,426 $2,155 $2,288 $11,376 $12,680 $3,072 $3,304
State Farm $3,221 $3,221 $2,939 $2,939 $10,212 $12,743 $3,651 $4,242
Travelers $1,426 $1,445 $1,351 $1,345 $7,957 $12,562 $1,351 $1,518
USAA $1,322 $1,339 $1,234 $1,205 $3,967 $4,395 $1,722 $1,855

Buy Cheap Mountain Brook, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mountain Brook can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mountain Brook, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mountain Brook, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,846 $8,452
Farmers $9,251 $9,521
GEICO $5,892 $5,777
Liberty Mutual $10,778 $11,979
Nationwide $4,971 $6,395
Progressive $11,376 $12,680
State Farm $10,212 $12,743
Travelers $7,957 $12,562
USAA $3,967 $4,395

Buy Cheap Mountain Brook, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Mountain Brook, Alabama by comparing Mountain Brook senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mountain Brook, AL here.

Annual Auto Insurance Rates for Senior Drivers in Mountain Brook, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,954 $1,991
Farmers $2,064 $2,201
GEICO $2,089 $2,177
Liberty Mutual $2,345 $2,624
Nationwide $1,684 $1,741
Progressive $2,155 $2,288
State Farm $2,939 $2,939
Travelers $1,351 $1,345
USAA $1,234 $1,205

Find Cheap Auto Insurance Rates in Mountain Brook, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mountain Brook, Alabama auto insurance. Compare Mountain Brook, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mountain Brook, Alabama

Insurance Company Low Medium High
Allstate $3,519 $3,647 $3,791
Farmers $3,872 $4,064 $4,434
GEICO $2,841 $3,079 $3,355
Liberty Mutual $4,749 $4,964 $5,251
Nationwide $2,846 $2,833 $2,894
Progressive $4,528 $4,972 $5,465
State Farm $5,095 $5,392 $5,701
Travelers $3,430 $3,690 $3,738
USAA $2,055 $2,119 $2,216

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Find Cheap Mountain Brook, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mountain Brook. Compare auto insurance rates in Mountain Brook, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mountain Brook, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,653 $3,653
Farmers $4,123 $4,123
GEICO $3,039 $3,144
Liberty Mutual $4,988 $4,988
Nationwide $2,858 $2,858
Progressive $4,988 $4,988
State Farm $5,265 $5,527
Travelers $3,619 $3,619
USAA $2,032 $2,227

Find Cheap Mountain Brook, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Mountain Brook, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mountain Brook, AL, take a look at the average cost for various violations versus rates for a clean driving record in Mountain Brook.

Annual Mountain Brook, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,078 $3,651 $4,378 $3,503
Farmers $3,466 $4,498 $4,388 $4,142
GEICO $2,066 $3,358 $4,199 $2,744
Liberty Mutual $3,913 $5,456 $5,316 $5,267
Nationwide $2,499 $2,499 $3,643 $2,791
Progressive $4,490 $5,699 $4,852 $4,913
State Farm $4,839 $6,077 $5,334 $5,334
Travelers $3,013 $3,159 $4,648 $3,658
USAA $1,637 $2,058 $3,053 $1,771

Find Cheap Mountain Brook, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mountain Brook, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Mountain Brook for less when you shop around and compare rates from multiple Mountain Brook, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mountain Brook, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,378
Farmers $4,388
GEICO $4,199
Liberty Mutual $5,316
Nationwide $3,643
Progressive $4,852
State Farm $5,334
Travelers $4,648
USAA $3,053

Winners by Category: Where to Buy Cheap Auto Insurance in Mountain Brook, AL

Compare rates from the cheapest auto insurance companies in Mountain Brook, AL for your needs. Take a look at how Mountain Brook, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mountain Brook, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Mountain Brook, Alabama Auto Insurance Companies

If you’re looking for the cheapest Mountain Brook, AL auto insurance companies overall, you can compare them here. Find the best price for Mountain Brook, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Mountain Brook, Alabama

Insurance Company Average Annual Rates
Allstate $3,653
Farmers $4,123
GEICO $3,092
Liberty Mutual $4,988
Nationwide $2,858
Progressive $4,988
State Farm $5,396
Travelers $3,619
USAA $2,130

What affects Mountain Brook, Alabama auto insurance rates?

Local factors affect auto insurance rates in Mountain Brook, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Mountain Brook auto insurance rates.

Auto Theft in Mountain Brook

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Mountain Brook, AL auto theft show a total of 6 vehicle thefts annually.

Commute Times in Mountain Brook

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mountain Brook, AL is 17.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Mountain Brook, AL

You can buy cheap Mountain Brook, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mountain Brook, Alabama auto insurance quotes from top companies.

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