Buy Cheap Mount Vernon, OH Auto Insurance (2021)

Mount Vernon, OH auto insurance rates average $233 a month. Minimum auto insurance requirements in Mount Vernon, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Mount Vernon, OH, compare Mount Vernon auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mount Vernon, OH after a DUI are $3,240/year
  • The most expensive auto insurance company in Mount Vernon after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Mount Vernon is Liberty Mutual

Finding affordable Mount Vernon, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Mount Vernon, OH auto insurance with confidence is right here. Auto insurance rates in Mount Vernon are affected by local factors as well as personal ones like your driving record.

See how Mount Vernon, OH car insurance rates compare to Cincinnati auto insurance rates, Parma auto insurance rates, and Canton auto insurance rates before you read more about the cost of auto insurance in Mount Vernon.

Don’t buy Mount Vernon, OH auto insurance until you’ve compared rates. Get free Mount Vernon, Ohio auto insurance quotes when you enter your ZIP code above.

Mount Vernon, OH Minimum Auto Insurance Requirements

The required auto insurance in Mount Vernon, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Mount Vernon, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Mount Vernon, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Mount Vernon, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mount Vernon, OH. Take a look at Mount Vernon, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mount Vernon, Ohio

Insurance Company Poor Fair Good
Allstate $4,077 $2,962 $2,478
American Family $1,947 $1,334 $1,130
Farmers $3,660 $3,085 $2,938
GEICO $2,187 $1,824 $1,462
Liberty Mutual $6,712 $4,095 $3,208
Nationwide $3,783 $3,049 $2,575
Progressive $3,723 $3,208 $2,992
State Farm $3,723 $2,300 $1,813
Travelers $3,395 $2,952 $2,755
USAA $1,890 $1,340 $1,143

Buy Cheap Mount Vernon, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mount Vernon, Ohio auto insurance rates? Find out how car insurance rates in Mount Vernon, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Vernon, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,130 $2,128 $1,913 $2,048 $5,826 $6,671 $2,250 $2,411
American Family $936 $973 $847 $853 $2,771 $3,013 $1,153 $1,215
Farmers $1,730 $1,725 $1,526 $1,609 $7,501 $7,778 $1,933 $2,019
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $2,200 $2,405 $1,691 $2,056 $11,308 $12,794 $2,348 $2,574
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,729 $1,634 $1,445 $1,487 $7,511 $8,455 $2,068 $2,131
State Farm $1,593 $1,593 $1,417 $1,417 $4,835 $6,089 $1,845 $2,109
Travelers $1,415 $1,437 $1,401 $1,393 $6,006 $9,453 $1,473 $1,693
USAA $881 $888 $840 $838 $2,730 $3,038 $1,177 $1,268

Buy Cheap Mount Vernon, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mount Vernon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mount Vernon, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mount Vernon, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,826 $6,671
American Family $2,771 $3,013
Farmers $7,501 $7,778
GEICO $3,519 $3,281
Liberty Mutual $11,308 $12,794
Nationwide $5,290 $6,843
Progressive $7,511 $8,455
State Farm $4,835 $6,089
Travelers $6,006 $9,453
USAA $2,730 $3,038

Buy Cheap Mount Vernon, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Mount Vernon, Ohio by comparing Mount Vernon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mount Vernon, OH here.

Annual Auto Insurance Rates for Senior Drivers in Mount Vernon, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,913 $2,048
American Family $847 $853
Farmers $1,526 $1,609
GEICO $1,232 $1,237
Liberty Mutual $1,691 $2,056
Nationwide $1,900 $1,918
Progressive $1,445 $1,487
State Farm $1,417 $1,417
Travelers $1,401 $1,393
USAA $840 $838

Find Cheap Auto Insurance Rates in Mount Vernon, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mount Vernon, Ohio auto insurance. Compare Mount Vernon, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Vernon, Ohio

Insurance Company Low Medium High
Allstate $3,078 $3,166 $3,272
American Family $1,453 $1,482 $1,476
Farmers $3,062 $3,179 $3,442
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,505 $4,694 $4,817
Nationwide $3,466 $3,040 $2,901
Progressive $3,181 $3,279 $3,462
State Farm $2,491 $2,620 $2,726
Travelers $2,962 $3,073 $3,067
USAA $1,392 $1,456 $1,524

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Find Cheap Mount Vernon, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mount Vernon. Compare auto insurance rates in Mount Vernon, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mount Vernon, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,172 $3,172
American Family $1,453 $1,488
Farmers $3,228 $3,228
GEICO $1,792 $1,857
Liberty Mutual $4,672 $4,672
Nationwide $3,136 $3,136
Progressive $3,308 $3,308
State Farm $2,548 $2,677
Travelers $3,034 $3,034
USAA $1,402 $1,513

Find Cheap Mount Vernon, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Mount Vernon, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mount Vernon, OH, take a look at the average cost for various violations versus rates for a clean driving record in Mount Vernon.

Annual Mount Vernon, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,676 $3,227 $3,767 $3,018
American Family $1,409 $1,491 $1,491 $1,491
Farmers $2,665 $3,427 $3,342 $3,477
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,929 $5,030 $5,151 $4,578
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,855 $3,869 $3,041 $3,465
State Farm $2,388 $2,836 $2,612 $2,612
Travelers $2,238 $2,912 $4,386 $2,600
USAA $1,119 $1,500 $1,972 $1,239

Find Cheap Mount Vernon, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mount Vernon, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Mount Vernon for less when you shop around and compare rates from multiple Mount Vernon, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mount Vernon, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,767
American Family $1,491
Farmers $3,342
GEICO $2,571
Liberty Mutual $5,151
Nationwide $4,062
Progressive $3,041
State Farm $2,612
Travelers $4,386
USAA $1,972

Winners by Category: Where to Buy Cheap Auto Insurance in Mount Vernon, OH

Compare rates from the cheapest auto insurance companies in Mount Vernon, OH for your needs. Take a look at how Mount Vernon, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mount Vernon, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Mount Vernon, Ohio Auto Insurance Companies

If you’re looking for the cheapest Mount Vernon, OH auto insurance companies overall, you can compare them here. Find the best price for Mount Vernon, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Mount Vernon, Ohio

Insurance Company Average Annual Rates
Allstate $3,172
American Family $1,470
Farmers $3,228
GEICO $1,824
Liberty Mutual $4,672
Nationwide $3,136
Progressive $3,308
State Farm $2,612
Travelers $3,034
USAA $1,458

What affects Mount Vernon, Ohio auto insurance rates?

Local factors affect auto insurance rates in Mount Vernon, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Mount Vernon auto insurance rates.

Commute Times in Mount Vernon

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mount Vernon, OH is 19.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Mount Vernon, OH

You can buy cheap Mount Vernon, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mount Vernon, Ohio auto insurance quotes from top companies.

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