Buy Cheap Mount Vernon, NY Auto Insurance (2021)

Mount Vernon, NY auto insurance rates average $537 a month. Minimum auto insurance requirements in Mount Vernon, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Mount Vernon, NY, compare Mount Vernon auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mount Vernon, NY after a DUI are $8,598/year
  • The most expensive auto insurance company in Mount Vernon after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Mount Vernon is Liberty Mutual

Finding affordable Mount Vernon, New York auto insurance can be challenging, but everything you need to know to buy cheap Mount Vernon, NY auto insurance with confidence is right here. Auto insurance rates in Mount Vernon are affected by local factors as well as personal ones like your driving record.

See how Mount Vernon, NY car insurance rates compare to Rochester auto insurance rates, Schenectady auto insurance rates, and Buffalo auto insurance rates before you read more about the cost of auto insurance in Mount Vernon.

Don’t buy Mount Vernon, NY auto insurance until you’ve compared rates. Get free Mount Vernon, New York auto insurance quotes when you enter your ZIP code above.

Mount Vernon, NY Minimum Auto Insurance Requirements

The required auto insurance in Mount Vernon, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Mount Vernon, New York is outlined here.

Minimum Required Auto Insurance Coverage in Mount Vernon, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Mount Vernon, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mount Vernon, NY. Take a look at Mount Vernon, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mount Vernon, New York

Insurance Company Poor Fair Good
Allstate $11,859 $6,618 $5,574
GEICO $4,773 $3,505 $3,146
Liberty Mutual $12,482 $8,144 $6,086
Nationwide $5,896 $5,896 $5,896
Progressive $9,745 $4,793 $3,449
State Farm $8,800 $5,518 $4,379
Travelers $9,972 $6,049 $5,165
USAA $8,660 $4,349 $3,828

Buy Cheap Mount Vernon, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mount Vernon, New York auto insurance rates? Find out how car insurance rates in Mount Vernon, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Vernon, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,514 $5,019 $5,236 $5,248 $16,046 $16,859 $5,154 $5,059
GEICO $2,753 $2,645 $2,671 $2,631 $5,956 $8,810 $2,473 $2,525
Liberty Mutual $6,649 $6,649 $6,189 $6,189 $13,001 $18,841 $6,649 $7,066
Nationwide $4,383 $4,383 $4,123 $4,123 $8,032 $12,085 $4,383 $5,660
Progressive $3,692 $3,364 $2,875 $2,946 $12,402 $13,575 $4,681 $4,432
State Farm $3,971 $3,971 $3,483 $3,483 $11,668 $14,285 $4,392 $4,607
Travelers $5,097 $4,994 $4,638 $4,873 $11,992 $14,138 $5,331 $5,434
USAA $2,904 $2,855 $2,632 $2,638 $11,869 $14,112 $3,741 $4,148

Buy Cheap Mount Vernon, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mount Vernon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mount Vernon, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mount Vernon, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,046 $16,859
GEICO $5,956 $8,810
Liberty Mutual $13,001 $18,841
Nationwide $8,032 $12,085
Progressive $12,402 $13,575
State Farm $11,668 $14,285
Travelers $11,992 $14,138
USAA $11,869 $14,112

Buy Cheap Mount Vernon, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Mount Vernon, New York by comparing Mount Vernon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mount Vernon, NY here.

Annual Auto Insurance Rates for Senior Drivers in Mount Vernon, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,236 $5,248
GEICO $2,671 $2,631
Liberty Mutual $6,189 $6,189
Nationwide $4,123 $4,123
Progressive $2,875 $2,946
State Farm $3,483 $3,483
Travelers $4,638 $4,873
USAA $2,632 $2,638

Find Cheap Auto Insurance Rates in Mount Vernon, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mount Vernon, New York auto insurance. Compare Mount Vernon, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Vernon, New York

Insurance Company Low Medium High
Allstate $7,135 $7,954 $8,961
GEICO $3,584 $3,786 $4,054
Liberty Mutual $8,470 $8,881 $9,361
Nationwide $5,498 $5,839 $6,352
Progressive $5,634 $5,947 $6,407
State Farm $5,892 $6,270 $6,535
Travelers $6,629 $6,969 $7,588
USAA $5,413 $5,575 $5,849

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Find Cheap Mount Vernon, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mount Vernon. Compare auto insurance rates in Mount Vernon, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mount Vernon, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,901 $8,133
GEICO $3,696 $3,920
Liberty Mutual $8,645 $9,163
Nationwide $5,896 $5,896
Progressive $5,996 $5,996
State Farm $6,001 $6,464
Travelers $7,062 $7,062
USAA $5,555 $5,670

Find Cheap Mount Vernon, NY Auto Insurance Rates by ZIP Code

Auto insurance rates in Mount Vernon, New York can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Mount Vernon, NY to see how much where you live in Mount Vernon affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Mount Vernon, New York

ZIP Code Average Annual Rates
10550 $6,604
10552 $6,117
10553 $6,613

Find Cheap Mount Vernon, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Mount Vernon, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mount Vernon, NY, take a look at the average cost for various violations versus rates for a clean driving record in Mount Vernon.

Annual Mount Vernon, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,761 $6,761 $9,966 $8,579
GEICO $2,932 $3,199 $6,169 $2,932
Liberty Mutual $7,029 $7,029 $14,528 $7,029
Nationwide $4,450 $4,450 $10,129 $4,556
Progressive $5,821 $5,821 $6,481 $5,861
State Farm $5,920 $5,920 $6,545 $6,545
Travelers $5,959 $7,583 $7,691 $7,016
USAA $5,002 $5,084 $7,279 $5,084

Find Cheap Mount Vernon, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mount Vernon, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Mount Vernon for less when you shop around and compare rates from multiple Mount Vernon, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mount Vernon, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,966
GEICO $6,169
Liberty Mutual $14,528
Nationwide $10,129
Progressive $6,481
State Farm $6,545
Travelers $7,691
USAA $7,279

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Winners by Category: Where to Buy Cheap Auto Insurance in Mount Vernon, NY

Compare rates from the cheapest auto insurance companies in Mount Vernon, NY for your needs. Take a look at how Mount Vernon, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mount Vernon, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Find Cheap Mount Vernon, New York Auto Insurance Companies

If you’re looking for the cheapest Mount Vernon, NY auto insurance companies overall, you can compare them here. Find the best price for Mount Vernon, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Mount Vernon, New York

Insurance Company Average Annual Rates
Allstate $8,017
GEICO $3,808
Liberty Mutual $8,904
Nationwide $5,896
Progressive $5,996
State Farm $6,233
Travelers $7,062
USAA $5,612

What affects Mount Vernon, New York auto insurance rates?

Local factors affect auto insurance rates in Mount Vernon, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Mount Vernon auto insurance rates.

Commute Times in Mount Vernon

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mount Vernon, NY is 36.6 minutes according to City-Data.

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Compare Auto Insurance Quotes in Mount Vernon, NY

You can buy cheap Mount Vernon, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mount Vernon, New York auto insurance quotes from top companies.

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