Buy Cheap Mount Vernon, IN Auto Insurance (2021)

Mount Vernon, IN auto insurance rates average $288 a month. Minimum auto insurance requirements in Mount Vernon, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Mount Vernon, IN, compare Mount Vernon auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Mount Vernon is Liberty Mutual
  • Average auto insurance rates in Mount Vernon, IN for teens drivers are $6,825/year
  • Average auto insurance rates in Mount Vernon, IN are $288/month

Finding affordable Mount Vernon, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Mount Vernon, IN auto insurance with confidence is right here. Auto insurance rates in Mount Vernon are affected by local factors as well as personal ones like your driving record.

See how Mount Vernon, IN car insurance rates compare to Fort Wayne auto insurance rates, Gary auto insurance rates, and South Bend auto insurance rates before you read more about the cost of auto insurance in Mount Vernon.

Don’t buy Mount Vernon, IN auto insurance until you’ve compared rates. Get free Mount Vernon, Indiana auto insurance quotes when you enter your ZIP code above.

Mount Vernon, IN Minimum Auto Insurance Requirements

The required auto insurance in Mount Vernon, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Mount Vernon, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Mount Vernon, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Mount Vernon, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mount Vernon, IN. Take a look at Mount Vernon, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mount Vernon, Indiana

Insurance Company Poor Fair Good
Allstate $4,919 $3,664 $3,330
American Family $5,317 $3,451 $2,889
Farmers $4,814 $3,937 $3,650
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,481 $4,869 $4,504
Nationwide $3,111 $2,627 $2,461
Progressive $4,345 $3,847 $3,627
State Farm $3,662 $2,184 $1,693
Travelers $4,040 $3,425 $3,424
USAA $2,383 $1,581 $1,357

Buy Cheap Mount Vernon, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mount Vernon, Indiana auto insurance rates? Find out how car insurance rates in Mount Vernon, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Vernon, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,435 $2,490 $2,144 $2,346 $7,600 $9,611 $2,464 $2,676
American Family $2,437 $2,437 $2,188 $2,188 $6,692 $9,705 $2,437 $3,000
Farmers $1,839 $1,815 $1,568 $1,771 $10,138 $10,861 $2,445 $2,631
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $3,825 $3,825 $3,512 $3,512 $8,430 $12,752 $3,825 $5,262
Nationwide $1,678 $1,714 $1,471 $1,570 $4,919 $6,384 $1,972 $2,156
Progressive $1,685 $1,593 $1,525 $1,538 $9,857 $11,066 $2,109 $2,147
State Farm $1,544 $1,544 $1,376 $1,376 $4,667 $5,989 $1,710 $1,897
Travelers $1,297 $1,320 $1,216 $1,216 $8,131 $12,896 $1,374 $1,587
USAA $1,119 $1,097 $1,048 $1,048 $3,204 $3,560 $1,509 $1,602

Buy Cheap Mount Vernon, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mount Vernon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mount Vernon, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mount Vernon, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,600 $9,611
American Family $6,692 $9,705
Farmers $10,138 $10,861
GEICO $4,612 $4,309
Liberty Mutual $8,430 $12,752
Nationwide $4,919 $6,384
Progressive $9,857 $11,066
State Farm $4,667 $5,989
Travelers $8,131 $12,896
USAA $3,204 $3,560

Buy Cheap Mount Vernon, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Mount Vernon, Indiana by comparing Mount Vernon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mount Vernon, IN here.

Annual Auto Insurance Rates for Senior Drivers in Mount Vernon, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,346
American Family $2,188 $2,188
Farmers $1,568 $1,771
GEICO $1,463 $1,503
Liberty Mutual $3,512 $3,512
Nationwide $1,471 $1,570
Progressive $1,525 $1,538
State Farm $1,376 $1,376
Travelers $1,216 $1,216
USAA $1,048 $1,048

Find Cheap Auto Insurance Rates in Mount Vernon, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mount Vernon, Indiana auto insurance. Compare Mount Vernon, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Vernon, Indiana

Insurance Company Low Medium High
Allstate $3,766 $3,955 $4,191
American Family $3,849 $4,014 $3,794
Farmers $3,985 $4,126 $4,289
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,428 $5,602 $5,823
Nationwide $2,770 $2,712 $2,717
Progressive $3,722 $3,878 $4,220
State Farm $2,390 $2,512 $2,636
Travelers $3,553 $3,664 $3,673
USAA $1,707 $1,769 $1,844

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Find Cheap Mount Vernon, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mount Vernon. Compare auto insurance rates in Mount Vernon, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mount Vernon, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,971 $3,971
American Family $3,838 $3,932
Farmers $4,133 $4,133
GEICO $2,264 $2,346
Liberty Mutual $5,467 $5,769
Nationwide $2,733 $2,733
Progressive $3,940 $3,940
State Farm $2,441 $2,585
Travelers $3,630 $3,630
USAA $1,750 $1,797

Find Cheap Mount Vernon, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Mount Vernon, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mount Vernon, IN, take a look at the average cost for various violations versus rates for a clean driving record in Mount Vernon.

Annual Mount Vernon, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,162 $4,661 $4,296 $3,765
American Family $2,678 $4,264 $5,409 $3,191
Farmers $3,696 $4,313 $4,446 $4,079
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,416 $5,181 $8,022 $4,853
Nationwide $2,351 $3,029 $2,905 $2,647
Progressive $2,954 $5,177 $3,524 $4,105
State Farm $2,454 $2,690 $2,454 $2,454
Travelers $3,085 $3,809 $4,316 $3,309
USAA $1,334 $1,909 $2,194 $1,656

Find Cheap Mount Vernon, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mount Vernon, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Mount Vernon for less when you shop around and compare rates from multiple Mount Vernon, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mount Vernon, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,296
American Family $5,409
Farmers $4,446
GEICO $3,208
Liberty Mutual $8,022
Nationwide $2,905
Progressive $3,524
State Farm $2,454
Travelers $4,316
USAA $2,194

Winners by Category: Where to Buy Cheap Auto Insurance in Mount Vernon, IN

Compare rates from the cheapest auto insurance companies in Mount Vernon, IN for your needs. Take a look at how Mount Vernon, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mount Vernon, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Mount Vernon, Indiana Auto Insurance Companies

If you’re looking for the cheapest Mount Vernon, IN auto insurance companies overall, you can compare them here. Find the best price for Mount Vernon, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Mount Vernon, Indiana

Insurance Company Average Annual Rates
Allstate $3,971
American Family $3,885
Farmers $4,133
GEICO $2,305
Liberty Mutual $5,618
Nationwide $2,733
Progressive $3,940
State Farm $2,513
Travelers $3,630
USAA $1,773

What affects Mount Vernon, Indiana auto insurance rates?

Local factors affect auto insurance rates in Mount Vernon, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Mount Vernon auto insurance rates.

Commute Times in Mount Vernon

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mount Vernon, IN is 16.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Mount Vernon, IN

You can buy cheap Mount Vernon, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mount Vernon, Indiana auto insurance quotes from top companies.

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