Buy Cheap Mount Vernon, IA Auto Insurance (2021)

Mount Vernon, IA auto insurance rates average $240 a month. Minimum auto insurance requirements in Mount Vernon, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Mount Vernon, IA, compare Mount Vernon auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mount Vernon, IA after a DUI are $3,459/year
  • The most expensive auto insurance company in Mount Vernon after a DUI is Travelers
  • Average auto insurance rates in Mount Vernon, IA are $240/month

Finding affordable Mount Vernon, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Mount Vernon, IA auto insurance with confidence is right here. Auto insurance rates in Mount Vernon are affected by local factors as well as personal ones like your driving record.

See how Mount Vernon, IA car insurance rates compare to Waterloo auto insurance rates, Sioux City auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Mount Vernon.

Don’t buy Mount Vernon, IA auto insurance until you’ve compared rates. Get free Mount Vernon, Iowa auto insurance quotes when you enter your ZIP code above.

Mount Vernon, IA Minimum Auto Insurance Requirements

The required auto insurance in Mount Vernon, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Mount Vernon, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Mount Vernon, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Mount Vernon, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mount Vernon, IA. Take a look at Mount Vernon, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mount Vernon, Iowa

Insurance Company Poor Fair Good
Allstate $3,315 $2,641 $2,378
American Family $3,960 $2,910 $2,445
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $3,033 $2,384 $2,087
Progressive $2,692 $2,193 $1,993
State Farm $3,600 $2,226 $1,755
Travelers $5,526 $4,731 $4,512
USAA $2,296 $1,585 $1,376

Buy Cheap Mount Vernon, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mount Vernon, Iowa auto insurance rates? Find out how car insurance rates in Mount Vernon, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Vernon, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,831 $1,756 $1,632 $1,661 $5,325 $5,997 $1,986 $2,039
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,726 $1,768 $1,541 $1,640 $4,039 $5,206 $1,962 $2,129
Progressive $1,580 $1,510 $1,308 $1,356 $4,061 $4,572 $1,900 $2,055
State Farm $1,651 $1,651 $1,449 $1,449 $4,427 $5,630 $1,855 $2,103
Travelers $2,195 $2,237 $2,149 $2,150 $9,932 $15,737 $2,296 $2,689
USAA $1,164 $1,171 $1,074 $1,087 $3,209 $3,392 $1,391 $1,531

Buy Cheap Mount Vernon, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mount Vernon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mount Vernon, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mount Vernon, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,325 $5,997
American Family $5,344 $7,497
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $4,039 $5,206
Progressive $4,061 $4,572
State Farm $4,427 $5,630
Travelers $9,932 $15,737
USAA $3,209 $3,392

Buy Cheap Mount Vernon, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Mount Vernon, Iowa by comparing Mount Vernon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mount Vernon, IA here.

Annual Auto Insurance Rates for Senior Drivers in Mount Vernon, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,632 $1,661
American Family $1,790 $1,790
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,541 $1,640
Progressive $1,308 $1,356
State Farm $1,449 $1,449
Travelers $2,149 $2,150
USAA $1,074 $1,087

Find Cheap Auto Insurance Rates in Mount Vernon, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mount Vernon, Iowa auto insurance. Compare Mount Vernon, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Vernon, Iowa

Insurance Company Low Medium High
Allstate $2,684 $2,782 $2,869
American Family $3,125 $3,277 $2,913
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,600 $2,493 $2,411
Progressive $2,157 $2,304 $2,418
State Farm $2,398 $2,543 $2,640
Travelers $4,671 $4,994 $5,104
USAA $1,658 $1,758 $1,840

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Find Cheap Mount Vernon, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mount Vernon. Compare auto insurance rates in Mount Vernon, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mount Vernon, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,713 $2,844
American Family $3,069 $3,141
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,501 $2,501
Progressive $2,293 $2,293
State Farm $2,465 $2,589
Travelers $4,923 $4,923
USAA $1,689 $1,816

Find Cheap Mount Vernon, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Mount Vernon, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mount Vernon, IA, take a look at the average cost for various violations versus rates for a clean driving record in Mount Vernon.

Annual Mount Vernon, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,361 $2,856 $3,256 $2,642
American Family $2,242 $3,279 $4,262 $2,636
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,817 $2,600 $3,535 $2,053
Progressive $1,838 $3,039 $1,996 $2,298
State Farm $2,342 $2,712 $2,527 $2,527
Travelers $3,576 $4,796 $6,417 $4,902
USAA $1,336 $1,799 $2,338 $1,536

Find Cheap Mount Vernon, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mount Vernon, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Mount Vernon for less when you shop around and compare rates from multiple Mount Vernon, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mount Vernon, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,256
American Family $4,262
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,535
Progressive $1,996
State Farm $2,527
Travelers $6,417
USAA $2,338

Winners by Category: Where to Buy Cheap Auto Insurance in Mount Vernon, IA

Compare rates from the cheapest auto insurance companies in Mount Vernon, IA for your needs. Take a look at how Mount Vernon, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mount Vernon, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Mount Vernon, Iowa Auto Insurance Companies

If you’re looking for the cheapest Mount Vernon, IA auto insurance companies overall, you can compare them here. Find the best price for Mount Vernon, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Mount Vernon, Iowa

Insurance Company Average Annual Rates
Allstate $2,778
American Family $3,105
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,501
Progressive $2,293
State Farm $2,527
Travelers $4,923
USAA $1,752

What affects Mount Vernon, Iowa auto insurance rates?

Local factors affect auto insurance rates in Mount Vernon, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Mount Vernon auto insurance rates.

Commute Times in Mount Vernon

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mount Vernon, IA is 18.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Mount Vernon, IA

You can buy cheap Mount Vernon, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mount Vernon, Iowa auto insurance quotes from top companies.

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