Buy Cheap Mount Union, IA Auto Insurance (2021)

Mount Union, IA auto insurance rates average $246 a month. Minimum auto insurance requirements in Mount Union, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Mount Union, IA, compare Mount Union auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mount Union, IA are $246/month
  • Average auto insurance rates in Mount Union, IA for teens drivers are $5,595/year
  • The most expensive auto insurance company in Mount Union after a DUI is Travelers

Finding affordable Mount Union, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Mount Union, IA auto insurance with confidence is right here. Auto insurance rates in Mount Union are affected by local factors as well as personal ones like your driving record.

See how Mount Union, IA car insurance rates compare to Council Bluffs auto insurance rates, Waterloo auto insurance rates, and Ankeny auto insurance rates before you read more about the cost of auto insurance in Mount Union.

Don’t buy Mount Union, IA auto insurance until you’ve compared rates. Get free Mount Union, Iowa auto insurance quotes when you enter your ZIP code above.

Mount Union, IA Minimum Auto Insurance Requirements

The required auto insurance in Mount Union, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Mount Union, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Mount Union, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Mount Union, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mount Union, IA. Take a look at Mount Union, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mount Union, Iowa

Insurance Company Poor Fair Good
Allstate $3,196 $2,542 $2,288
American Family $3,819 $2,808 $2,360
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,290 $2,569 $2,252
Progressive $2,558 $2,069 $1,875
State Farm $3,113 $1,926 $1,519
Travelers $6,418 $5,476 $5,216
USAA $2,498 $1,719 $1,490

Buy Cheap Mount Union, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mount Union, Iowa auto insurance rates? Find out how car insurance rates in Mount Union, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Union, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,776 $1,706 $1,580 $1,608 $5,087 $5,725 $1,931 $1,988
American Family $1,933 $1,933 $1,729 $1,729 $5,150 $7,228 $1,933 $2,329
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,520 $1,463 $1,254 $1,300 $3,754 $4,238 $1,828 $1,981
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,584 $2,638 $2,506 $2,513 $11,387 $18,122 $2,687 $3,187
USAA $1,263 $1,274 $1,161 $1,179 $3,476 $3,681 $1,515 $1,671

Buy Cheap Mount Union, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mount Union can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mount Union, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mount Union, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,087 $5,725
American Family $5,150 $7,228
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,309 $5,592
Progressive $3,754 $4,238
State Farm $3,825 $4,856
Travelers $11,387 $18,122
USAA $3,476 $3,681

Buy Cheap Mount Union, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Mount Union, Iowa by comparing Mount Union senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mount Union, IA here.

Annual Auto Insurance Rates for Senior Drivers in Mount Union, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,580 $1,608
American Family $1,729 $1,729
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,254 $1,300
State Farm $1,254 $1,254
Travelers $2,506 $2,513
USAA $1,161 $1,179

Find Cheap Auto Insurance Rates in Mount Union, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mount Union, Iowa auto insurance. Compare Mount Union, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Union, Iowa

Insurance Company Low Medium High
Allstate $2,579 $2,678 $2,769
American Family $3,012 $3,162 $2,813
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,827 $2,688 $2,597
Progressive $2,041 $2,173 $2,288
State Farm $2,083 $2,198 $2,277
Travelers $5,378 $5,789 $5,943
USAA $1,808 $1,909 $1,991

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Find Cheap Mount Union, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mount Union. Compare auto insurance rates in Mount Union, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mount Union, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,612 $2,738
American Family $2,961 $3,031
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,704 $2,704
Progressive $2,167 $2,167
State Farm $2,133 $2,239
Travelers $5,703 $5,703
USAA $1,833 $1,972

Find Cheap Mount Union, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Mount Union, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mount Union, IA, take a look at the average cost for various violations versus rates for a clean driving record in Mount Union.

Annual Mount Union, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,278 $2,751 $3,128 $2,544
American Family $2,163 $3,168 $4,110 $2,542
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,743 $2,856 $1,891 $2,180
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $4,159 $5,541 $7,417 $5,695
USAA $1,451 $1,952 $2,540 $1,667

Find Cheap Mount Union, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mount Union, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Mount Union for less when you shop around and compare rates from multiple Mount Union, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mount Union, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,128
American Family $4,110
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,845
Progressive $1,891
State Farm $2,186
Travelers $7,417
USAA $2,540

Winners by Category: Where to Buy Cheap Auto Insurance in Mount Union, IA

Compare rates from the cheapest auto insurance companies in Mount Union, IA for your needs. Take a look at how Mount Union, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mount Union, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Mount Union, Iowa Auto Insurance Companies

If you’re looking for the cheapest Mount Union, IA auto insurance companies overall, you can compare them here. Find the best price for Mount Union, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Mount Union, Iowa

Insurance Company Average Annual Rates
Allstate $2,675
American Family $2,996
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,704
Progressive $2,167
State Farm $2,186
Travelers $5,703
USAA $1,902

What affects Mount Union, Iowa auto insurance rates?

Local factors affect auto insurance rates in Mount Union, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Mount Union auto insurance rates.

Commute Times in Mount Union

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mount Union, IA is 21.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Mount Union, IA

You can buy cheap Mount Union, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mount Union, Iowa auto insurance quotes from top companies.

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