Buy Cheap Mount Sterling, OH Auto Insurance (2021)

Mount Sterling, OH auto insurance rates average $233 a month. Minimum auto insurance requirements in Mount Sterling, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Mount Sterling, OH, compare Mount Sterling auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mount Sterling, OH for teens drivers are $5,778/year
  • Average auto insurance rates in Mount Sterling, OH after a DUI are $3,247/year
  • The most expensive auto insurance company in Mount Sterling after a DUI is Liberty Mutual

Finding affordable Mount Sterling, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Mount Sterling, OH auto insurance with confidence is right here. Auto insurance rates in Mount Sterling are affected by local factors as well as personal ones like your driving record.

See how Mount Sterling, OH car insurance rates compare to Akron auto insurance rates, Parma auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Mount Sterling.

Don’t buy Mount Sterling, OH auto insurance until you’ve compared rates. Get free Mount Sterling, Ohio auto insurance quotes when you enter your ZIP code above.

Mount Sterling, OH Minimum Auto Insurance Requirements

The required auto insurance in Mount Sterling, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Mount Sterling, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Mount Sterling, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Mount Sterling, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mount Sterling, OH. Take a look at Mount Sterling, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mount Sterling, Ohio

Insurance Company Poor Fair Good
Allstate $4,011 $2,923 $2,438
American Family $2,149 $1,463 $1,240
Farmers $3,819 $3,224 $3,070
GEICO $2,056 $1,716 $1,376
Liberty Mutual $6,073 $3,729 $2,923
Nationwide $3,889 $3,133 $2,646
Progressive $3,811 $3,293 $3,075
State Farm $3,784 $2,338 $1,842
Travelers $3,600 $3,129 $2,920
USAA $1,844 $1,304 $1,111

Buy Cheap Mount Sterling, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mount Sterling, Ohio auto insurance rates? Find out how car insurance rates in Mount Sterling, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Sterling, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,078 $2,066 $1,877 $2,005 $5,812 $6,651 $2,178 $2,323
American Family $995 $1,034 $913 $917 $3,137 $3,410 $1,232 $1,299
Farmers $1,790 $1,784 $1,578 $1,665 $7,879 $8,172 $2,006 $2,096
GEICO $1,244 $1,208 $1,166 $1,171 $3,307 $3,080 $1,380 $1,172
Liberty Mutual $1,963 $2,141 $1,509 $1,835 $10,393 $11,738 $2,081 $2,273
Nationwide $2,153 $2,165 $1,942 $1,957 $5,487 $7,080 $2,308 $2,688
Progressive $1,751 $1,650 $1,457 $1,507 $7,771 $8,753 $2,091 $2,165
State Farm $1,584 $1,584 $1,420 $1,420 $4,999 $6,269 $1,843 $2,120
Travelers $1,500 $1,525 $1,482 $1,476 $6,362 $10,023 $1,561 $1,798
USAA $866 $874 $821 $823 $2,632 $2,935 $1,157 $1,250

Buy Cheap Mount Sterling, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mount Sterling can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mount Sterling, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mount Sterling, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,812 $6,651
American Family $3,137 $3,410
Farmers $7,879 $8,172
GEICO $3,307 $3,080
Liberty Mutual $10,393 $11,738
Nationwide $5,487 $7,080
Progressive $7,771 $8,753
State Farm $4,999 $6,269
Travelers $6,362 $10,023
USAA $2,632 $2,935

Buy Cheap Mount Sterling, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Mount Sterling, Ohio by comparing Mount Sterling senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mount Sterling, OH here.

Annual Auto Insurance Rates for Senior Drivers in Mount Sterling, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,877 $2,005
American Family $913 $917
Farmers $1,578 $1,665
GEICO $1,166 $1,171
Liberty Mutual $1,509 $1,835
Nationwide $1,942 $1,957
Progressive $1,457 $1,507
State Farm $1,420 $1,420
Travelers $1,482 $1,476
USAA $821 $823

Find Cheap Auto Insurance Rates in Mount Sterling, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mount Sterling, Ohio auto insurance. Compare Mount Sterling, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Sterling, Ohio

Insurance Company Low Medium High
Allstate $3,022 $3,118 $3,232
American Family $1,585 $1,630 $1,636
Farmers $3,197 $3,321 $3,596
GEICO $1,664 $1,709 $1,776
Liberty Mutual $4,085 $4,264 $4,376
Nationwide $3,567 $3,123 $2,978
Progressive $3,253 $3,363 $3,563
State Farm $2,529 $2,663 $2,773
Travelers $3,140 $3,257 $3,251
USAA $1,359 $1,418 $1,482

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Find Cheap Mount Sterling, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mount Sterling. Compare auto insurance rates in Mount Sterling, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mount Sterling, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,124 $3,124
American Family $1,597 $1,637
Farmers $3,371 $3,371
GEICO $1,687 $1,746
Liberty Mutual $4,242 $4,242
Nationwide $3,223 $3,223
Progressive $3,393 $3,393
State Farm $2,590 $2,720
Travelers $3,216 $3,216
USAA $1,365 $1,474

Find Cheap Mount Sterling, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Mount Sterling, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mount Sterling, OH, take a look at the average cost for various violations versus rates for a clean driving record in Mount Sterling.

Annual Mount Sterling, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,620 $3,172 $3,734 $2,970
American Family $1,548 $1,640 $1,640 $1,640
Farmers $2,779 $3,580 $3,491 $3,636
GEICO $1,169 $1,682 $2,426 $1,588
Liberty Mutual $3,562 $4,576 $4,671 $4,157
Nationwide $2,581 $3,285 $4,169 $2,855
Progressive $2,925 $3,977 $3,117 $3,552
State Farm $2,416 $2,894 $2,655 $2,655
Travelers $2,373 $3,086 $4,649 $2,756
USAA $1,092 $1,461 $1,916 $1,210

Find Cheap Mount Sterling, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mount Sterling, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Mount Sterling for less when you shop around and compare rates from multiple Mount Sterling, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mount Sterling, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,734
American Family $1,640
Farmers $3,491
GEICO $2,426
Liberty Mutual $4,671
Nationwide $4,169
Progressive $3,117
State Farm $2,655
Travelers $4,649
USAA $1,916

Winners by Category: Where to Buy Cheap Auto Insurance in Mount Sterling, OH

Compare rates from the cheapest auto insurance companies in Mount Sterling, OH for your needs. Take a look at how Mount Sterling, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mount Sterling, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Mount Sterling, Ohio Auto Insurance Companies

If you’re looking for the cheapest Mount Sterling, OH auto insurance companies overall, you can compare them here. Find the best price for Mount Sterling, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Mount Sterling, Ohio

Insurance Company Average Annual Rates
Allstate $3,124
American Family $1,617
Farmers $3,371
GEICO $1,716
Liberty Mutual $4,242
Nationwide $3,223
Progressive $3,393
State Farm $2,655
Travelers $3,216
USAA $1,420

What affects Mount Sterling, Ohio auto insurance rates?

Local factors affect auto insurance rates in Mount Sterling, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Mount Sterling auto insurance rates.

Commute Times in Mount Sterling

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mount Sterling, OH is 29.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Mount Sterling, OH

You can buy cheap Mount Sterling, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mount Sterling, Ohio auto insurance quotes from top companies.

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