Buy Cheap Mount Sterling, IL Auto Insurance (2021)

Mount Sterling, IL auto insurance rates average $254 a month. Minimum auto insurance requirements in Mount Sterling, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Mount Sterling, IL, compare Mount Sterling auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mount Sterling, IL after a DUI are $3,562/year
  • The most expensive auto insurance company in Mount Sterling after a DUI is Allstate
  • Average auto insurance rates in Mount Sterling, IL are $254/month

Finding affordable Mount Sterling, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Mount Sterling, IL auto insurance with confidence is right here. Auto insurance rates in Mount Sterling are affected by local factors as well as personal ones like your driving record.

See how Mount Sterling, IL car insurance rates compare to Cicero auto insurance rates, Chicago auto insurance rates, and Peoria auto insurance rates before you read more about the cost of auto insurance in Mount Sterling.

Don’t buy Mount Sterling, IL auto insurance until you’ve compared rates. Get free Mount Sterling, Illinois auto insurance quotes when you enter your ZIP code above.

Mount Sterling, IL Minimum Auto Insurance Requirements

The required auto insurance in Mount Sterling, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Mount Sterling, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Mount Sterling, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Mount Sterling, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mount Sterling, IL. Take a look at Mount Sterling, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mount Sterling, Illinois

Insurance Company Poor Fair Good
Allstate $6,575 $4,725 $4,123
American Family $5,016 $3,389 $2,858
Farmers $4,704 $3,921 $3,733
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,899 $1,808 $1,445
Nationwide $3,360 $2,706 $2,371
Progressive $3,719 $3,124 $2,870
State Farm $2,931 $1,755 $1,361
Travelers $2,513 $1,996 $1,633
USAA $3,661 $2,516 $2,074

Buy Cheap Mount Sterling, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mount Sterling, Illinois auto insurance rates? Find out how car insurance rates in Mount Sterling, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Sterling, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,303 $3,318 $3,433 $3,433 $8,401 $10,972 $3,972 $4,295
American Family $2,367 $2,367 $2,158 $2,158 $6,493 $9,079 $2,367 $3,045
Farmers $2,295 $2,301 $2,046 $2,152 $9,208 $9,593 $2,611 $2,748
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,302 $1,406 $1,090 $1,215 $4,071 $4,521 $1,361 $1,437
Nationwide $1,805 $1,841 $1,604 $1,704 $4,886 $6,291 $2,094 $2,272
Progressive $2,011 $1,947 $1,655 $1,713 $6,369 $7,187 $2,414 $2,606
State Farm $1,334 $1,334 $1,168 $1,168 $3,478 $4,437 $1,500 $1,708
Travelers $1,358 $1,434 $1,217 $1,299 $3,628 $4,480 $1,443 $1,520
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

Buy Cheap Mount Sterling, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mount Sterling can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mount Sterling, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mount Sterling, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,401 $10,972
American Family $6,493 $9,079
Farmers $9,208 $9,593
GEICO $4,847 $5,129
Liberty Mutual $4,071 $4,521
Nationwide $4,886 $6,291
Progressive $6,369 $7,187
State Farm $3,478 $4,437
Travelers $3,628 $4,480
USAA $5,289 $5,831

Buy Cheap Mount Sterling, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Mount Sterling, Illinois by comparing Mount Sterling senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mount Sterling, IL here.

Annual Auto Insurance Rates for Senior Drivers in Mount Sterling, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,433 $3,433
American Family $2,158 $2,158
Farmers $2,046 $2,152
GEICO $1,521 $1,797
Liberty Mutual $1,090 $1,215
Nationwide $1,604 $1,704
Progressive $1,655 $1,713
State Farm $1,168 $1,168
Travelers $1,217 $1,299
USAA $1,527 $1,507

Find Cheap Auto Insurance Rates in Mount Sterling, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mount Sterling, Illinois auto insurance. Compare Mount Sterling, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Sterling, Illinois

Insurance Company Low Medium High
Allstate $5,013 $5,137 $5,273
American Family $3,654 $3,890 $3,718
Farmers $3,942 $4,035 $4,381
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,944 $2,046 $2,161
Nationwide $2,817 $2,831 $2,789
Progressive $3,049 $3,230 $3,435
State Farm $1,931 $2,018 $2,098
Travelers $1,935 $2,045 $2,162
USAA $2,561 $2,747 $2,942

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Find Cheap Mount Sterling, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mount Sterling. Compare auto insurance rates in Mount Sterling, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mount Sterling, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,141 $5,141
American Family $3,705 $3,803
Farmers $4,119 $4,119
GEICO $2,519 $2,617
Liberty Mutual $2,050 $2,050
Nationwide $2,812 $2,812
Progressive $3,238 $3,238
State Farm $1,966 $2,066
Travelers $1,968 $2,126
USAA $2,673 $2,827

Find Cheap Mount Sterling, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Mount Sterling, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mount Sterling, IL, take a look at the average cost for various violations versus rates for a clean driving record in Mount Sterling.

Annual Mount Sterling, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,746 $6,196 $5,777 $4,846
American Family $2,759 $3,921 $5,207 $3,132
Farmers $3,488 $4,470 $4,359 $4,160
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,715 $2,413 $2,131 $1,942
Nationwide $2,262 $2,933 $3,453 $2,601
Progressive $2,692 $3,890 $2,967 $3,403
State Farm $1,866 $2,166 $2,016 $2,016
Travelers $1,641 $2,130 $2,368 $2,050
USAA $1,960 $2,818 $3,858 $2,364

Find Cheap Mount Sterling, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mount Sterling, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Mount Sterling for less when you shop around and compare rates from multiple Mount Sterling, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mount Sterling, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,777
American Family $5,207
Farmers $4,359
GEICO $3,482
Liberty Mutual $2,131
Nationwide $3,453
Progressive $2,967
State Farm $2,016
Travelers $2,368
USAA $3,858

Winners by Category: Where to Buy Cheap Auto Insurance in Mount Sterling, IL

Compare rates from the cheapest auto insurance companies in Mount Sterling, IL for your needs. Take a look at how Mount Sterling, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mount Sterling, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Mount Sterling, Illinois Auto Insurance Companies

If you’re looking for the cheapest Mount Sterling, IL auto insurance companies overall, you can compare them here. Find the best price for Mount Sterling, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Mount Sterling, Illinois

Insurance Company Average Annual Rates
Allstate $5,141
American Family $3,754
Farmers $4,119
GEICO $2,568
Liberty Mutual $2,050
Nationwide $2,812
Progressive $3,238
State Farm $2,016
Travelers $2,047
USAA $2,750

What affects Mount Sterling, Illinois auto insurance rates?

Local factors affect auto insurance rates in Mount Sterling, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Mount Sterling auto insurance rates.

Commute Times in Mount Sterling

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mount Sterling, IL is 16.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Mount Sterling, IL

You can buy cheap Mount Sterling, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mount Sterling, Illinois auto insurance quotes from top companies.

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