Buy Cheap Mount Sterling, IA Auto Insurance (2021)

Mount Sterling, IA auto insurance rates average $250 a month. Minimum auto insurance requirements in Mount Sterling, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Mount Sterling, IA, compare Mount Sterling auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mount Sterling, IA for teens drivers are $5,636/year
  • The most expensive auto insurance company in Mount Sterling is Travelers
  • Average auto insurance rates in Mount Sterling, IA are $250/month

Finding affordable Mount Sterling, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Mount Sterling, IA auto insurance with confidence is right here. Auto insurance rates in Mount Sterling are affected by local factors as well as personal ones like your driving record.

See how Mount Sterling, IA car insurance rates compare to Iowa City auto insurance rates, West Des Moines auto insurance rates, and Waterloo auto insurance rates before you read more about the cost of auto insurance in Mount Sterling.

Don’t buy Mount Sterling, IA auto insurance until you’ve compared rates. Get free Mount Sterling, Iowa auto insurance quotes when you enter your ZIP code above.

Mount Sterling, IA Minimum Auto Insurance Requirements

The required auto insurance in Mount Sterling, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Mount Sterling, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Mount Sterling, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Mount Sterling, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mount Sterling, IA. Take a look at Mount Sterling, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mount Sterling, Iowa

Insurance Company Poor Fair Good
Allstate $3,357 $2,673 $2,400
American Family $3,747 $2,755 $2,315
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,217 $2,506 $2,198
Progressive $3,101 $2,474 $2,227
State Farm $3,325 $2,056 $1,621
Travelers $6,428 $5,481 $5,219
USAA $2,399 $1,648 $1,427

Buy Cheap Mount Sterling, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mount Sterling, Iowa auto insurance rates? Find out how car insurance rates in Mount Sterling, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Sterling, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,896 $1,833 $1,674 $1,707 $5,256 $5,883 $2,083 $2,149
American Family $1,899 $1,899 $1,698 $1,698 $5,047 $7,088 $1,899 $2,287
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,849 $1,904 $1,643 $1,762 $4,176 $5,431 $2,084 $2,273
Progressive $1,893 $1,843 $1,561 $1,612 $4,296 $4,864 $2,281 $2,456
State Farm $1,574 $1,574 $1,363 $1,363 $3,971 $5,072 $1,763 $1,992
Travelers $2,598 $2,654 $2,513 $2,522 $11,368 $18,110 $2,698 $3,210
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

Buy Cheap Mount Sterling, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mount Sterling can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mount Sterling, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mount Sterling, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,256 $5,883
American Family $5,047 $7,088
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,176 $5,431
Progressive $4,296 $4,864
State Farm $3,971 $5,072
Travelers $11,368 $18,110
USAA $3,285 $3,490

Buy Cheap Mount Sterling, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Mount Sterling, Iowa by comparing Mount Sterling senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mount Sterling, IA here.

Annual Auto Insurance Rates for Senior Drivers in Mount Sterling, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,674 $1,707
American Family $1,698 $1,698
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,643 $1,762
Progressive $1,561 $1,612
State Farm $1,363 $1,363
Travelers $2,513 $2,522
USAA $1,123 $1,146

Find Cheap Auto Insurance Rates in Mount Sterling, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mount Sterling, Iowa auto insurance. Compare Mount Sterling, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Sterling, Iowa

Insurance Company Low Medium High
Allstate $2,717 $2,813 $2,900
American Family $2,954 $3,102 $2,761
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,769 $2,621 $2,531
Progressive $2,474 $2,609 $2,719
State Farm $2,239 $2,345 $2,419
Travelers $5,379 $5,795 $5,953
USAA $1,732 $1,830 $1,911

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Find Cheap Mount Sterling, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mount Sterling. Compare auto insurance rates in Mount Sterling, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mount Sterling, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,744 $2,877
American Family $2,905 $2,973
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,640 $2,640
Progressive $2,601 $2,601
State Farm $2,278 $2,390
Travelers $5,709 $5,709
USAA $1,758 $1,891

Find Cheap Mount Sterling, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Mount Sterling, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mount Sterling, IA, take a look at the average cost for various violations versus rates for a clean driving record in Mount Sterling.

Annual Mount Sterling, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,409 $2,896 $3,260 $2,676
American Family $2,121 $3,111 $4,031 $2,494
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,900 $2,746 $3,759 $2,155
Progressive $2,101 $3,394 $2,275 $2,633
State Farm $2,180 $2,488 $2,334 $2,334
Travelers $4,169 $5,544 $7,420 $5,705
USAA $1,395 $1,870 $2,432 $1,602

Find Cheap Mount Sterling, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mount Sterling, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Mount Sterling for less when you shop around and compare rates from multiple Mount Sterling, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mount Sterling, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,260
American Family $4,031
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,759
Progressive $2,275
State Farm $2,334
Travelers $7,420
USAA $2,432

Winners by Category: Where to Buy Cheap Auto Insurance in Mount Sterling, IA

Compare rates from the cheapest auto insurance companies in Mount Sterling, IA for your needs. Take a look at how Mount Sterling, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mount Sterling, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Mount Sterling, Iowa Auto Insurance Companies

If you’re looking for the cheapest Mount Sterling, IA auto insurance companies overall, you can compare them here. Find the best price for Mount Sterling, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Mount Sterling, Iowa

Insurance Company Average Annual Rates
Allstate $2,810
American Family $2,939
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,640
Progressive $2,601
State Farm $2,334
Travelers $5,709
USAA $1,825

Compare Auto Insurance Quotes in Mount Sterling, IA

You can buy cheap Mount Sterling, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mount Sterling, Iowa auto insurance quotes from top companies.

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