Buy Cheap Mount Pleasant, IA Auto Insurance (2021)

Mount Pleasant, IA auto insurance rates average $245 a month. Minimum auto insurance requirements in Mount Pleasant, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Mount Pleasant, IA, compare Mount Pleasant auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mount Pleasant, IA are $245/month
  • Average auto insurance rates in Mount Pleasant, IA after a DUI are $3,553/year
  • The most expensive auto insurance company in Mount Pleasant is Travelers

Finding affordable Mount Pleasant, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Mount Pleasant, IA auto insurance with confidence is right here. Auto insurance rates in Mount Pleasant are affected by local factors as well as personal ones like your driving record.

See how Mount Pleasant, IA car insurance rates compare to Ames auto insurance rates, Des Moines auto insurance rates, and Cedar Rapids auto insurance rates before you read more about the cost of auto insurance in Mount Pleasant.

Don’t buy Mount Pleasant, IA auto insurance until you’ve compared rates. Get free Mount Pleasant, Iowa auto insurance quotes when you enter your ZIP code above.

Mount Pleasant, IA Minimum Auto Insurance Requirements

The required auto insurance in Mount Pleasant, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Mount Pleasant, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Mount Pleasant, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Mount Pleasant, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mount Pleasant, IA. Take a look at Mount Pleasant, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mount Pleasant, Iowa

Insurance Company Poor Fair Good
Allstate $3,364 $2,677 $2,403
American Family $3,829 $2,814 $2,365
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,290 $2,569 $2,252
Progressive $2,473 $2,004 $1,816
State Farm $2,893 $1,790 $1,413
Travelers $6,418 $5,476 $5,216
USAA $2,399 $1,648 $1,427

Buy Cheap Mount Pleasant, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mount Pleasant, Iowa auto insurance rates? Find out how car insurance rates in Mount Pleasant, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Pleasant, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,901 $1,837 $1,679 $1,711 $5,260 $5,887 $2,087 $2,154
American Family $1,939 $1,939 $1,734 $1,734 $5,158 $7,244 $1,939 $2,337
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,467 $1,409 $1,212 $1,256 $3,652 $4,118 $1,763 $1,906
State Farm $1,337 $1,337 $1,169 $1,169 $3,540 $4,498 $1,501 $1,705
Travelers $2,584 $2,638 $2,506 $2,513 $11,387 $18,122 $2,687 $3,187
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

Buy Cheap Mount Pleasant, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mount Pleasant can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mount Pleasant, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mount Pleasant, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,260 $5,887
American Family $5,158 $7,244
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,309 $5,592
Progressive $3,652 $4,118
State Farm $3,540 $4,498
Travelers $11,387 $18,122
USAA $3,285 $3,490

Buy Cheap Mount Pleasant, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Mount Pleasant, Iowa by comparing Mount Pleasant senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mount Pleasant, IA here.

Annual Auto Insurance Rates for Senior Drivers in Mount Pleasant, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,679 $1,711
American Family $1,734 $1,734
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,212 $1,256
State Farm $1,169 $1,169
Travelers $2,506 $2,513
USAA $1,123 $1,146

Find Cheap Auto Insurance Rates in Mount Pleasant, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mount Pleasant, Iowa auto insurance. Compare Mount Pleasant, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Pleasant, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,817 $2,908
American Family $3,020 $3,170 $2,819
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,827 $2,688 $2,597
Progressive $1,973 $2,105 $2,215
State Farm $1,938 $2,042 $2,115
Travelers $5,378 $5,789 $5,943
USAA $1,732 $1,830 $1,911

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Find Cheap Mount Pleasant, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mount Pleasant. Compare auto insurance rates in Mount Pleasant, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mount Pleasant, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,748 $2,881
American Family $2,968 $3,038
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,704 $2,704
Progressive $2,098 $2,098
State Farm $1,983 $2,081
Travelers $5,703 $5,703
USAA $1,758 $1,891

Find Cheap Mount Pleasant, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Mount Pleasant, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mount Pleasant, IA, take a look at the average cost for various violations versus rates for a clean driving record in Mount Pleasant.

Annual Mount Pleasant, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,414 $2,900 $3,264 $2,680
American Family $2,168 $3,176 $4,120 $2,549
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,686 $2,767 $1,830 $2,108
State Farm $1,886 $2,178 $2,032 $2,032
Travelers $4,159 $5,541 $7,417 $5,695
USAA $1,395 $1,870 $2,432 $1,602

Find Cheap Mount Pleasant, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mount Pleasant, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Mount Pleasant for less when you shop around and compare rates from multiple Mount Pleasant, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mount Pleasant, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,264
American Family $4,120
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,845
Progressive $1,830
State Farm $2,032
Travelers $7,417
USAA $2,432

Winners by Category: Where to Buy Cheap Auto Insurance in Mount Pleasant, IA

Compare rates from the cheapest auto insurance companies in Mount Pleasant, IA for your needs. Take a look at how Mount Pleasant, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mount Pleasant, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Mount Pleasant, Iowa Auto Insurance Companies

If you’re looking for the cheapest Mount Pleasant, IA auto insurance companies overall, you can compare them here. Find the best price for Mount Pleasant, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Mount Pleasant, Iowa

Insurance Company Average Annual Rates
Allstate $2,815
American Family $3,003
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,704
Progressive $2,098
State Farm $2,032
Travelers $5,703
USAA $1,825

What affects Mount Pleasant, Iowa auto insurance rates?

Local factors affect auto insurance rates in Mount Pleasant, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Mount Pleasant auto insurance rates.

Commute Times in Mount Pleasant

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mount Pleasant, IA is 14.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Mount Pleasant, IA

You can buy cheap Mount Pleasant, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mount Pleasant, Iowa auto insurance quotes from top companies.

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