Buy Cheap Mount Orab, OH Auto Insurance (2021)

Mount Orab, OH auto insurance rates average $240 a month. Minimum auto insurance requirements in Mount Orab, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Mount Orab, OH, compare Mount Orab auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mount Orab, OH for teens drivers are $5,897/year
  • Average auto insurance rates in Mount Orab, OH are $240/month
  • Average auto insurance rates in Mount Orab, OH after a DUI are $3,347/year

Finding affordable Mount Orab, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Mount Orab, OH auto insurance with confidence is right here. Auto insurance rates in Mount Orab are affected by local factors as well as personal ones like your driving record.

See how Mount Orab, OH car insurance rates compare to Cincinnati auto insurance rates, Dayton auto insurance rates, and Lorain auto insurance rates before you read more about the cost of auto insurance in Mount Orab.

Don’t buy Mount Orab, OH auto insurance until you’ve compared rates. Get free Mount Orab, Ohio auto insurance quotes when you enter your ZIP code above.

Mount Orab, OH Minimum Auto Insurance Requirements

The required auto insurance in Mount Orab, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Mount Orab, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Mount Orab, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Mount Orab, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mount Orab, OH. Take a look at Mount Orab, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mount Orab, Ohio

Insurance Company Poor Fair Good
Allstate $4,183 $3,032 $2,538
American Family $2,072 $1,420 $1,205
Farmers $3,919 $3,303 $3,146
GEICO $2,319 $1,933 $1,547
Liberty Mutual $6,768 $4,122 $3,231
Nationwide $4,017 $3,235 $2,731
Progressive $3,690 $3,181 $2,969
State Farm $3,744 $2,313 $1,823
Travelers $3,608 $3,134 $2,925
USAA $1,900 $1,340 $1,140

Buy Cheap Mount Orab, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mount Orab, Ohio auto insurance rates? Find out how car insurance rates in Mount Orab, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Orab, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,196 $2,200 $1,970 $2,111 $5,928 $6,785 $2,325 $2,495
American Family $996 $1,036 $903 $910 $2,951 $3,215 $1,223 $1,291
Farmers $1,850 $1,847 $1,630 $1,716 $8,026 $8,340 $2,071 $2,169
GEICO $1,414 $1,364 $1,300 $1,293 $3,709 $3,457 $1,577 $1,350
Liberty Mutual $2,233 $2,443 $1,718 $2,090 $11,334 $12,827 $2,389 $2,620
Nationwide $2,227 $2,241 $2,007 $2,025 $5,646 $7,298 $2,390 $2,788
Progressive $1,706 $1,613 $1,418 $1,463 $7,468 $8,420 $2,043 $2,110
State Farm $1,615 $1,615 $1,432 $1,432 $4,830 $6,085 $1,870 $2,138
Travelers $1,506 $1,531 $1,486 $1,480 $6,363 $10,040 $1,565 $1,807
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

Buy Cheap Mount Orab, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mount Orab can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mount Orab, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mount Orab, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,928 $6,785
American Family $2,951 $3,215
Farmers $8,026 $8,340
GEICO $3,709 $3,457
Liberty Mutual $11,334 $12,827
Nationwide $5,646 $7,298
Progressive $7,468 $8,420
State Farm $4,830 $6,085
Travelers $6,363 $10,040
USAA $2,712 $3,025

Buy Cheap Mount Orab, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Mount Orab, Ohio by comparing Mount Orab senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mount Orab, OH here.

Annual Auto Insurance Rates for Senior Drivers in Mount Orab, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,970 $2,111
American Family $903 $910
Farmers $1,630 $1,716
GEICO $1,300 $1,293
Liberty Mutual $1,718 $2,090
Nationwide $2,007 $2,025
Progressive $1,418 $1,463
State Farm $1,432 $1,432
Travelers $1,486 $1,480
USAA $841 $843

Find Cheap Auto Insurance Rates in Mount Orab, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mount Orab, Ohio auto insurance. Compare Mount Orab, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Orab, Ohio

Insurance Company Low Medium High
Allstate $3,152 $3,245 $3,357
American Family $1,540 $1,577 $1,580
Farmers $3,283 $3,405 $3,680
GEICO $1,882 $1,926 $1,991
Liberty Mutual $4,541 $4,729 $4,851
Nationwide $3,681 $3,226 $3,077
Progressive $3,151 $3,252 $3,437
State Farm $2,513 $2,634 $2,734
Travelers $3,142 $3,265 $3,260
USAA $1,404 $1,459 $1,518

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Find Cheap Mount Orab, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mount Orab. Compare auto insurance rates in Mount Orab, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mount Orab, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,251 $3,251
American Family $1,547 $1,585
Farmers $3,456 $3,456
GEICO $1,897 $1,970
Liberty Mutual $4,707 $4,707
Nationwide $3,328 $3,328
Progressive $3,280 $3,280
State Farm $2,563 $2,691
Travelers $3,222 $3,222
USAA $1,405 $1,516

Find Cheap Mount Orab, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Mount Orab, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mount Orab, OH, take a look at the average cost for various violations versus rates for a clean driving record in Mount Orab.

Annual Mount Orab, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,750 $3,313 $3,847 $3,094
American Family $1,500 $1,588 $1,588 $1,588
Farmers $2,854 $3,668 $3,577 $3,725
GEICO $1,328 $1,894 $2,692 $1,819
Liberty Mutual $3,961 $5,064 $5,191 $4,612
Nationwide $2,662 $3,393 $4,311 $2,946
Progressive $2,831 $3,837 $3,014 $3,439
State Farm $2,406 $2,848 $2,627 $2,627
Travelers $2,380 $3,091 $4,657 $2,761
USAA $1,125 $1,504 $1,966 $1,246

Find Cheap Mount Orab, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mount Orab, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Mount Orab for less when you shop around and compare rates from multiple Mount Orab, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mount Orab, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,847
American Family $1,588
Farmers $3,577
GEICO $2,692
Liberty Mutual $5,191
Nationwide $4,311
Progressive $3,014
State Farm $2,627
Travelers $4,657
USAA $1,966

Winners by Category: Where to Buy Cheap Auto Insurance in Mount Orab, OH

Compare rates from the cheapest auto insurance companies in Mount Orab, OH for your needs. Take a look at how Mount Orab, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mount Orab, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Mount Orab, Ohio Auto Insurance Companies

If you’re looking for the cheapest Mount Orab, OH auto insurance companies overall, you can compare them here. Find the best price for Mount Orab, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Mount Orab, Ohio

Insurance Company Average Annual Rates
Allstate $3,251
American Family $1,566
Farmers $3,456
GEICO $1,933
Liberty Mutual $4,707
Nationwide $3,328
Progressive $3,280
State Farm $2,627
Travelers $3,222
USAA $1,460

What affects Mount Orab, Ohio auto insurance rates?

Local factors affect auto insurance rates in Mount Orab, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Mount Orab auto insurance rates.

Auto Theft in Mount Orab

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Mount Orab, OH auto theft show a total of 42 vehicle thefts annually.

Commute Times in Mount Orab

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mount Orab, OH is 28.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Mount Orab, OH

You can buy cheap Mount Orab, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mount Orab, Ohio auto insurance quotes from top companies.

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