Buy Cheap Mount Clemens, MI Auto Insurance (2022)

Mount Clemens, MI auto insurance rates average $1,130 a month. Minimum auto insurance requirements in Mount Clemens, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Mount Clemens, MI, compare Mount Clemens auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Mount Clemens after a DUI is Allstate
  • Average auto insurance rates in Mount Clemens, MI for teens drivers are $25,480/year
  • Average auto insurance rates in Mount Clemens, MI after a DUI are $22,213/year

Finding affordable Mount Clemens, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Mount Clemens, MI auto insurance with confidence is right here. Auto insurance rates in Mount Clemens are affected by local factors as well as personal ones like your driving record.

See how Mount Clemens, MI car insurance rates compare to Dearborn auto insurance rates, Detroit auto insurance rates, and Livonia auto insurance rates before you read more about the cost of auto insurance in Mount Clemens.

Don’t buy Mount Clemens, MI auto insurance until you’ve compared rates. Get free Mount Clemens, Michigan auto insurance quotes when you enter your ZIP code above.

Mount Clemens, MI Minimum Auto Insurance Requirements

The required auto insurance in Mount Clemens, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Mount Clemens, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Mount Clemens, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Mount Clemens, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mount Clemens, MI. Take a look at Mount Clemens, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mount Clemens, Michigan

Insurance Company Poor Fair Good
Allstate $42,056 $23,268 $17,754
Farmers $26,766 $14,038 $13,002
GEICO $11,407 $8,357 $6,779
Liberty Mutual $35,761 $20,638 $11,377
Nationwide $8,007 $6,030 $5,117
Progressive $7,953 $6,608 $5,855
State Farm $27,732 $13,978 $9,457
Travelers $11,048 $10,711 $10,575
USAA $5,989 $3,410 $2,583

Buy Cheap Mount Clemens, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mount Clemens, Michigan auto insurance rates? Find out how car insurance rates in Mount Clemens, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Clemens, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $20,194 $20,194 $18,755 $18,755 $50,543 $50,543 $21,279 $21,279
Farmers $13,616 $13,616 $12,586 $12,586 $30,094 $30,094 $15,446 $15,446
GEICO $6,266 $6,266 $6,413 $6,413 $16,756 $16,756 $5,955 $5,955
Liberty Mutual $17,000 $17,000 $16,835 $16,835 $39,533 $39,533 $17,000 $17,000
Nationwide $4,523 $4,523 $4,027 $4,027 $12,023 $12,023 $4,966 $4,966
Progressive $4,125 $3,731 $3,626 $4,176 $14,655 $15,182 $4,773 $4,176
State Farm $10,162 $10,162 $9,496 $9,496 $36,609 $36,609 $11,956 $11,956
Travelers $7,220 $7,220 $6,197 $6,197 $21,849 $21,849 $7,847 $7,847
USAA $2,904 $2,730 $2,735 $2,565 $7,257 $6,855 $3,539 $3,368

Buy Cheap Mount Clemens, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mount Clemens can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mount Clemens, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mount Clemens, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $50,543 $50,543
Farmers $30,094 $30,094
GEICO $16,756 $16,756
Liberty Mutual $39,533 $39,533
Nationwide $12,023 $12,023
Progressive $14,655 $15,182
State Farm $36,609 $36,609
Travelers $21,849 $21,849
USAA $7,257 $6,855

Buy Cheap Mount Clemens, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Mount Clemens, Michigan by comparing Mount Clemens senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mount Clemens, MI here.

Annual Auto Insurance Rates for Senior Drivers in Mount Clemens, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $18,755 $18,755
Farmers $12,586 $12,586
GEICO $6,413 $6,413
Liberty Mutual $16,835 $16,835
Nationwide $4,027 $4,027
Progressive $3,626 $4,176
State Farm $9,496 $9,496
Travelers $6,197 $6,197
USAA $2,735 $2,565

Find Cheap Auto Insurance Rates in Mount Clemens, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mount Clemens, Michigan auto insurance. Compare Mount Clemens, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Clemens, Michigan

Insurance Company Low Medium High
Allstate $27,035 $27,751 $28,291
Farmers $17,432 $17,884 $18,490
GEICO $8,267 $8,761 $9,514
Liberty Mutual $22,138 $22,548 $23,090
Nationwide $6,663 $6,282 $6,209
Progressive $6,589 $6,811 $7,016
State Farm $16,099 $17,174 $17,894
Travelers $10,660 $10,792 $10,882
USAA $3,869 $4,005 $4,108

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Find Cheap Mount Clemens, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mount Clemens. Compare auto insurance rates in Mount Clemens, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mount Clemens, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $27,693 $27,693
Farmers $17,935 $17,935
GEICO $8,645 $9,050
Liberty Mutual $21,826 $23,358
Nationwide $6,385 $6,385
Progressive $6,805 $6,805
State Farm $16,578 $17,534
Travelers $10,716 $10,840
USAA $3,948 $4,040

Find Cheap Mount Clemens, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Mount Clemens, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mount Clemens, MI, take a look at the average cost for various violations versus rates for a clean driving record in Mount Clemens.

Annual Mount Clemens, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $13,308 $17,827 $60,857 $18,779
Farmers $14,914 $19,310 $18,980 $18,538
GEICO $3,062 $6,561 $20,057 $5,709
Liberty Mutual $15,417 $18,912 $36,042 $19,996
Nationwide $5,455 $7,314 $6,624 $6,146
Progressive $5,680 $7,629 $6,845 $7,068
State Farm $10,660 $12,884 $28,458 $16,221
Travelers $7,281 $10,416 $16,797 $8,619
USAA $3,203 $4,019 $5,260 $3,494

Find Cheap Mount Clemens, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mount Clemens, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Mount Clemens for less when you shop around and compare rates from multiple Mount Clemens, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mount Clemens, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $60,857
Farmers $18,980
GEICO $20,057
Liberty Mutual $36,042
Nationwide $6,624
Progressive $6,845
State Farm $28,458
Travelers $16,797
USAA $5,260

Winners by Category: Where to Buy Cheap Auto Insurance in Mount Clemens, MI

Compare rates from the cheapest auto insurance companies in Mount Clemens, MI for your needs. Take a look at how Mount Clemens, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mount Clemens, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Mount Clemens, Michigan Auto Insurance Companies

If you’re looking for the cheapest Mount Clemens, MI auto insurance companies overall, you can compare them here. Find the best price for Mount Clemens, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Mount Clemens, Michigan

Insurance Company Average Annual Rates
Allstate $27,693
Farmers $17,935
GEICO $8,847
Liberty Mutual $22,592
Nationwide $6,385
Progressive $6,805
State Farm $17,056
Travelers $10,778
USAA $3,994

What affects Mount Clemens, Michigan auto insurance rates?

Local factors affect auto insurance rates in Mount Clemens, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Mount Clemens auto insurance rates.

Commute Times in Mount Clemens

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mount Clemens, MI is 23.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Mount Clemens, MI

You can buy cheap Mount Clemens, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mount Clemens, Michigan auto insurance quotes from top companies.

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