Buy Cheap Mount Carmel, TN Auto Insurance (2021)

Mount Carmel, TN auto insurance rates average $256 a month. Minimum auto insurance requirements in Mount Carmel, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Mount Carmel, TN, compare Mount Carmel auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Mount Carmel, TN after a DUI are $3,978/year
  • Average auto insurance rates in Mount Carmel, TN are $256/month
  • The most expensive auto insurance company in Mount Carmel after a DUI is Liberty Mutual

Finding affordable Mount Carmel, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Mount Carmel, TN auto insurance with confidence is right here. Auto insurance rates in Mount Carmel are affected by local factors as well as personal ones like your driving record.

See how Mount Carmel, TN car insurance rates compare to Chattanooga auto insurance rates, Franklin auto insurance rates, and Jackson auto insurance rates before you read more about the cost of auto insurance in Mount Carmel.

Don’t buy Mount Carmel, TN auto insurance until you’ve compared rates. Get free Mount Carmel, Tennessee auto insurance quotes when you enter your ZIP code above.

Mount Carmel, TN Minimum Auto Insurance Requirements

The required auto insurance in Mount Carmel, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Mount Carmel, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Mount Carmel, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Mount Carmel, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mount Carmel, TN. Take a look at Mount Carmel, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mount Carmel, Tennessee

Insurance Company Poor Fair Good
Allstate $5,316 $4,083 $3,126
Farmers $3,644 $2,849 $2,694
GEICO $3,515 $3,012 $2,770
Liberty Mutual $8,395 $5,150 $4,027
Nationwide $4,010 $3,178 $2,815
Progressive $3,711 $3,202 $2,992
State Farm $3,473 $2,085 $1,620
Travelers $3,284 $2,586 $1,887
USAA $3,866 $2,269 $1,873

Buy Cheap Mount Carmel, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mount Carmel, Tennessee auto insurance rates? Find out how car insurance rates in Mount Carmel, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Carmel, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,419 $2,321 $2,182 $2,264 $9,090 $9,899 $2,569 $2,656
Farmers $1,623 $1,652 $1,458 $1,599 $6,619 $7,034 $2,193 $2,320
GEICO $2,046 $2,062 $1,882 $1,882 $6,290 $6,395 $2,083 $2,149
Nationwide $2,132 $2,149 $1,913 $1,942 $5,871 $7,560 $2,451 $2,657
Progressive $1,681 $1,584 $1,371 $1,433 $7,580 $8,526 $2,026 $2,211
State Farm $1,442 $1,442 $1,309 $1,309 $4,495 $5,616 $1,632 $1,897
Travelers $1,661 $1,748 $1,520 $1,616 $4,686 $5,832 $1,765 $1,857
USAA $1,499 $1,520 $1,355 $1,350 $5,400 $6,202 $1,954 $2,077

Buy Cheap Mount Carmel, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mount Carmel can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mount Carmel, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mount Carmel, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,090 $9,899
Farmers $6,619 $7,034
GEICO $6,290 $6,395
Nationwide $5,871 $7,560
Progressive $7,580 $8,526
State Farm $4,495 $5,616
Travelers $4,686 $5,832
USAA $5,400 $6,202

Buy Cheap Mount Carmel, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Mount Carmel, Tennessee by comparing Mount Carmel senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mount Carmel, TN here.

Annual Auto Insurance Rates for Senior Drivers in Mount Carmel, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,182 $2,264
Farmers $1,458 $1,599
GEICO $1,882 $1,882
Nationwide $1,913 $1,942
Progressive $1,371 $1,433
State Farm $1,309 $1,309
Travelers $1,520 $1,616
USAA $1,355 $1,350

Find Cheap Auto Insurance Rates in Mount Carmel, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mount Carmel, Tennessee auto insurance. Compare Mount Carmel, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Carmel, Tennessee

Insurance Company Low Medium High
Allstate $4,029 $4,165 $4,331
Farmers $2,887 $3,047 $3,253
GEICO $2,949 $3,092 $3,255
Liberty Mutual $5,603 $5,855 $6,116
Nationwide $3,361 $3,263 $3,379
Progressive $3,100 $3,303 $3,502
State Farm $2,247 $2,405 $2,527
Travelers $2,422 $2,583 $2,752
USAA $2,588 $2,661 $2,760

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Mount Carmel, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mount Carmel. Compare auto insurance rates in Mount Carmel, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mount Carmel, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,175 $4,175
Farmers $3,062 $3,062
GEICO $3,079 $3,119
Liberty Mutual $5,858 $5,858
Nationwide $3,334 $3,334
Progressive $3,302 $3,302
State Farm $2,335 $2,450
Travelers $2,484 $2,687
USAA $2,596 $2,743

Find Cheap Mount Carmel, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Mount Carmel, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mount Carmel, TN, take a look at the average cost for various violations versus rates for a clean driving record in Mount Carmel.

Annual Mount Carmel, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,495 $4,164 $5,041 $4,000
Farmers $2,615 $3,237 $3,314 $3,084
GEICO $2,258 $3,018 $4,861 $2,258
Liberty Mutual $4,745 $6,851 $6,370 $5,465
Nationwide $2,888 $2,888 $4,327 $3,235
Progressive $2,910 $3,775 $3,097 $3,424
State Farm $2,176 $2,610 $2,393 $2,393
Travelers $2,097 $2,690 $2,979 $2,576
USAA $1,940 $2,911 $3,420 $2,407

Find Cheap Mount Carmel, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mount Carmel, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Mount Carmel for less when you shop around and compare rates from multiple Mount Carmel, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mount Carmel, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,041
Farmers $3,314
GEICO $4,861
Liberty Mutual $6,370
Nationwide $4,327
Progressive $3,097
State Farm $2,393
Travelers $2,979
USAA $3,420

Winners by Category: Where to Buy Cheap Auto Insurance in Mount Carmel, TN

Compare rates from the cheapest auto insurance companies in Mount Carmel, TN for your needs. Take a look at how Mount Carmel, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mount Carmel, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Mount Carmel, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Mount Carmel, TN auto insurance companies overall, you can compare them here. Find the best price for Mount Carmel, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Mount Carmel, Tennessee

Insurance Company Average Annual Rates
Allstate $4,175
Farmers $3,062
GEICO $3,099
Nationwide $3,334
Progressive $3,302
State Farm $2,393
Travelers $2,586
USAA $2,670

What affects Mount Carmel, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Mount Carmel, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Mount Carmel auto insurance rates.

Commute Times in Mount Carmel

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mount Carmel, TN is 22.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Mount Carmel, TN

You can buy cheap Mount Carmel, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mount Carmel, Tennessee auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption