Buy Cheap Mount Carmel, PA Auto Insurance (2022)

Mount Carmel, PA auto insurance rates average $312 a month. Minimum auto insurance requirements in Mount Carmel, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in Mount Carmel, PA, compare Mount Carmel auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mount Carmel, PA for teens drivers are $8,590/year
  • Average auto insurance rates in Mount Carmel, PA after a DUI are $4,096/year
  • The most expensive auto insurance company in Mount Carmel after a DUI is Travelers

Finding affordable Mount Carmel, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap Mount Carmel, PA auto insurance with confidence is right here. Auto insurance rates in Mount Carmel are affected by local factors as well as personal ones like your driving record.

See how Mount Carmel, PA car insurance rates compare to York auto insurance rates, Lancaster auto insurance rates, and Pittsburgh auto insurance rates before you read more about the cost of auto insurance in Mount Carmel.

Don’t buy Mount Carmel, PA auto insurance until you’ve compared rates. Get free Mount Carmel, Pennsylvania auto insurance quotes when you enter your ZIP code above.

Mount Carmel, PA Minimum Auto Insurance Requirements

The required auto insurance in Mount Carmel, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in Mount Carmel, Pennsylvania is outlined here.

Minimum Required Auto Insurance Coverage in Mount Carmel, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Mount Carmel, PA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mount Carmel, PA. Take a look at Mount Carmel, Pennsylvania auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mount Carmel, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,380 $3,260 $2,630
GEICO $3,919 $2,207 $1,704
Liberty Mutual $7,451 $5,341 $4,716
Nationwide $3,030 $2,492 $2,226
Progressive $5,611 $3,935 $3,156
State Farm $3,743 $2,318 $1,829
Travelers $7,553 $6,819 $6,436
USAA $2,162 $1,613 $1,431

Buy Cheap Mount Carmel, PA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mount Carmel, Pennsylvania auto insurance rates? Find out how car insurance rates in Mount Carmel, PA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Carmel, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,159 $2,159 $1,992 $1,992 $7,170 $7,170 $2,373 $2,373
GEICO $2,062 $1,783 $1,935 $1,675 $5,116 $4,436 $2,077 $1,796
Liberty Mutual $3,822 $3,822 $3,502 $3,502 $11,166 $11,166 $4,853 $4,853
Nationwide $1,756 $1,756 $1,661 $1,661 $4,944 $4,944 $1,969 $1,969
Progressive $2,663 $2,663 $2,380 $2,380 $8,505 $8,505 $3,388 $3,388
State Farm $1,596 $1,596 $1,411 $1,411 $5,751 $5,751 $1,763 $1,763
Travelers $1,539 $1,539 $1,661 $1,661 $22,699 $22,699 $1,845 $1,845
USAA $1,109 $1,109 $1,003 $1,003 $3,365 $3,365 $1,466 $1,466

Buy Cheap Mount Carmel, PA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mount Carmel can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mount Carmel, PA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mount Carmel, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,170 $7,170
GEICO $5,116 $4,436
Liberty Mutual $11,166 $11,166
Nationwide $4,944 $4,944
Progressive $8,505 $8,505
State Farm $5,751 $5,751
Travelers $22,699 $22,699
USAA $3,365 $3,365

Buy Cheap Mount Carmel, PA Auto Insurance for Seniors

You can save on senior auto insurance rates in Mount Carmel, Pennsylvania by comparing Mount Carmel senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mount Carmel, PA here.

Annual Auto Insurance Rates for Senior Drivers in Mount Carmel, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,992 $1,992
GEICO $1,935 $1,675
Liberty Mutual $3,502 $3,502
Nationwide $1,661 $1,661
Progressive $2,380 $2,380
State Farm $1,411 $1,411
Travelers $1,661 $1,661
USAA $1,003 $1,003

Find Cheap Auto Insurance Rates in Mount Carmel, PA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mount Carmel, Pennsylvania auto insurance. Compare Mount Carmel, PA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Carmel, Pennsylvania

Insurance Company Low Medium High
Allstate $3,275 $3,445 $3,551
GEICO $2,387 $2,631 $2,811
Liberty Mutual $5,572 $5,875 $6,061
Nationwide $2,601 $2,615 $2,533
Progressive $3,860 $4,263 $4,578
State Farm $2,454 $2,667 $2,770
Travelers $6,922 $6,945 $6,941
USAA $1,609 $1,752 $1,846

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Find Cheap Mount Carmel, PA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mount Carmel. Compare auto insurance rates in Mount Carmel, PA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mount Carmel, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,356 $3,491
GEICO $2,567 $2,652
Liberty Mutual $5,686 $5,985
Nationwide $2,583 $2,583
Progressive $4,234 $4,234
State Farm $2,553 $2,708
Travelers $6,936 $6,936
USAA $1,686 $1,785

Find Cheap Mount Carmel, PA Auto Insurance Rates by Driving Record

Auto insurance rates in Mount Carmel, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mount Carmel, PA, take a look at the average cost for various violations versus rates for a clean driving record in Mount Carmel.

Annual Mount Carmel, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,279 $3,856 $3,279 $3,279
GEICO $1,917 $3,294 $2,571 $2,658
Liberty Mutual $5,322 $6,102 $5,960 $5,960
Nationwide $1,863 $2,491 $3,478 $2,499
Progressive $3,839 $5,293 $3,955 $3,849
State Farm $2,402 $2,858 $2,630 $2,630
Travelers $4,915 $6,994 $8,841 $6,994
USAA $1,397 $1,930 $2,055 $1,560

Find Cheap Mount Carmel, PA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mount Carmel, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in Mount Carmel for less when you shop around and compare rates from multiple Mount Carmel, PA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mount Carmel, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,279
GEICO $2,571
Liberty Mutual $5,960
Nationwide $3,478
Progressive $3,955
State Farm $2,630
Travelers $8,841
USAA $2,055

Winners by Category: Where to Buy Cheap Auto Insurance in Mount Carmel, PA

Compare rates from the cheapest auto insurance companies in Mount Carmel, PA for your needs. Take a look at how Mount Carmel, Pennsylvania auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mount Carmel, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Mount Carmel, Pennsylvania Auto Insurance Companies

If you’re looking for the cheapest Mount Carmel, PA auto insurance companies overall, you can compare them here. Find the best price for Mount Carmel, Pennsylvania car insurance by company.

Average Annual Auto Insurance Rates by Company in Mount Carmel, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,423
GEICO $2,610
Liberty Mutual $5,836
Nationwide $2,583
Progressive $4,234
State Farm $2,630
Travelers $6,936
USAA $1,736

What affects Mount Carmel, Pennsylvania auto insurance rates?

Local factors affect auto insurance rates in Mount Carmel, PA, including traffic, theft statistics, and commute length. Take a look at the things that impact Mount Carmel auto insurance rates.

Commute Times in Mount Carmel

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mount Carmel, PA is 24.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Mount Carmel, PA

You can buy cheap Mount Carmel, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mount Carmel, Pennsylvania auto insurance quotes from top companies.

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