Buy Cheap Mount Ayr, IA Auto Insurance (2021)

Mount Ayr, IA auto insurance rates average $263 a month. Minimum auto insurance requirements in Mount Ayr, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Mount Ayr, IA, compare Mount Ayr auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mount Ayr, IA are $263/month
  • The most expensive auto insurance company in Mount Ayr is Travelers
  • Average auto insurance rates in Mount Ayr, IA after a DUI are $3,813/year

Finding affordable Mount Ayr, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Mount Ayr, IA auto insurance with confidence is right here. Auto insurance rates in Mount Ayr are affected by local factors as well as personal ones like your driving record.

See how Mount Ayr, IA car insurance rates compare to Davenport auto insurance rates, Ames auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Mount Ayr.

Don’t buy Mount Ayr, IA auto insurance until you’ve compared rates. Get free Mount Ayr, Iowa auto insurance quotes when you enter your ZIP code above.

Mount Ayr, IA Minimum Auto Insurance Requirements

The required auto insurance in Mount Ayr, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Mount Ayr, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Mount Ayr, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Mount Ayr, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mount Ayr, IA. Take a look at Mount Ayr, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mount Ayr, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $4,511 $3,312 $2,775
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,308 $3,880 $3,058
Nationwide $3,281 $2,555 $2,242
Progressive $3,361 $2,675 $2,405
State Farm $3,376 $2,088 $1,646
Travelers $6,748 $5,756 $5,484
USAA $2,447 $1,671 $1,444

Buy Cheap Mount Ayr, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mount Ayr, Iowa auto insurance rates? Find out how car insurance rates in Mount Ayr, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Ayr, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $2,294 $2,294 $2,044 $2,044 $6,011 $8,510 $2,294 $2,774
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,156 $2,346 $1,891 $2,300 $10,106 $11,385 $2,443 $2,698
Nationwide $1,886 $1,942 $1,676 $1,797 $4,255 $5,540 $2,125 $2,319
Progressive $2,061 $2,013 $1,698 $1,751 $4,601 $5,218 $2,486 $2,681
State Farm $1,597 $1,597 $1,383 $1,383 $4,035 $5,154 $1,789 $2,020
Travelers $2,696 $2,754 $2,610 $2,621 $11,965 $19,213 $2,795 $3,315
USAA $1,259 $1,282 $1,148 $1,184 $3,268 $3,494 $1,517 $1,682

Buy Cheap Mount Ayr, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mount Ayr can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mount Ayr, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mount Ayr, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $6,011 $8,510
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,106 $11,385
Nationwide $4,255 $5,540
Progressive $4,601 $5,218
State Farm $4,035 $5,154
Travelers $11,965 $19,213
USAA $3,268 $3,494

Buy Cheap Mount Ayr, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Mount Ayr, Iowa by comparing Mount Ayr senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mount Ayr, IA here.

Annual Auto Insurance Rates for Senior Drivers in Mount Ayr, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $2,044 $2,044
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,891 $2,300
Nationwide $1,676 $1,797
Progressive $1,698 $1,751
State Farm $1,383 $1,383
Travelers $2,610 $2,621
USAA $1,148 $1,184

Find Cheap Auto Insurance Rates in Mount Ayr, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mount Ayr, Iowa auto insurance. Compare Mount Ayr, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Ayr, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,572 $3,728 $3,299
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,236 $4,406 $4,604
Nationwide $2,822 $2,674 $2,582
Progressive $2,678 $2,820 $2,943
State Farm $2,272 $2,381 $2,457
Travelers $5,593 $6,091 $6,304
USAA $1,764 $1,860 $1,939

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Find Cheap Mount Ayr, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mount Ayr. Compare auto insurance rates in Mount Ayr, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mount Ayr, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,491 $3,575
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,415 $4,415
Nationwide $2,693 $2,693
Progressive $2,814 $2,814
State Farm $2,313 $2,427
Travelers $5,996 $5,996
USAA $1,786 $1,922

Find Cheap Mount Ayr, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Mount Ayr, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mount Ayr, IA, take a look at the average cost for various violations versus rates for a clean driving record in Mount Ayr.

Annual Mount Ayr, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,553 $3,715 $4,858 $3,005
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,816 $4,711 $4,818 $4,316
Nationwide $1,935 $2,801 $3,838 $2,197
Progressive $2,275 $3,665 $2,462 $2,852
State Farm $2,213 $2,527 $2,370 $2,370
Travelers $4,378 $5,819 $7,800 $5,988
USAA $1,423 $1,897 $2,467 $1,631

Find Cheap Mount Ayr, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mount Ayr, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Mount Ayr for less when you shop around and compare rates from multiple Mount Ayr, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mount Ayr, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,710
American Family $4,858
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,818
Nationwide $3,838
Progressive $2,462
State Farm $2,370
Travelers $7,800
USAA $2,467

Winners by Category: Where to Buy Cheap Auto Insurance in Mount Ayr, IA

Compare rates from the cheapest auto insurance companies in Mount Ayr, IA for your needs. Take a look at how Mount Ayr, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mount Ayr, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Mount Ayr, Iowa Auto Insurance Companies

If you’re looking for the cheapest Mount Ayr, IA auto insurance companies overall, you can compare them here. Find the best price for Mount Ayr, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Mount Ayr, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,533
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,415
Nationwide $2,693
Progressive $2,814
State Farm $2,370
Travelers $5,996
USAA $1,854

What affects Mount Ayr, Iowa auto insurance rates?

Local factors affect auto insurance rates in Mount Ayr, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Mount Ayr auto insurance rates.

Commute Times in Mount Ayr

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mount Ayr, IA is 17.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Mount Ayr, IA

You can buy cheap Mount Ayr, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mount Ayr, Iowa auto insurance quotes from top companies.

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