Buy Cheap Moulton, IA Auto Insurance (2021)

Moulton, IA auto insurance rates average $248 a month. Minimum auto insurance requirements in Moulton, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Moulton, IA, compare Moulton auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Moulton is Travelers
  • The most expensive auto insurance company in Moulton after a DUI is Travelers
  • Average auto insurance rates in Moulton, IA for teens drivers are $5,575/year

Finding affordable Moulton, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Moulton, IA auto insurance with confidence is right here. Auto insurance rates in Moulton are affected by local factors as well as personal ones like your driving record.

See how Moulton, IA car insurance rates compare to Sioux City auto insurance rates, Ames auto insurance rates, and Ankeny auto insurance rates before you read more about the cost of auto insurance in Moulton.

Don’t buy Moulton, IA auto insurance until you’ve compared rates. Get free Moulton, Iowa auto insurance quotes when you enter your ZIP code above.

Moulton, IA Minimum Auto Insurance Requirements

The required auto insurance in Moulton, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Moulton, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Moulton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Moulton, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Moulton, IA. Take a look at Moulton, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Moulton, Iowa

Insurance Company Poor Fair Good
Allstate $3,357 $2,673 $2,400
American Family $3,846 $2,827 $2,374
Farmers $2,822 $2,339 $2,216
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,311 $3,886 $3,061
Nationwide $3,226 $2,510 $2,203
Progressive $3,025 $2,409 $2,167
State Farm $3,338 $2,065 $1,628
Travelers $6,008 $5,117 $4,871
USAA $2,456 $1,684 $1,458

Buy Cheap Moulton, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Moulton, Iowa auto insurance rates? Find out how car insurance rates in Moulton, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Moulton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,896 $1,833 $1,674 $1,707 $5,256 $5,883 $2,083 $2,149
American Family $1,948 $1,948 $1,741 $1,741 $5,177 $7,274 $1,948 $2,348
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,147 $2,334 $1,883 $2,289 $10,152 $11,432 $2,432 $2,686
Nationwide $1,857 $1,913 $1,650 $1,770 $4,173 $5,435 $2,090 $2,282
Progressive $1,852 $1,806 $1,524 $1,574 $4,159 $4,716 $2,231 $2,407
State Farm $1,572 $1,572 $1,364 $1,364 $4,010 $5,116 $1,761 $1,993
Travelers $2,458 $2,513 $2,365 $2,376 $10,558 $16,784 $2,550 $3,053
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

Buy Cheap Moulton, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Moulton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Moulton, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Moulton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,256 $5,883
American Family $5,177 $7,274
Farmers $4,582 $4,887
GEICO $4,328 $4,022
Liberty Mutual $10,152 $11,432
Nationwide $4,173 $5,435
Progressive $4,159 $4,716
State Farm $4,010 $5,116
Travelers $10,558 $16,784
USAA $3,349 $3,563

Buy Cheap Moulton, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Moulton, Iowa by comparing Moulton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Moulton, IA here.

Annual Auto Insurance Rates for Senior Drivers in Moulton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,674 $1,707
American Family $1,741 $1,741
Farmers $1,366 $1,491
GEICO $1,710 $1,564
Liberty Mutual $1,883 $2,289
Nationwide $1,650 $1,770
Progressive $1,524 $1,574
State Farm $1,364 $1,364
Travelers $2,365 $2,376
USAA $1,147 $1,174

Find Cheap Auto Insurance Rates in Moulton, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Moulton, Iowa auto insurance. Compare Moulton, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Moulton, Iowa

Insurance Company Low Medium High
Allstate $2,717 $2,813 $2,900
American Family $3,033 $3,183 $2,831
Farmers $2,354 $2,467 $2,556
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,243 $4,411 $4,604
Nationwide $2,780 $2,625 $2,533
Progressive $2,404 $2,538 $2,658
State Farm $2,246 $2,355 $2,431
Travelers $5,049 $5,411 $5,536
USAA $1,772 $1,872 $1,954

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Moulton, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Moulton. Compare auto insurance rates in Moulton, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Moulton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,744 $2,877
American Family $2,981 $3,051
Farmers $2,459 $2,459
GEICO $2,294 $2,387
Liberty Mutual $4,419 $4,419
Nationwide $2,646 $2,646
Progressive $2,534 $2,534
State Farm $2,288 $2,400
Travelers $5,332 $5,332
USAA $1,798 $1,934

Find Cheap Moulton, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Moulton, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Moulton, IA, take a look at the average cost for various violations versus rates for a clean driving record in Moulton.

Annual Moulton, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,409 $2,896 $3,260 $2,676
American Family $2,177 $3,189 $4,138 $2,560
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,820 $4,717 $4,820 $4,320
Nationwide $1,902 $2,753 $3,772 $2,159
Progressive $2,049 $3,301 $2,218 $2,567
State Farm $2,186 $2,502 $2,344 $2,344
Travelers $3,904 $5,177 $6,917 $5,331
USAA $1,427 $1,912 $2,487 $1,638

Find Cheap Moulton, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Moulton, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Moulton for less when you shop around and compare rates from multiple Moulton, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Moulton, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,260
American Family $4,138
Farmers $2,637
GEICO $3,206
Liberty Mutual $4,820
Nationwide $3,772
Progressive $2,218
State Farm $2,344
Travelers $6,917
USAA $2,487

Winners by Category: Where to Buy Cheap Auto Insurance in Moulton, IA

Compare rates from the cheapest auto insurance companies in Moulton, IA for your needs. Take a look at how Moulton, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Moulton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Moulton, Iowa Auto Insurance Companies

If you’re looking for the cheapest Moulton, IA auto insurance companies overall, you can compare them here. Find the best price for Moulton, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Moulton, Iowa

Insurance Company Average Annual Rates
Allstate $2,810
American Family $3,016
Farmers $2,459
GEICO $2,341
Liberty Mutual $4,419
Nationwide $2,646
Progressive $2,534
State Farm $2,344
Travelers $5,332
USAA $1,866

What affects Moulton, Iowa auto insurance rates?

Local factors affect auto insurance rates in Moulton, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Moulton auto insurance rates.

Commute Times in Moulton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Moulton, IA is 20.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Moulton, IA

You can buy cheap Moulton, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Moulton, Iowa auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption