Buy Cheap Moscow, TN Auto Insurance (2022)

Moscow, TN auto insurance rates average $301 a month. Minimum auto insurance requirements in Moscow, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Moscow, TN, compare Moscow auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Moscow is Allstate
  • Average auto insurance rates in Moscow, TN are $301/month
  • Average auto insurance rates in Moscow, TN after a DUI are $4,721/year

Finding affordable Moscow, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Moscow, TN auto insurance with confidence is right here. Auto insurance rates in Moscow are affected by local factors as well as personal ones like your driving record.

See how Moscow, TN car insurance rates compare to Murfreesboro auto insurance rates, Franklin auto insurance rates, and Knoxville auto insurance rates before you read more about the cost of auto insurance in Moscow.

Don’t buy Moscow, TN auto insurance until you’ve compared rates. Get free Moscow, Tennessee auto insurance quotes when you enter your ZIP code above.

Moscow, TN Minimum Auto Insurance Requirements

The required auto insurance in Moscow, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Moscow, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Moscow, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Moscow, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Moscow, TN. Take a look at Moscow, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Moscow, Tennessee

Insurance Company Poor Fair Good
Allstate $7,074 $5,394 $4,101
Farmers $4,348 $3,392 $3,208
GEICO $4,241 $3,620 $3,325
Liberty Mutual $10,267 $6,273 $4,895
Nationwide $4,522 $3,582 $3,172
Progressive $4,064 $3,491 $3,257
State Farm $4,212 $2,525 $1,960
Travelers $3,672 $2,887 $2,103
USAA $4,140 $2,418 $1,992

Buy Cheap Moscow, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Moscow, Tennessee auto insurance rates? Find out how car insurance rates in Moscow, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Moscow, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,158 $3,026 $2,861 $2,970 $12,161 $13,222 $3,348 $3,438
Farmers $1,945 $1,981 $1,752 $1,918 $7,846 $8,366 $2,626 $2,761
GEICO $2,543 $2,577 $2,355 $2,355 $7,317 $7,489 $2,558 $2,636
Nationwide $2,400 $2,423 $2,143 $2,183 $6,600 $8,546 $2,763 $3,013
Progressive $1,868 $1,769 $1,521 $1,588 $8,173 $9,218 $2,246 $2,446
State Farm $1,789 $1,789 $1,607 $1,607 $5,341 $6,709 $2,019 $2,330
Travelers $1,848 $1,946 $1,684 $1,793 $5,254 $6,531 $1,969 $2,073
USAA $1,623 $1,660 $1,461 $1,468 $5,680 $6,508 $2,125 $2,274

Buy Cheap Moscow, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Moscow can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Moscow, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Moscow, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,161 $13,222
Farmers $7,846 $8,366
GEICO $7,317 $7,489
Nationwide $6,600 $8,546
Progressive $8,173 $9,218
State Farm $5,341 $6,709
Travelers $5,254 $6,531
USAA $5,680 $6,508

Buy Cheap Moscow, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Moscow, Tennessee by comparing Moscow senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Moscow, TN here.

Annual Auto Insurance Rates for Senior Drivers in Moscow, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,861 $2,970
Farmers $1,752 $1,918
GEICO $2,355 $2,355
Nationwide $2,143 $2,183
Progressive $1,521 $1,588
State Farm $1,607 $1,607
Travelers $1,684 $1,793
USAA $1,461 $1,468

Find Cheap Auto Insurance Rates in Moscow, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Moscow, Tennessee auto insurance. Compare Moscow, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Moscow, Tennessee

Insurance Company Low Medium High
Allstate $5,214 $5,502 $5,852
Farmers $3,431 $3,630 $3,887
GEICO $3,565 $3,721 $3,900
Liberty Mutual $6,851 $7,140 $7,444
Nationwide $3,785 $3,678 $3,813
Progressive $3,361 $3,600 $3,851
State Farm $2,731 $2,913 $3,052
Travelers $2,711 $2,885 $3,065
USAA $2,756 $2,839 $2,955

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Find Cheap Moscow, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Moscow. Compare auto insurance rates in Moscow, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Moscow, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,523 $5,523
Farmers $3,649 $3,649
GEICO $3,713 $3,745
Liberty Mutual $7,145 $7,145
Nationwide $3,759 $3,759
Progressive $3,604 $3,604
State Farm $2,829 $2,969
Travelers $2,773 $3,001
USAA $2,768 $2,932

Find Cheap Moscow, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Moscow, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Moscow, TN, take a look at the average cost for various violations versus rates for a clean driving record in Moscow.

Annual Moscow, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,618 $5,524 $6,664 $5,287
Farmers $3,119 $3,847 $3,948 $3,683
GEICO $2,680 $3,626 $5,928 $2,680
Liberty Mutual $5,777 $8,358 $7,778 $6,668
Nationwide $3,243 $3,243 $4,904 $3,645
Progressive $3,177 $4,111 $3,386 $3,742
State Farm $2,650 $3,147 $2,899 $2,899
Travelers $2,336 $3,006 $3,328 $2,879
USAA $2,075 $3,102 $3,651 $2,572

Find Cheap Moscow, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Moscow, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Moscow for less when you shop around and compare rates from multiple Moscow, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Moscow, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,664
Farmers $3,948
GEICO $5,928
Liberty Mutual $7,778
Nationwide $4,904
Progressive $3,386
State Farm $2,899
Travelers $3,328
USAA $3,651

Winners by Category: Where to Buy Cheap Auto Insurance in Moscow, TN

Compare rates from the cheapest auto insurance companies in Moscow, TN for your needs. Take a look at how Moscow, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Moscow, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Moscow, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Moscow, TN auto insurance companies overall, you can compare them here. Find the best price for Moscow, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Moscow, Tennessee

Insurance Company Average Annual Rates
Allstate $5,523
Farmers $3,649
GEICO $3,729
Nationwide $3,759
Progressive $3,604
State Farm $2,899
Travelers $2,887
USAA $2,850

What affects Moscow, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Moscow, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Moscow auto insurance rates.

Commute Times in Moscow

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Moscow, TN is 30.8 minutes according to City-Data.

Traffic in Moscow

How is traffic in Moscow, Tennessee? Inrix data shows that Moscow, TN traffic makes it the 4th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Moscow, TN

You can buy cheap Moscow, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Moscow, Tennessee auto insurance quotes from top companies.

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