Buy Cheap Morristown, OH Auto Insurance (2021)

Morristown, OH auto insurance rates average $230 a month. Minimum auto insurance requirements in Morristown, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Morristown, OH, compare Morristown auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Morristown, OH after a DUI are $3,208/year
  • Average auto insurance rates in Morristown, OH are $230/month
  • The most expensive auto insurance company in Morristown is Liberty Mutual

Finding affordable Morristown, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Morristown, OH auto insurance with confidence is right here. Auto insurance rates in Morristown are affected by local factors as well as personal ones like your driving record.

See how Morristown, OH car insurance rates compare to Lorain auto insurance rates, Toledo auto insurance rates, and Hamilton auto insurance rates before you read more about the cost of auto insurance in Morristown.

Don’t buy Morristown, OH auto insurance until you’ve compared rates. Get free Morristown, Ohio auto insurance quotes when you enter your ZIP code above.

Morristown, OH Minimum Auto Insurance Requirements

The required auto insurance in Morristown, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Morristown, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Morristown, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Morristown, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Morristown, OH. Take a look at Morristown, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Morristown, Ohio

Insurance Company Poor Fair Good
Allstate $4,234 $3,067 $2,567
American Family $1,923 $1,315 $1,114
Farmers $3,695 $3,106 $2,959
GEICO $2,300 $1,917 $1,535
Liberty Mutual $5,891 $3,591 $2,818
Nationwide $3,783 $3,049 $2,575
Progressive $4,026 $3,470 $3,240
State Farm $3,495 $2,160 $1,702
Travelers $3,435 $2,987 $2,788
USAA $1,839 $1,295 $1,101

Buy Cheap Morristown, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Morristown, Ohio auto insurance rates? Find out how car insurance rates in Morristown, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Morristown, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,213 $2,214 $1,978 $2,119 $6,016 $6,890 $2,351 $2,529
American Family $926 $962 $837 $843 $2,726 $2,967 $1,140 $1,202
Farmers $1,759 $1,758 $1,551 $1,632 $7,508 $7,794 $1,965 $2,059
GEICO $1,395 $1,350 $1,291 $1,290 $3,693 $3,443 $1,553 $1,326
Liberty Mutual $1,962 $2,144 $1,513 $1,836 $9,823 $11,112 $2,103 $2,306
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,856 $1,757 $1,539 $1,592 $8,153 $9,194 $2,231 $2,308
State Farm $1,499 $1,499 $1,332 $1,332 $4,530 $5,698 $1,737 $1,991
Travelers $1,426 $1,448 $1,413 $1,406 $6,086 $9,594 $1,484 $1,702
USAA $869 $877 $818 $824 $2,588 $2,893 $1,161 $1,261

Buy Cheap Morristown, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Morristown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Morristown, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Morristown, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,016 $6,890
American Family $2,726 $2,967
Farmers $7,508 $7,794
GEICO $3,693 $3,443
Liberty Mutual $9,823 $11,112
Nationwide $5,290 $6,843
Progressive $8,153 $9,194
State Farm $4,530 $5,698
Travelers $6,086 $9,594
USAA $2,588 $2,893

Buy Cheap Morristown, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Morristown, Ohio by comparing Morristown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Morristown, OH here.

Annual Auto Insurance Rates for Senior Drivers in Morristown, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,978 $2,119
American Family $837 $843
Farmers $1,551 $1,632
GEICO $1,291 $1,290
Liberty Mutual $1,513 $1,836
Nationwide $1,900 $1,918
Progressive $1,539 $1,592
State Farm $1,332 $1,332
Travelers $1,413 $1,406
USAA $818 $824

Find Cheap Auto Insurance Rates in Morristown, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Morristown, Ohio auto insurance. Compare Morristown, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Morristown, Ohio

Insurance Company Low Medium High
Allstate $3,200 $3,284 $3,383
American Family $1,432 $1,461 $1,458
Farmers $3,092 $3,204 $3,464
GEICO $1,865 $1,910 $1,978
Liberty Mutual $3,960 $4,117 $4,223
Nationwide $3,466 $3,040 $2,901
Progressive $3,458 $3,552 $3,726
State Farm $2,346 $2,459 $2,552
Travelers $2,991 $3,110 $3,109
USAA $1,358 $1,410 $1,466

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Find Cheap Morristown, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Morristown. Compare auto insurance rates in Morristown, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Morristown, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,289 $3,289
American Family $1,433 $1,468
Farmers $3,253 $3,253
GEICO $1,882 $1,952
Liberty Mutual $4,100 $4,100
Nationwide $3,136 $3,136
Progressive $3,579 $3,579
State Farm $2,393 $2,512
Travelers $3,070 $3,070
USAA $1,357 $1,466

Find Cheap Morristown, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Morristown, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Morristown, OH, take a look at the average cost for various violations versus rates for a clean driving record in Morristown.

Annual Morristown, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,781 $3,345 $3,898 $3,131
American Family $1,390 $1,471 $1,471 $1,471
Farmers $2,690 $3,451 $3,367 $3,506
GEICO $1,311 $1,879 $2,688 $1,792
Liberty Mutual $3,456 $4,406 $4,520 $4,018
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $3,086 $4,190 $3,284 $3,755
State Farm $2,243 $2,661 $2,452 $2,452
Travelers $2,263 $2,946 $4,441 $2,630
USAA $1,090 $1,452 $1,897 $1,207

Find Cheap Morristown, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Morristown, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Morristown for less when you shop around and compare rates from multiple Morristown, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Morristown, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,898
American Family $1,471
Farmers $3,367
GEICO $2,688
Liberty Mutual $4,520
Nationwide $4,062
Progressive $3,284
State Farm $2,452
Travelers $4,441
USAA $1,897

Winners by Category: Where to Buy Cheap Auto Insurance in Morristown, OH

Compare rates from the cheapest auto insurance companies in Morristown, OH for your needs. Take a look at how Morristown, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Morristown, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Morristown, Ohio Auto Insurance Companies

If you’re looking for the cheapest Morristown, OH auto insurance companies overall, you can compare them here. Find the best price for Morristown, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Morristown, Ohio

Insurance Company Average Annual Rates
Allstate $3,289
American Family $1,451
Farmers $3,253
GEICO $1,917
Liberty Mutual $4,100
Nationwide $3,136
Progressive $3,579
State Farm $2,452
Travelers $3,070
USAA $1,411

What affects Morristown, Ohio auto insurance rates?

Local factors affect auto insurance rates in Morristown, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Morristown auto insurance rates.

Commute Times in Morristown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Morristown, OH is 23.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Morristown, OH

You can buy cheap Morristown, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Morristown, Ohio auto insurance quotes from top companies.

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