Buy Cheap Morongo Valley, CA Auto Insurance (2021)

Morongo Valley, CA auto insurance rates average $295 a month. Minimum auto insurance requirements in Morongo Valley, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Morongo Valley, CA, compare Morongo Valley auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Morongo Valley, CA are $295/month
  • Average auto insurance rates in Morongo Valley, CA for teens drivers are $5,930/year
  • The most expensive auto insurance company in Morongo Valley is Farmers

Finding affordable Morongo Valley, California auto insurance can be challenging, but everything you need to know to buy cheap Morongo Valley, CA auto insurance with confidence is right here. Auto insurance rates in Morongo Valley are affected by local factors as well as personal ones like your driving record.

See how Morongo Valley, CA car insurance rates compare to Los Angeles auto insurance rates, Anaheim auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Morongo Valley.

Don’t buy Morongo Valley, CA auto insurance until you’ve compared rates. Get free Morongo Valley, California auto insurance quotes when you enter your ZIP code above.

Morongo Valley, CA Minimum Auto Insurance Requirements

The required auto insurance in Morongo Valley, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Morongo Valley, California is outlined here.

Minimum Required Auto Insurance Coverage in Morongo Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Morongo Valley, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Morongo Valley, California auto insurance rates? Find out how car insurance rates in Morongo Valley, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Morongo Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,810 $2,823 $2,033 $2,066 $7,651 $9,639 $3,624 $4,022
Farmers $2,652 $2,652 $2,384 $2,384 $8,429 $13,843 $3,139 $3,492
GEICO $1,830 $1,830 $1,721 $1,721 $5,564 $5,660 $2,628 $2,687
Liberty Mutual $2,120 $2,006 $1,970 $1,908 $4,590 $4,889 $2,388 $2,414
Nationwide $2,994 $2,865 $2,614 $2,471 $7,458 $8,265 $3,554 $3,520
Progressive $1,674 $1,717 $1,443 $1,697 $4,426 $5,303 $2,427 $2,601
State Farm $3,273 $3,273 $2,922 $2,922 $6,020 $7,493 $3,618 $3,727
Travelers $2,489 $2,414 $2,192 $2,169 $5,090 $5,830 $3,229 $3,169
USAA $1,826 $1,733 $1,779 $1,790 $4,144 $4,158 $2,517 $2,382

Buy Cheap Morongo Valley, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Morongo Valley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Morongo Valley, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Morongo Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,651 $9,639
Farmers $8,429 $13,843
GEICO $5,564 $5,660
Liberty Mutual $4,590 $4,889
Nationwide $7,458 $8,265
Progressive $4,426 $5,303
State Farm $6,020 $7,493
Travelers $5,090 $5,830
USAA $4,144 $4,158

Buy Cheap Morongo Valley, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Morongo Valley, California by comparing Morongo Valley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Morongo Valley, CA here.

Annual Auto Insurance Rates for Senior Drivers in Morongo Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,066
Farmers $2,384 $2,384
GEICO $1,721 $1,721
Liberty Mutual $1,970 $1,908
Nationwide $2,614 $2,471
Progressive $1,443 $1,697
State Farm $2,922 $2,922
Travelers $2,192 $2,169
USAA $1,779 $1,790

Find Cheap Auto Insurance Rates in Morongo Valley, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Morongo Valley, California auto insurance. Compare Morongo Valley, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Morongo Valley, California

Insurance Company Low Medium High
Allstate $4,102 $4,371 $4,528
Farmers $4,549 $4,906 $5,161
GEICO $2,658 $2,990 $3,217
Liberty Mutual $2,597 $2,808 $2,953
Nationwide $3,785 $4,286 $4,582
Progressive $2,337 $2,747 $2,899
State Farm $3,709 $4,234 $4,525
Travelers $2,911 $3,407 $3,651
USAA $2,299 $2,591 $2,733

Find Cheap Morongo Valley, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Morongo Valley. Compare auto insurance rates in Morongo Valley, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Morongo Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,905 $4,762
Farmers $4,421 $5,323
GEICO $2,684 $3,226
Liberty Mutual $2,557 $3,015
Nationwide $3,730 $4,705
Progressive $2,417 $2,905
State Farm $4,002 $4,309
Travelers $2,989 $3,656
USAA $2,341 $2,741

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Find Cheap Morongo Valley, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Morongo Valley, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Morongo Valley, CA, take a look at the average cost for various violations versus rates for a clean driving record in Morongo Valley.

Annual Morongo Valley, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,603 $4,402 $6,909 $3,420
Farmers $3,600 $4,904 $6,114 $4,871
GEICO $2,066 $3,190 $4,001 $2,563
Liberty Mutual $2,417 $3,239 $2,924 $2,562
Nationwide $2,943 $3,773 $6,382 $3,773
Progressive $1,738 $2,961 $3,440 $2,506
State Farm $2,965 $3,537 $6,681 $3,441
Travelers $2,223 $3,608 $4,200 $3,260
USAA $1,689 $2,508 $4,116 $1,850

Find Cheap Morongo Valley, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Morongo Valley, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Morongo Valley for less when you shop around and compare rates from multiple Morongo Valley, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Morongo Valley, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,909
Farmers $6,114
GEICO $4,001
Liberty Mutual $2,924
Nationwide $6,382
Progressive $3,440
State Farm $6,681
Travelers $4,200
USAA $4,116

Winners by Category: Where to Buy Cheap Auto Insurance in Morongo Valley, CA

Compare rates from the cheapest auto insurance companies in Morongo Valley, CA for your needs. Take a look at how Morongo Valley, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Morongo Valley, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Morongo Valley, California Auto Insurance Companies

If you’re looking for the cheapest Morongo Valley, CA auto insurance companies overall, you can compare them here. Find the best price for Morongo Valley, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Morongo Valley, California

Insurance Company Average Annual Rates
Allstate $4,334
Farmers $4,872
GEICO $2,955
Liberty Mutual $2,786
Nationwide $4,218
Progressive $2,661
State Farm $4,156
Travelers $3,323
USAA $2,541

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What affects Morongo Valley, California auto insurance rates?

Local factors affect auto insurance rates in Morongo Valley, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Morongo Valley auto insurance rates.

Commute Times in Morongo Valley

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Morongo Valley, CA is 35.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Morongo Valley, CA

You can buy cheap Morongo Valley, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Morongo Valley, California auto insurance quotes from top companies.

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