Buy Cheap Morning Sun, IA Auto Insurance (2021)

Morning Sun, IA auto insurance rates average $249 a month. Minimum auto insurance requirements in Morning Sun, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Morning Sun, IA, compare Morning Sun auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Morning Sun is Travelers
  • Average auto insurance rates in Morning Sun, IA are $249/month
  • Average auto insurance rates in Morning Sun, IA after a DUI are $3,619/year

Finding affordable Morning Sun, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Morning Sun, IA auto insurance with confidence is right here. Auto insurance rates in Morning Sun are affected by local factors as well as personal ones like your driving record.

See how Morning Sun, IA car insurance rates compare to Council Bluffs auto insurance rates, Davenport auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Morning Sun.

Don’t buy Morning Sun, IA auto insurance until you’ve compared rates. Get free Morning Sun, Iowa auto insurance quotes when you enter your ZIP code above.

Morning Sun, IA Minimum Auto Insurance Requirements

The required auto insurance in Morning Sun, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Morning Sun, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Morning Sun, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Morning Sun, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Morning Sun, IA. Take a look at Morning Sun, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Morning Sun, Iowa

Insurance Company Poor Fair Good
Allstate $3,464 $2,750 $2,477
American Family $3,846 $2,827 $2,374
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,740 $4,181 $3,283
Nationwide $3,293 $2,572 $2,254
Progressive $2,618 $2,110 $1,909
State Farm $2,974 $1,840 $1,452
Travelers $6,303 $5,380 $5,126
USAA $2,498 $1,719 $1,490

Buy Cheap Morning Sun, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Morning Sun, Iowa auto insurance rates? Find out how car insurance rates in Morning Sun, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Morning Sun, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,908 $1,830 $1,698 $1,726 $5,547 $6,257 $2,074 $2,137
American Family $1,948 $1,948 $1,741 $1,741 $5,177 $7,274 $1,948 $2,348
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,194 $2,376 $1,940 $2,359 $11,193 $12,590 $2,487 $2,739
Nationwide $1,884 $1,937 $1,676 $1,793 $4,314 $5,598 $2,130 $2,321
Progressive $1,566 $1,512 $1,290 $1,336 $3,788 $4,281 $1,884 $2,041
State Farm $1,382 $1,382 $1,205 $1,205 $3,621 $4,600 $1,550 $1,764
Travelers $2,525 $2,579 $2,446 $2,456 $11,190 $17,895 $2,624 $3,108
USAA $1,263 $1,274 $1,161 $1,179 $3,476 $3,681 $1,515 $1,671

Buy Cheap Morning Sun, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Morning Sun can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Morning Sun, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Morning Sun, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,547 $6,257
American Family $5,177 $7,274
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $11,193 $12,590
Nationwide $4,314 $5,598
Progressive $3,788 $4,281
State Farm $3,621 $4,600
Travelers $11,190 $17,895
USAA $3,476 $3,681

Buy Cheap Morning Sun, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Morning Sun, Iowa by comparing Morning Sun senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Morning Sun, IA here.

Annual Auto Insurance Rates for Senior Drivers in Morning Sun, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,698 $1,726
American Family $1,741 $1,741
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,940 $2,359
Nationwide $1,676 $1,793
Progressive $1,290 $1,336
State Farm $1,205 $1,205
Travelers $2,446 $2,456
USAA $1,161 $1,179

Find Cheap Auto Insurance Rates in Morning Sun, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Morning Sun, Iowa auto insurance. Compare Morning Sun, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Morning Sun, Iowa

Insurance Company Low Medium High
Allstate $2,801 $2,900 $2,991
American Family $3,033 $3,183 $2,831
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,539 $4,726 $4,939
Nationwide $2,829 $2,691 $2,599
Progressive $2,089 $2,218 $2,330
State Farm $2,000 $2,098 $2,167
Travelers $5,258 $5,689 $5,861
USAA $1,808 $1,909 $1,991

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Find Cheap Morning Sun, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Morning Sun. Compare auto insurance rates in Morning Sun, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Morning Sun, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,828 $2,966
American Family $2,981 $3,051
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,735 $4,735
Nationwide $2,706 $2,706
Progressive $2,212 $2,212
State Farm $2,039 $2,138
Travelers $5,603 $5,603
USAA $1,833 $1,972

Find Cheap Morning Sun, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Morning Sun, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Morning Sun, IA, take a look at the average cost for various violations versus rates for a clean driving record in Morning Sun.

Annual Morning Sun, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,458 $2,977 $3,400 $2,754
American Family $2,177 $3,189 $4,138 $2,560
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $4,083 $5,072 $5,152 $4,633
Nationwide $1,951 $2,815 $3,849 $2,211
Progressive $1,781 $2,908 $1,931 $2,229
State Farm $1,941 $2,236 $2,088 $2,088
Travelers $4,091 $5,444 $7,286 $5,591
USAA $1,451 $1,952 $2,540 $1,667

Find Cheap Morning Sun, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Morning Sun, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Morning Sun for less when you shop around and compare rates from multiple Morning Sun, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Morning Sun, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,400
American Family $4,138
Farmers $2,637
GEICO $3,170
Liberty Mutual $5,152
Nationwide $3,849
Progressive $1,931
State Farm $2,088
Travelers $7,286
USAA $2,540

Winners by Category: Where to Buy Cheap Auto Insurance in Morning Sun, IA

Compare rates from the cheapest auto insurance companies in Morning Sun, IA for your needs. Take a look at how Morning Sun, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Morning Sun, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Morning Sun, Iowa Auto Insurance Companies

If you’re looking for the cheapest Morning Sun, IA auto insurance companies overall, you can compare them here. Find the best price for Morning Sun, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Morning Sun, Iowa

Insurance Company Average Annual Rates
Allstate $2,897
American Family $3,016
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,735
Nationwide $2,706
Progressive $2,212
State Farm $2,088
Travelers $5,603
USAA $1,902

What affects Morning Sun, Iowa auto insurance rates?

Local factors affect auto insurance rates in Morning Sun, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Morning Sun auto insurance rates.

Commute Times in Morning Sun

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Morning Sun, IA is 21.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Morning Sun, IA

You can buy cheap Morning Sun, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Morning Sun, Iowa auto insurance quotes from top companies.

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