Buy Cheap Morgantown, IN Auto Insurance (2021)

Morgantown, IN auto insurance rates average $262 a month. Minimum auto insurance requirements in Morgantown, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Morgantown, IN, compare Morgantown auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Morgantown, IN after a DUI are $3,729/year
  • Average auto insurance rates in Morgantown, IN for teens drivers are $6,245/year
  • The most expensive auto insurance company in Morgantown is Liberty Mutual

Finding affordable Morgantown, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Morgantown, IN auto insurance with confidence is right here. Auto insurance rates in Morgantown are affected by local factors as well as personal ones like your driving record.

See how Morgantown, IN car insurance rates compare to South Bend auto insurance rates, Bloomington auto insurance rates, and Evansville auto insurance rates before you read more about the cost of auto insurance in Morgantown.

Don’t buy Morgantown, IN auto insurance until you’ve compared rates. Get free Morgantown, Indiana auto insurance quotes when you enter your ZIP code above.

Morgantown, IN Minimum Auto Insurance Requirements

The required auto insurance in Morgantown, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Morgantown, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Morgantown, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Morgantown, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Morgantown, IN. Take a look at Morgantown, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Morgantown, Indiana

Insurance Company Poor Fair Good
Allstate $4,407 $3,296 $3,001
American Family $4,861 $3,145 $2,631
Farmers $3,694 $3,014 $2,792
GEICO $3,072 $2,551 $2,030
Liberty Mutual $6,299 $4,101 $3,793
Nationwide $2,795 $2,362 $2,210
Progressive $4,492 $3,985 $3,759
State Farm $3,502 $2,089 $1,619
Travelers $3,615 $3,063 $3,060
USAA $2,304 $1,529 $1,313

Buy Cheap Morgantown, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Morgantown, Indiana auto insurance rates? Find out how car insurance rates in Morgantown, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Morgantown, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,182 $2,227 $1,932 $2,114 $6,846 $8,680 $2,188 $2,374
American Family $2,195 $2,195 $1,980 $1,980 $6,210 $8,933 $2,195 $2,677
Farmers $1,441 $1,424 $1,232 $1,382 $7,696 $8,207 $1,898 $2,054
GEICO $1,723 $1,721 $1,615 $1,682 $5,159 $4,791 $1,979 $1,740
Liberty Mutual $3,256 $3,256 $2,998 $2,998 $7,045 $10,603 $3,256 $4,438
Nationwide $1,516 $1,549 $1,332 $1,420 $4,405 $5,706 $1,777 $1,940
Progressive $1,725 $1,630 $1,564 $1,574 $10,243 $11,517 $2,167 $2,209
State Farm $1,458 $1,458 $1,304 $1,304 $4,514 $5,769 $1,615 $1,805
Travelers $1,188 $1,209 $1,110 $1,111 $7,236 $11,401 $1,255 $1,460
USAA $1,083 $1,062 $1,014 $1,014 $3,096 $3,441 $1,460 $1,552

Buy Cheap Morgantown, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Morgantown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Morgantown, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Morgantown, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,846 $8,680
American Family $6,210 $8,933
Farmers $7,696 $8,207
GEICO $5,159 $4,791
Liberty Mutual $7,045 $10,603
Nationwide $4,405 $5,706
Progressive $10,243 $11,517
State Farm $4,514 $5,769
Travelers $7,236 $11,401
USAA $3,096 $3,441

Buy Cheap Morgantown, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Morgantown, Indiana by comparing Morgantown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Morgantown, IN here.

Annual Auto Insurance Rates for Senior Drivers in Morgantown, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,932 $2,114
American Family $1,980 $1,980
Farmers $1,232 $1,382
GEICO $1,615 $1,682
Liberty Mutual $2,998 $2,998
Nationwide $1,332 $1,420
Progressive $1,564 $1,574
State Farm $1,304 $1,304
Travelers $1,110 $1,111
USAA $1,014 $1,014

Find Cheap Auto Insurance Rates in Morgantown, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Morgantown, Indiana auto insurance. Compare Morgantown, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Morgantown, Indiana

Insurance Company Low Medium High
Allstate $3,375 $3,551 $3,777
American Family $3,492 $3,662 $3,483
Farmers $3,063 $3,162 $3,276
GEICO $2,386 $2,545 $2,723
Liberty Mutual $4,542 $4,716 $4,935
Nationwide $2,498 $2,436 $2,433
Progressive $3,854 $4,015 $4,367
State Farm $2,292 $2,403 $2,516
Travelers $3,196 $3,276 $3,266
USAA $1,650 $1,711 $1,784

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Find Cheap Morgantown, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Morgantown. Compare auto insurance rates in Morgantown, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Morgantown, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,568 $3,568
American Family $3,502 $3,589
Farmers $3,167 $3,167
GEICO $2,506 $2,596
Liberty Mutual $4,607 $4,855
Nationwide $2,456 $2,456
Progressive $4,079 $4,079
State Farm $2,336 $2,471
Travelers $3,246 $3,246
USAA $1,693 $1,738

Find Cheap Morgantown, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Morgantown, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Morgantown, IN, take a look at the average cost for various violations versus rates for a clean driving record in Morgantown.

Annual Morgantown, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,846 $4,190 $3,856 $3,379
American Family $2,442 $3,897 $4,932 $2,911
Farmers $2,832 $3,307 $3,401 $3,127
GEICO $1,665 $2,634 $3,593 $2,313
Liberty Mutual $3,638 $4,329 $6,929 $4,029
Nationwide $2,117 $2,718 $2,608 $2,379
Progressive $3,052 $5,371 $3,644 $4,248
State Farm $2,345 $2,578 $2,345 $2,345
Travelers $2,758 $3,408 $3,860 $2,958
USAA $1,290 $1,847 $2,122 $1,602

Find Cheap Morgantown, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Morgantown, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Morgantown for less when you shop around and compare rates from multiple Morgantown, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Morgantown, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,856
American Family $4,932
Farmers $3,401
GEICO $3,593
Liberty Mutual $6,929
Nationwide $2,608
Progressive $3,644
State Farm $2,345
Travelers $3,860
USAA $2,122

Winners by Category: Where to Buy Cheap Auto Insurance in Morgantown, IN

Compare rates from the cheapest auto insurance companies in Morgantown, IN for your needs. Take a look at how Morgantown, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Morgantown, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Morgantown, Indiana Auto Insurance Companies

If you’re looking for the cheapest Morgantown, IN auto insurance companies overall, you can compare them here. Find the best price for Morgantown, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Morgantown, Indiana

Insurance Company Average Annual Rates
Allstate $3,568
American Family $3,546
Farmers $3,167
GEICO $2,551
Liberty Mutual $4,731
Nationwide $2,456
Progressive $4,079
State Farm $2,403
Travelers $3,246
USAA $1,715

What affects Morgantown, Indiana auto insurance rates?

Local factors affect auto insurance rates in Morgantown, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Morgantown auto insurance rates.

Commute Times in Morgantown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Morgantown, IN is 32.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Morgantown, IN

You can buy cheap Morgantown, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Morgantown, Indiana auto insurance quotes from top companies.

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