Buy Cheap Moreno Valley, CA Auto Insurance
The average annual auto insurance rates in Moreno Valley, CA are around $3,897.29 ($324/mo). The cheapest auto insurance company in Moreno Valley, CA is USAA, although rates will vary for each person. Moreno Valley, CA auto insurance must meet the state minimum requirements with coverage levels of 15/30/5 for liability. Compare Moreno Valley, California car insurance rates online to get the best price for you.
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UPDATED: Jul 15, 2021
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- The average annual auto insurance rates for Moreno Valley, CA are $3,897.29 ($324/mo)
- The cheapest auto insurance company in Moreno Valley, CA is USAA
- Moreno Valley, CA rates are affected by the traffic that is shared with San Bernardino as well as Los Angeles
- The average commute time for San Bernardino is 26 min
Moreno Valley, CA average annual auto insurance rates are slightly above average when compared to other cities in California. But, surprisingly, they are nearly $225 cheaper per year than San Bernardino which is only 30 minutes away.
You can save on Moreno Valley, California auto insurance by shopping around, comparing rates, and looking for discounts, and we can help.
Below you’ll find information on how to buy auto insurance in Moreno Valley, California for every age, credit history, and driving record.
Ready to find affordable auto insurance in Moreno Valley, CA? Enter your ZIP code above to get started.
What is the cheapest auto insurance company in Moreno Valley, CA?
The cheapest car insurance company in Moreno Valley, based on average rates, is USAA.
The top auto insurance companies in Moreno Valley, CA, ranked from cheapest to most expensive annual rates are:
- USAA – $2,744.80
- GEICO – $2,888.69
- Progressive – $3,096.71
- Liberty Mutual – $3,099.00
- Travelers – $3,546.00
- State Farm – $4,735.45
- Allstate – $4,791.60
- Nationwide – $4,958.64
- Farmers – $5,214.71
There are a lot of factors that determine your auto insurance rates.
The cheapest company for you will depend on your personal factors, including what part of the city you call home, your driving record, what kind of car you drive, and the coverage level you choose.
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What auto insurance coverage is required in Moreno Valley, CA?
All Moreno Valley drivers have to meet the California state law minimum requirements to buy auto insurance.
In California, you have to carry at least:
- $15,000 per person and $30,000 per incident for bodily injury liability
- $5,000 per incident for property damage
It’s recommended that most drivers carry more than the state minimum.
What affects auto insurance rates in Moreno Valley, CA?
Moreno Valley is the 22nd largest city in California and about a 30 min drive south of San Bernardino. Let’s take a look at how Moreno Valley auto insurance rates compare to other cities in California.
- Beverly Hills, CA — $6,188.41 (most expensive)
- San Bernardino, CA — $4,123.85 (next closest city)
- Moreno Valley, CA — $3,897.29
- Los Ranchos, CA — $2,731.32 (cheapest)
INRIX doesn’t rank Moreno Valley or San Bernardino but does rank Los Angeles which is a little over an hour away.
INRIX ranks Los Angeles as the 6th most congested city in the U.S. Moreno Valley is south of San Bernadino and east of Los Angeles, so traffic heading to a larger city can affect car insurance rates.
City-Data doesn’t measure commute time for Moreno Valley but does report that the average commute time for San Bernardino is 26 minutes.
Auto theft in Moreno Valley also affects rates, and the most recent annual statistics list 1,158 auto thefts in a city population of 207,418. That’s a rate of 179 cars stolen per 100,000 population.
Moreno Valley, CA Auto Insurance: The Bottom Line
Moreno Valley has fairly average auto insurance rates compared to other cities of its size in California, but you can still save by shopping around and comparing.
Before you buy auto insurance in Moreno Valley, CA, be sure you’ve checked rates with multiple companies. Enter your ZIP code below to get fast, free Moreno Valley, CA auto insurance quotes.