Buy Cheap Moraga, CA Auto Insurance (2021)

Moraga, CA auto insurance rates average $305 a month. Minimum auto insurance requirements in Moraga, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Moraga, CA, compare Moraga auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Moraga, CA after a DUI are $5,150/year
  • Average auto insurance rates in Moraga, CA are $305/month
  • The most expensive auto insurance company in Moraga is Nationwide

Finding affordable Moraga, California auto insurance can be challenging, but everything you need to know to buy cheap Moraga, CA auto insurance with confidence is right here. Auto insurance rates in Moraga are affected by local factors as well as personal ones like your driving record.

See how Moraga, CA car insurance rates compare to Sacramento auto insurance rates, Los Angeles auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Moraga.

Don’t buy Moraga, CA auto insurance until you’ve compared rates. Get free Moraga, California auto insurance quotes when you enter your ZIP code above.

Moraga, CA Minimum Auto Insurance Requirements

The required auto insurance in Moraga, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Moraga, California is outlined here.

Minimum Required Auto Insurance Coverage in Moraga, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Moraga, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Moraga, California auto insurance rates? Find out how car insurance rates in Moraga, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Moraga, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,909 $2,909 $2,123 $2,141 $8,123 $10,216 $3,717 $4,074
Farmers $2,558 $2,558 $2,312 $2,312 $8,226 $13,498 $3,039 $3,389
GEICO $1,899 $1,900 $1,786 $1,786 $5,788 $5,880 $2,729 $2,785
Liberty Mutual $2,196 $2,084 $2,045 $1,984 $4,866 $5,157 $2,483 $2,493
Nationwide $3,349 $3,194 $2,927 $2,756 $8,643 $9,507 $4,031 $3,979
Progressive $1,811 $1,864 $1,545 $1,831 $4,878 $5,865 $2,610 $2,804
State Farm $3,209 $3,209 $2,867 $2,867 $5,897 $7,300 $3,555 $3,667
Travelers $2,493 $2,411 $2,205 $2,182 $5,187 $5,923 $3,243 $3,175
USAA $1,863 $1,767 $1,813 $1,823 $4,258 $4,287 $2,579 $2,441

Buy Cheap Moraga, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Moraga can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Moraga, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Moraga, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,123 $10,216
Farmers $8,226 $13,498
GEICO $5,788 $5,880
Liberty Mutual $4,866 $5,157
Nationwide $8,643 $9,507
Progressive $4,878 $5,865
State Farm $5,897 $7,300
Travelers $5,187 $5,923
USAA $4,258 $4,287

Buy Cheap Moraga, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Moraga, California by comparing Moraga senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Moraga, CA here.

Annual Auto Insurance Rates for Senior Drivers in Moraga, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,123 $2,141
Farmers $2,312 $2,312
GEICO $1,786 $1,786
Liberty Mutual $2,045 $1,984
Nationwide $2,927 $2,756
Progressive $1,545 $1,831
State Farm $2,867 $2,867
Travelers $2,205 $2,182
USAA $1,813 $1,823

Find Cheap Auto Insurance Rates in Moraga, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Moraga, California auto insurance. Compare Moraga, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Moraga, California

Insurance Company Low Medium High
Allstate $4,282 $4,566 $4,732
Farmers $4,420 $4,775 $5,014
GEICO $2,779 $3,106 $3,322
Liberty Mutual $2,730 $2,940 $3,070
Nationwide $4,346 $4,892 $5,157
Progressive $2,586 $2,996 $3,120
State Farm $3,709 $4,135 $4,370
Travelers $2,926 $3,448 $3,683
USAA $2,367 $2,653 $2,791

Find Cheap Moraga, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Moraga. Compare auto insurance rates in Moraga, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Moraga, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,081 $4,972
Farmers $4,297 $5,176
GEICO $2,788 $3,351
Liberty Mutual $2,677 $3,150
Nationwide $4,236 $5,361
Progressive $2,629 $3,173
State Farm $3,925 $4,217
Travelers $3,014 $3,691
USAA $2,400 $2,808

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Find Cheap Moraga, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Moraga, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Moraga, CA to see how much where you live in Moraga affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Moraga, California

ZIP Code Average Annual Rates
94556 $4,712
94575 $5,326

Find Cheap Moraga, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Moraga, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Moraga, CA, take a look at the average cost for various violations versus rates for a clean driving record in Moraga.

Annual Moraga, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,729 $4,588 $7,209 $3,580
Farmers $3,502 $4,768 $5,939 $4,737
GEICO $2,144 $3,317 $4,154 $2,660
Liberty Mutual $2,530 $3,389 $3,056 $2,680
Nationwide $3,349 $4,292 $7,261 $4,292
Progressive $1,899 $3,233 $3,734 $2,738
State Farm $2,904 $3,464 $6,546 $3,371
Travelers $2,237 $3,641 $4,238 $3,295
USAA $1,730 $2,577 $4,213 $1,895

Find Cheap Moraga, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Moraga, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Moraga for less when you shop around and compare rates from multiple Moraga, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Moraga, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,209
Farmers $5,939
GEICO $4,154
Liberty Mutual $3,056
Nationwide $7,261
Progressive $3,734
State Farm $6,546
Travelers $4,238
USAA $4,213

Winners by Category: Where to Buy Cheap Auto Insurance in Moraga, CA

Compare rates from the cheapest auto insurance companies in Moraga, CA for your needs. Take a look at how Moraga, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Moraga, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Moraga, California Auto Insurance Companies

If you’re looking for the cheapest Moraga, CA auto insurance companies overall, you can compare them here. Find the best price for Moraga, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Moraga, California

Insurance Company Average Annual Rates
Allstate $4,527
Farmers $4,737
GEICO $3,069
Liberty Mutual $2,913
Nationwide $4,798
Progressive $2,901
State Farm $4,071
Travelers $3,352
USAA $2,604

What affects Moraga, California auto insurance rates?

Local factors affect auto insurance rates in Moraga, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Moraga auto insurance rates.

Auto Theft in Moraga

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Moraga, CA auto theft show a total of 7 vehicle thefts annually.

Commute Times in Moraga

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Moraga, CA is 33.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Moraga, CA

You can buy cheap Moraga, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Moraga, California auto insurance quotes from top companies.

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