Buy Cheap Monument, CO Auto Insurance (2021)

Monument, CO auto insurance rates average $333 a month. Minimum auto insurance requirements in Monument, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Monument, CO, compare Monument auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Monument is Allstate
  • Average auto insurance rates in Monument, CO are $333/month
  • The most expensive auto insurance company in Monument after a DUI is Allstate

Finding affordable Monument, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Monument, CO auto insurance with confidence is right here. Auto insurance rates in Monument are affected by local factors as well as personal ones like your driving record.

See how Monument, CO car insurance rates compare to Colorado Springs auto insurance rates, Denver auto insurance rates, and Fort Collins auto insurance rates before you read more about the cost of auto insurance in Monument.

Don’t buy Monument, CO auto insurance until you’ve compared rates. Get free Monument, Colorado auto insurance quotes when you enter your ZIP code above.

Monument, CO Minimum Auto Insurance Requirements

The required auto insurance in Monument, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Monument, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Monument, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Monument, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Monument, CO. Take a look at Monument, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Monument, Colorado

Insurance Company Poor Fair Good
Allstate $7,030 $5,424 $4,092
American Family $4,846 $3,450 $2,895
Farmers $6,254 $5,057 $4,803
GEICO $3,940 $3,275 $2,611
Liberty Mutual $4,156 $2,557 $2,032
Nationwide $4,562 $3,616 $3,149
Progressive $4,948 $4,223 $3,876
State Farm $5,100 $3,284 $2,650
USAA $4,890 $2,795 $2,242

Buy Cheap Monument, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Monument, Colorado auto insurance rates? Find out how car insurance rates in Monument, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monument, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,350 $3,131 $3,019 $3,050 $11,789 $12,401 $3,684 $3,699
American Family $2,547 $2,547 $2,297 $2,297 $6,182 $8,303 $2,547 $3,121
Farmers $3,134 $3,105 $2,843 $3,086 $11,965 $11,994 $3,420 $3,424
GEICO $2,065 $2,258 $2,201 $2,508 $6,507 $6,865 $1,888 $1,911
Liberty Mutual $1,912 $1,844 $1,643 $1,811 $5,886 $6,397 $1,921 $1,909
Nationwide $2,511 $2,553 $2,250 $2,374 $6,371 $8,136 $2,892 $3,120
Progressive $2,635 $2,462 $2,304 $2,294 $9,088 $10,158 $2,968 $2,883
State Farm $2,320 $2,320 $2,086 $2,086 $6,595 $8,363 $2,593 $3,060
USAA $2,207 $2,201 $2,108 $2,110 $5,561 $6,365 $2,837 $3,082

Buy Cheap Monument, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Monument can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Monument, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Monument, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,789 $12,401
American Family $6,182 $8,303
Farmers $11,965 $11,994
GEICO $6,507 $6,865
Liberty Mutual $5,886 $6,397
Nationwide $6,371 $8,136
Progressive $9,088 $10,158
State Farm $6,595 $8,363
USAA $5,561 $6,365

Buy Cheap Monument, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Monument, Colorado by comparing Monument senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Monument, CO here.

Annual Auto Insurance Rates for Senior Drivers in Monument, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,019 $3,050
American Family $2,297 $2,297
Farmers $2,843 $3,086
GEICO $2,201 $2,508
Liberty Mutual $1,643 $1,811
Nationwide $2,250 $2,374
Progressive $2,304 $2,294
State Farm $2,086 $2,086
USAA $2,108 $2,110

Find Cheap Auto Insurance Rates in Monument, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Monument, Colorado auto insurance. Compare Monument, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monument, Colorado

Insurance Company Low Medium High
Allstate $5,218 $5,497 $5,831
American Family $3,533 $3,807 $3,851
Farmers $4,622 $5,283 $6,209
GEICO $2,923 $3,212 $3,690
Liberty Mutual $2,720 $2,903 $3,123
Nationwide $3,753 $3,778 $3,796
Progressive $3,990 $4,363 $4,694
State Farm $3,422 $3,679 $3,934
USAA $3,155 $3,309 $3,462

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Find Cheap Monument, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Monument. Compare auto insurance rates in Monument, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Monument, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,515 $5,515
American Family $3,650 $3,811
Farmers $5,371 $5,371
GEICO $3,207 $3,344
Liberty Mutual $2,915 $2,915
Nationwide $3,776 $3,776
Progressive $4,349 $4,349
State Farm $3,587 $3,769
USAA $3,215 $3,403

Find Cheap Monument, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Monument, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Monument, CO, take a look at the average cost for various violations versus rates for a clean driving record in Monument.

Annual Monument, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,692 $5,408 $6,634 $5,327
American Family $2,758 $3,912 $5,122 $3,128
Farmers $4,536 $5,839 $5,762 $5,349
GEICO $2,301 $3,602 $4,193 $3,005
Liberty Mutual $2,559 $2,998 $3,094 $3,010
Nationwide $2,909 $3,968 $5,028 $3,199
Progressive $3,758 $5,287 $3,967 $4,383
State Farm $3,389 $3,967 $3,678 $3,678
USAA $2,416 $2,950 $5,145 $2,723

Find Cheap Monument, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Monument, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Monument for less when you shop around and compare rates from multiple Monument, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Monument, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,634
American Family $5,122
Farmers $5,762
GEICO $4,193
Liberty Mutual $3,094
Nationwide $5,028
Progressive $3,967
State Farm $3,678
USAA $5,145

Winners by Category: Where to Buy Cheap Auto Insurance in Monument, CO

Compare rates from the cheapest auto insurance companies in Monument, CO for your needs. Take a look at how Monument, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Monument, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Monument, Colorado Auto Insurance Companies

If you’re looking for the cheapest Monument, CO auto insurance companies overall, you can compare them here. Find the best price for Monument, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Monument, Colorado

Insurance Company Average Annual Rates
Allstate $5,515
American Family $3,730
Farmers $5,371
GEICO $3,275
Liberty Mutual $2,915
Nationwide $3,776
Progressive $4,349
State Farm $3,678
USAA $3,309

What affects Monument, Colorado auto insurance rates?

Local factors affect auto insurance rates in Monument, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Monument auto insurance rates.

Commute Times in Monument

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Monument, CO is 30.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Monument, CO

You can buy cheap Monument, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Monument, Colorado auto insurance quotes from top companies.

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