Buy Cheap Montrose, CA Auto Insurance (2021)

Montrose, CA auto insurance rates average $391 a month. Minimum auto insurance requirements in Montrose, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Montrose, CA, compare Montrose auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Montrose, CA are $391/month
  • The most expensive auto insurance company in Montrose after a DUI is Nationwide
  • Average auto insurance rates in Montrose, CA after a DUI are $6,602/year

Finding affordable Montrose, California auto insurance can be challenging, but everything you need to know to buy cheap Montrose, CA auto insurance with confidence is right here. Auto insurance rates in Montrose are affected by local factors as well as personal ones like your driving record.

See how Montrose, CA car insurance rates compare to San Francisco auto insurance rates, San Diego auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in Montrose.

Don’t buy Montrose, CA auto insurance until you’ve compared rates. Get free Montrose, California auto insurance quotes when you enter your ZIP code above.

Montrose, CA Minimum Auto Insurance Requirements

The required auto insurance in Montrose, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Montrose, California is outlined here.

Minimum Required Auto Insurance Coverage in Montrose, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Montrose, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Montrose, California auto insurance rates? Find out how car insurance rates in Montrose, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montrose, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,836 $3,831 $2,787 $2,809 $10,794 $13,579 $4,915 $5,383
Farmers $3,419 $3,419 $3,108 $3,108 $10,957 $17,845 $4,059 $4,529
GEICO $2,061 $2,061 $1,937 $1,937 $6,274 $6,372 $2,962 $3,021
Liberty Mutual $2,838 $2,665 $2,661 $2,566 $6,144 $6,609 $3,178 $3,235
Nationwide $4,566 $4,346 $4,035 $3,789 $11,792 $13,049 $5,445 $5,348
Progressive $2,466 $2,538 $2,147 $2,532 $6,817 $8,182 $3,629 $3,903
State Farm $3,530 $3,530 $3,156 $3,156 $6,542 $8,118 $3,911 $4,032
Travelers $3,254 $3,140 $2,870 $2,839 $6,940 $7,920 $4,288 $4,171
USAA $2,431 $2,297 $2,369 $2,372 $5,644 $5,650 $3,347 $3,158

Buy Cheap Montrose, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Montrose can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Montrose, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Montrose, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,794 $13,579
Farmers $10,957 $17,845
GEICO $6,274 $6,372
Liberty Mutual $6,144 $6,609
Nationwide $11,792 $13,049
Progressive $6,817 $8,182
State Farm $6,542 $8,118
Travelers $6,940 $7,920
USAA $5,644 $5,650

Buy Cheap Montrose, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Montrose, California by comparing Montrose senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Montrose, CA here.

Annual Auto Insurance Rates for Senior Drivers in Montrose, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,787 $2,809
Farmers $3,108 $3,108
GEICO $1,937 $1,937
Liberty Mutual $2,661 $2,566
Nationwide $4,035 $3,789
Progressive $2,147 $2,532
State Farm $3,156 $3,156
Travelers $2,870 $2,839
USAA $2,369 $2,372

Find Cheap Auto Insurance Rates in Montrose, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Montrose, California auto insurance. Compare Montrose, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montrose, California

Insurance Company Low Medium High
Allstate $5,663 $6,044 $6,268
Farmers $5,833 $6,361 $6,722
GEICO $2,938 $3,370 $3,676
Liberty Mutual $3,445 $3,770 $3,996
Nationwide $5,770 $6,674 $7,195
Progressive $3,494 $4,165 $4,421
State Farm $4,030 $4,581 $4,881
Travelers $3,815 $4,550 $4,918
USAA $3,033 $3,486 $3,706

Find Cheap Montrose, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Montrose. Compare auto insurance rates in Montrose, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Montrose, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,399 $6,585
Farmers $5,719 $6,892
GEICO $3,023 $3,633
Liberty Mutual $3,424 $4,050
Nationwide $5,770 $7,322
Progressive $3,655 $4,399
State Farm $4,334 $4,661
Travelers $3,973 $4,882
USAA $3,137 $3,680

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Find Cheap Montrose, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Montrose, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Montrose, CA, take a look at the average cost for various violations versus rates for a clean driving record in Montrose.

Annual Montrose, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,592 $6,080 $9,568 $4,727
Farmers $4,668 $6,352 $7,897 $6,304
GEICO $2,323 $3,602 $4,505 $2,882
Liberty Mutual $3,245 $4,341 $3,923 $3,438
Nationwide $4,555 $5,855 $9,921 $5,855
Progressive $2,606 $4,492 $5,242 $3,767
State Farm $3,212 $3,829 $7,222 $3,726
Travelers $2,891 $4,854 $5,616 $4,349
USAA $2,257 $3,376 $5,525 $2,475

Find Cheap Montrose, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Montrose, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Montrose for less when you shop around and compare rates from multiple Montrose, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Montrose, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,568
Farmers $7,897
GEICO $4,505
Liberty Mutual $3,923
Nationwide $9,921
Progressive $5,242
State Farm $7,222
Travelers $5,616
USAA $5,525

Winners by Category: Where to Buy Cheap Auto Insurance in Montrose, CA

Compare rates from the cheapest auto insurance companies in Montrose, CA for your needs. Take a look at how Montrose, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Montrose, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Montrose, California Auto Insurance Companies

If you’re looking for the cheapest Montrose, CA auto insurance companies overall, you can compare them here. Find the best price for Montrose, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Montrose, California

Insurance Company Average Annual Rates
Allstate $5,992
Farmers $6,305
GEICO $3,328
Liberty Mutual $3,737
Nationwide $6,546
Progressive $4,027
State Farm $4,497
Travelers $4,428
USAA $3,409

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What affects Montrose, California auto insurance rates?

Local factors affect auto insurance rates in Montrose, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Montrose auto insurance rates.

Auto Theft in Montrose

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Montrose, CA auto theft show a total of 55 vehicle thefts annually.

Commute Times in Montrose

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Montrose, CA is 33.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Montrose, CA

You can buy cheap Montrose, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Montrose, California auto insurance quotes from top companies.

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