Buy Cheap Montrose, AR Auto Insurance (2021)

Montrose, AR auto insurance rates average $365 a month. Minimum auto insurance requirements in Montrose, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Montrose, AR, compare Montrose auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Montrose, AR after a DUI are $5,315/year
  • The most expensive auto insurance company in Montrose after a DUI is Travelers
  • Average auto insurance rates in Montrose, AR are $365/month

Finding affordable Montrose, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Montrose, AR auto insurance with confidence is right here. Auto insurance rates in Montrose are affected by local factors as well as personal ones like your driving record.

See how Montrose, AR car insurance rates compare to Conway auto insurance rates, Jonesboro auto insurance rates, and Little Rock auto insurance rates before you read more about the cost of auto insurance in Montrose.

Don’t buy Montrose, AR auto insurance until you’ve compared rates. Get free Montrose, Arkansas auto insurance quotes when you enter your ZIP code above.

Montrose, AR Minimum Auto Insurance Requirements

The required auto insurance in Montrose, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Montrose, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Montrose, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Montrose, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Montrose, AR. Take a look at Montrose, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Montrose, Arkansas

Insurance Company Poor Fair Good
Allstate $6,872 $5,237 $4,243
Farmers $4,851 $4,045 $3,855
GEICO $4,975 $4,087 $3,392
Liberty Mutual $6,500 $3,900 $3,057
Nationwide $5,339 $4,282 $3,894
Progressive $5,988 $5,074 $4,708
State Farm $4,220 $2,539 $1,976
Travelers $6,987 $5,820 $5,437
USAA $3,132 $2,131 $1,814

Buy Cheap Montrose, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Montrose, Arkansas auto insurance rates? Find out how car insurance rates in Montrose, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montrose, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,142 $3,187 $2,783 $2,987 $11,045 $13,145 $3,506 $3,809
Farmers $2,363 $2,356 $2,118 $2,219 $9,518 $9,860 $2,705 $2,864
GEICO $3,052 $3,024 $2,819 $2,740 $7,758 $7,799 $2,989 $3,031
Liberty Mutual $2,654 $2,849 $2,509 $2,805 $9,124 $10,060 $2,868 $3,014
Nationwide $3,060 $3,124 $2,737 $2,903 $7,419 $9,506 $3,501 $3,789
Progressive $2,835 $2,705 $2,325 $2,425 $11,599 $13,090 $3,396 $3,675
State Farm $1,865 $1,865 $1,656 $1,656 $5,199 $6,558 $2,097 $2,397
Travelers $2,301 $2,348 $2,255 $2,265 $13,121 $21,045 $2,453 $2,864
USAA $1,449 $1,466 $1,341 $1,353 $4,572 $4,792 $1,874 $2,024

Buy Cheap Montrose, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Montrose can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Montrose, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Montrose, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,045 $13,145
Farmers $9,518 $9,860
GEICO $7,758 $7,799
Liberty Mutual $9,124 $10,060
Nationwide $7,419 $9,506
Progressive $11,599 $13,090
State Farm $5,199 $6,558
Travelers $13,121 $21,045
USAA $4,572 $4,792

Buy Cheap Montrose, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Montrose, Arkansas by comparing Montrose senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Montrose, AR here.

Annual Auto Insurance Rates for Senior Drivers in Montrose, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,783 $2,987
Farmers $2,118 $2,219
GEICO $2,819 $2,740
Liberty Mutual $2,509 $2,805
Nationwide $2,737 $2,903
Progressive $2,325 $2,425
State Farm $1,656 $1,656
Travelers $2,255 $2,265
USAA $1,341 $1,353

Find Cheap Auto Insurance Rates in Montrose, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Montrose, Arkansas auto insurance. Compare Montrose, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montrose, Arkansas

Insurance Company Low Medium High
Allstate $5,283 $5,447 $5,621
Farmers $4,066 $4,212 $4,472
GEICO $3,992 $4,150 $4,312
Liberty Mutual $4,330 $4,452 $4,674
Nationwide $4,530 $4,407 $4,578
Progressive $4,888 $5,178 $5,703
State Farm $2,781 $2,909 $3,045
Travelers $5,819 $6,099 $6,327
USAA $2,264 $2,351 $2,462

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Find Cheap Montrose, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Montrose. Compare auto insurance rates in Montrose, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Montrose, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,451 $5,451
Farmers $4,250 $4,250
GEICO $4,126 $4,176
Liberty Mutual $4,485 $4,485
Nationwide $4,505 $4,505
Progressive $5,256 $5,256
State Farm $2,842 $2,981
Travelers $6,081 $6,081
USAA $2,291 $2,427

Find Cheap Montrose, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Montrose, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Montrose, AR, take a look at the average cost for various violations versus rates for a clean driving record in Montrose.

Annual Montrose, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,540 $5,677 $6,221 $5,364
Farmers $3,597 $4,596 $4,487 $4,321
GEICO $2,801 $4,317 $6,475 $3,014
Liberty Mutual $3,075 $4,955 $5,796 $4,115
Nationwide $3,479 $4,529 $6,170 $3,842
Progressive $4,537 $6,272 $4,764 $5,453
State Farm $2,684 $3,139 $2,912 $2,912
Travelers $5,100 $5,270 $7,693 $6,263
USAA $1,810 $2,296 $3,320 $2,009

Find Cheap Montrose, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Montrose, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Montrose for less when you shop around and compare rates from multiple Montrose, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Montrose, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,221
Farmers $4,487
GEICO $6,475
Liberty Mutual $5,796
Nationwide $6,170
Progressive $4,764
State Farm $2,912
Travelers $7,693
USAA $3,320

Winners by Category: Where to Buy Cheap Auto Insurance in Montrose, AR

Compare rates from the cheapest auto insurance companies in Montrose, AR for your needs. Take a look at how Montrose, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Montrose, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Montrose, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Montrose, AR auto insurance companies overall, you can compare them here. Find the best price for Montrose, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Montrose, Arkansas

Insurance Company Average Annual Rates
Allstate $5,451
Farmers $4,250
GEICO $4,151
Liberty Mutual $4,485
Nationwide $4,505
Progressive $5,256
State Farm $2,912
Travelers $6,081
USAA $2,359

What affects Montrose, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Montrose, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Montrose auto insurance rates.

Commute Times in Montrose

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Montrose, AR is 17.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Montrose, AR

You can buy cheap Montrose, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Montrose, Arkansas auto insurance quotes from top companies.

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