Buy Cheap Montrose, AL Auto Insurance (2021)

Montrose, AL auto insurance rates average $304 a month. Minimum auto insurance requirements in Montrose, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Montrose, AL, compare Montrose auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Montrose, AL are $304/month
  • Average auto insurance rates in Montrose, AL for teens drivers are $7,535/year
  • Average auto insurance rates in Montrose, AL after a DUI are $4,171/year

Finding affordable Montrose, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Montrose, AL auto insurance with confidence is right here. Auto insurance rates in Montrose are affected by local factors as well as personal ones like your driving record.

See how Montrose, AL car insurance rates compare to Birmingham auto insurance rates, Auburn auto insurance rates, and Madison auto insurance rates before you read more about the cost of auto insurance in Montrose.

Don’t buy Montrose, AL auto insurance until you’ve compared rates. Get free Montrose, Alabama auto insurance quotes when you enter your ZIP code above.

Montrose, AL Minimum Auto Insurance Requirements

The required auto insurance in Montrose, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Montrose, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Montrose, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Montrose, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Montrose, AL. Take a look at Montrose, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Montrose, Alabama

Insurance Company Poor Fair Good
Allstate $3,809 $2,997 $2,451
Farmers $4,574 $3,938 $3,732
GEICO $3,530 $2,518 $2,278
Liberty Mutual $7,912 $4,870 $3,822
Nationwide $2,987 $2,338 $2,118
Progressive $5,103 $4,389 $4,104
State Farm $6,894 $3,492 $2,374
Travelers $4,583 $3,978 $4,055
USAA $2,554 $1,674 $1,497

Buy Cheap Montrose, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Montrose, Alabama auto insurance rates? Find out how car insurance rates in Montrose, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montrose, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,851 $1,762 $1,677 $1,709 $6,508 $7,006 $2,065 $2,108
Farmers $2,322 $2,306 $2,074 $2,209 $9,067 $9,327 $2,628 $2,718
GEICO $1,980 $1,969 $1,893 $1,961 $5,246 $5,134 $2,089 $1,931
Liberty Mutual $3,190 $3,444 $2,610 $2,921 $11,889 $13,220 $3,395 $3,609
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,441 $2,282 $2,008 $2,143 $10,163 $11,335 $2,853 $3,031
State Farm $2,582 $2,582 $2,348 $2,348 $7,942 $9,939 $2,920 $3,366
Travelers $1,676 $1,702 $1,576 $1,570 $9,202 $14,523 $1,583 $1,810
USAA $1,192 $1,210 $1,118 $1,097 $3,526 $3,906 $1,547 $1,669

Buy Cheap Montrose, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Montrose can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Montrose, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Montrose, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,508 $7,006
Farmers $9,067 $9,327
GEICO $5,246 $5,134
Liberty Mutual $11,889 $13,220
Nationwide $4,274 $5,478
Progressive $10,163 $11,335
State Farm $7,942 $9,939
Travelers $9,202 $14,523
USAA $3,526 $3,906

Buy Cheap Montrose, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Montrose, Alabama by comparing Montrose senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Montrose, AL here.

Annual Auto Insurance Rates for Senior Drivers in Montrose, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,677 $1,709
Farmers $2,074 $2,209
GEICO $1,893 $1,961
Liberty Mutual $2,610 $2,921
Nationwide $1,486 $1,534
Progressive $2,008 $2,143
State Farm $2,348 $2,348
Travelers $1,576 $1,570
USAA $1,118 $1,097

Find Cheap Auto Insurance Rates in Montrose, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Montrose, Alabama auto insurance. Compare Montrose, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montrose, Alabama

Insurance Company Low Medium High
Allstate $2,985 $3,082 $3,190
Farmers $3,833 $4,023 $4,388
GEICO $2,550 $2,763 $3,013
Liberty Mutual $5,285 $5,509 $5,810
Nationwide $2,452 $2,462 $2,528
Progressive $4,037 $4,509 $5,050
State Farm $4,006 $4,248 $4,507
Travelers $3,995 $4,289 $4,332
USAA $1,833 $1,897 $1,995

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Find Cheap Montrose, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Montrose. Compare auto insurance rates in Montrose, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Montrose, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,086 $3,086
Farmers $4,081 $4,081
GEICO $2,727 $2,823
Liberty Mutual $5,535 $5,535
Nationwide $2,481 $2,481
Progressive $4,532 $4,532
State Farm $4,150 $4,357
Travelers $4,205 $4,205
USAA $1,821 $1,995

Find Cheap Montrose, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Montrose, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Montrose, AL, take a look at the average cost for various violations versus rates for a clean driving record in Montrose.

Annual Montrose, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,620 $3,089 $3,671 $2,963
Farmers $3,436 $4,447 $4,339 $4,103
GEICO $1,865 $3,014 $3,740 $2,481
Liberty Mutual $4,339 $6,050 $5,905 $5,845
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $4,082 $5,149 $4,419 $4,479
State Farm $3,830 $4,771 $4,206 $4,206
Travelers $3,498 $3,671 $5,390 $4,262
USAA $1,471 $1,845 $2,727 $1,590

Find Cheap Montrose, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Montrose, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Montrose for less when you shop around and compare rates from multiple Montrose, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Montrose, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,671
Farmers $4,339
GEICO $3,740
Liberty Mutual $5,905
Nationwide $3,145
Progressive $4,419
State Farm $4,206
Travelers $5,390
USAA $2,727

Winners by Category: Where to Buy Cheap Auto Insurance in Montrose, AL

Compare rates from the cheapest auto insurance companies in Montrose, AL for your needs. Take a look at how Montrose, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Montrose, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Montrose, Alabama Auto Insurance Companies

If you’re looking for the cheapest Montrose, AL auto insurance companies overall, you can compare them here. Find the best price for Montrose, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Montrose, Alabama

Insurance Company Average Annual Rates
Allstate $3,086
Farmers $4,081
GEICO $2,775
Liberty Mutual $5,535
Nationwide $2,481
Progressive $4,532
State Farm $4,253
Travelers $4,205
USAA $1,908

Compare Auto Insurance Quotes in Montrose, AL

You can buy cheap Montrose, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Montrose, Alabama auto insurance quotes from top companies.

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