Buy Cheap Montpelier, OH Auto Insurance (2021)

Montpelier, OH auto insurance rates average $206 a month. Minimum auto insurance requirements in Montpelier, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Montpelier, OH, compare Montpelier auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Montpelier after a DUI is Liberty Mutual
  • Average auto insurance rates in Montpelier, OH for teens drivers are $5,077/year
  • Average auto insurance rates in Montpelier, OH after a DUI are $2,880/year

Finding affordable Montpelier, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Montpelier, OH auto insurance with confidence is right here. Auto insurance rates in Montpelier are affected by local factors as well as personal ones like your driving record.

See how Montpelier, OH car insurance rates compare to Columbus auto insurance rates, Hamilton auto insurance rates, and Dayton auto insurance rates before you read more about the cost of auto insurance in Montpelier.

Don’t buy Montpelier, OH auto insurance until you’ve compared rates. Get free Montpelier, Ohio auto insurance quotes when you enter your ZIP code above.

Montpelier, OH Minimum Auto Insurance Requirements

The required auto insurance in Montpelier, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Montpelier, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Montpelier, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Montpelier, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Montpelier, OH. Take a look at Montpelier, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Montpelier, Ohio

Insurance Company Poor Fair Good
Allstate $3,540 $2,583 $2,164
American Family $1,779 $1,222 $1,038
Farmers $3,209 $2,700 $2,571
GEICO $2,035 $1,699 $1,363
Liberty Mutual $5,761 $3,536 $2,775
Nationwide $3,431 $2,769 $2,341
Progressive $3,505 $3,009 $2,801
State Farm $2,925 $1,809 $1,426
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

Buy Cheap Montpelier, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Montpelier, Ohio auto insurance rates? Find out how car insurance rates in Montpelier, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montpelier, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,857 $1,852 $1,671 $1,786 $5,071 $5,810 $1,958 $2,095
American Family $880 $914 $792 $800 $2,482 $2,699 $1,073 $1,129
Farmers $1,524 $1,517 $1,346 $1,419 $6,548 $6,771 $1,705 $1,782
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,883 $2,055 $1,450 $1,764 $9,795 $11,059 $2,002 $2,184
Nationwide $1,911 $1,921 $1,726 $1,740 $4,827 $6,223 $2,048 $2,381
Progressive $1,640 $1,559 $1,363 $1,408 $6,991 $7,889 $1,961 $2,026
State Farm $1,253 $1,253 $1,114 $1,114 $3,800 $4,777 $1,452 $1,664
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Montpelier, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Montpelier can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Montpelier, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Montpelier, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,071 $5,810
American Family $2,482 $2,699
Farmers $6,548 $6,771
GEICO $3,279 $3,053
Liberty Mutual $9,795 $11,059
Nationwide $4,827 $6,223
Progressive $6,991 $7,889
State Farm $3,800 $4,777
Travelers $5,411 $8,570
USAA $2,571 $2,863

Buy Cheap Montpelier, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Montpelier, Ohio by comparing Montpelier senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Montpelier, OH here.

Annual Auto Insurance Rates for Senior Drivers in Montpelier, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,671 $1,786
American Family $792 $800
Farmers $1,346 $1,419
GEICO $1,153 $1,164
Liberty Mutual $1,450 $1,764
Nationwide $1,726 $1,740
Progressive $1,363 $1,408
State Farm $1,114 $1,114
Travelers $1,247 $1,242
USAA $798 $797

Find Cheap Auto Insurance Rates in Montpelier, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Montpelier, Ohio auto insurance. Compare Montpelier, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montpelier, Ohio

Insurance Company Low Medium High
Allstate $2,687 $2,758 $2,842
American Family $1,323 $1,356 $1,360
Farmers $2,687 $2,786 $3,007
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,864 $4,043 $4,165
Nationwide $3,140 $2,760 $2,641
Progressive $2,976 $3,077 $3,262
State Farm $1,961 $2,059 $2,140
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

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Find Cheap Montpelier, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Montpelier. Compare auto insurance rates in Montpelier, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Montpelier, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,762 $2,762
American Family $1,330 $1,362
Farmers $2,826 $2,826
GEICO $1,669 $1,728
Liberty Mutual $4,024 $4,024
Nationwide $2,847 $2,847
Progressive $3,105 $3,105
State Farm $2,003 $2,103
Travelers $2,726 $2,726
USAA $1,328 $1,433

Find Cheap Montpelier, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Montpelier, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Montpelier, OH, take a look at the average cost for various violations versus rates for a clean driving record in Montpelier.

Annual Montpelier, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,332 $2,806 $3,282 $2,630
American Family $1,292 $1,364 $1,364 $1,364
Farmers $2,331 $2,999 $2,925 $3,051
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $3,382 $4,339 $4,432 $3,943
Nationwide $2,285 $2,902 $3,677 $2,525
Progressive $2,683 $3,622 $2,856 $3,259
State Farm $1,877 $2,229 $2,053 $2,053
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Montpelier, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Montpelier, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Montpelier for less when you shop around and compare rates from multiple Montpelier, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Montpelier, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,282
American Family $1,364
Farmers $2,925
GEICO $2,408
Liberty Mutual $4,432
Nationwide $3,677
Progressive $2,856
State Farm $2,053
Travelers $3,940
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Montpelier, OH

Compare rates from the cheapest auto insurance companies in Montpelier, OH for your needs. Take a look at how Montpelier, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Montpelier, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Montpelier, Ohio Auto Insurance Companies

If you’re looking for the cheapest Montpelier, OH auto insurance companies overall, you can compare them here. Find the best price for Montpelier, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Montpelier, Ohio

Insurance Company Average Annual Rates
Allstate $2,762
American Family $1,346
Farmers $2,826
GEICO $1,699
Liberty Mutual $4,024
Nationwide $2,847
Progressive $3,105
State Farm $2,053
Travelers $2,726
USAA $1,380

What affects Montpelier, Ohio auto insurance rates?

Local factors affect auto insurance rates in Montpelier, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Montpelier auto insurance rates.

Auto Theft in Montpelier

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Montpelier, OH auto theft show a total of 9 vehicle thefts annually.

Commute Times in Montpelier

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Montpelier, OH is 16.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Montpelier, OH

You can buy cheap Montpelier, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Montpelier, Ohio auto insurance quotes from top companies.

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