Buy Cheap Montpelier, IN Auto Insurance (2021)

Montpelier, IN auto insurance rates average $256 a month. Minimum auto insurance requirements in Montpelier, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Montpelier, IN, compare Montpelier auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Montpelier is Liberty Mutual
  • Average auto insurance rates in Montpelier, IN for teens drivers are $5,994/year
  • The most expensive auto insurance company in Montpelier after a DUI is Liberty Mutual

Finding affordable Montpelier, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Montpelier, IN auto insurance with confidence is right here. Auto insurance rates in Montpelier are affected by local factors as well as personal ones like your driving record.

See how Montpelier, IN car insurance rates compare to Bloomington auto insurance rates, Indianapolis auto insurance rates, and Gary auto insurance rates before you read more about the cost of auto insurance in Montpelier.

Don’t buy Montpelier, IN auto insurance until you’ve compared rates. Get free Montpelier, Indiana auto insurance quotes when you enter your ZIP code above.

Montpelier, IN Minimum Auto Insurance Requirements

The required auto insurance in Montpelier, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Montpelier, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Montpelier, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Montpelier, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Montpelier, IN. Take a look at Montpelier, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Montpelier, Indiana

Insurance Company Poor Fair Good
Allstate $4,826 $3,583 $3,257
American Family $4,398 $2,858 $2,394
Farmers $3,725 $3,037 $2,813
GEICO $2,509 $2,087 $1,665
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,600 $2,201 $2,059
Progressive $3,802 $3,364 $3,171
State Farm $3,258 $1,944 $1,507
Travelers $3,570 $3,021 $3,017
USAA $2,099 $1,377 $1,178

Buy Cheap Montpelier, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Montpelier, Indiana auto insurance rates? Find out how car insurance rates in Montpelier, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montpelier, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,479 $2,120 $2,321 $7,355 $9,280 $2,464 $2,674
American Family $2,016 $2,016 $1,815 $1,815 $5,542 $8,024 $2,016 $2,487
Farmers $1,450 $1,432 $1,239 $1,393 $7,767 $8,278 $1,911 $2,066
GEICO $1,421 $1,418 $1,334 $1,389 $4,188 $3,889 $1,625 $1,432
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,423 $1,456 $1,252 $1,335 $4,069 $5,279 $1,662 $1,816
Progressive $1,476 $1,396 $1,338 $1,348 $8,607 $9,675 $1,845 $1,881
State Farm $1,372 $1,372 $1,223 $1,223 $4,160 $5,330 $1,518 $1,690
Travelers $1,180 $1,201 $1,105 $1,104 $7,131 $11,200 $1,247 $1,452
USAA $993 $979 $918 $928 $2,738 $3,074 $1,341 $1,440

Buy Cheap Montpelier, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Montpelier can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Montpelier, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Montpelier, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,355 $9,280
American Family $5,542 $8,024
Farmers $7,767 $8,278
GEICO $4,188 $3,889
Liberty Mutual $8,383 $12,656
Nationwide $4,069 $5,279
Progressive $8,607 $9,675
State Farm $4,160 $5,330
Travelers $7,131 $11,200
USAA $2,738 $3,074

Buy Cheap Montpelier, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Montpelier, Indiana by comparing Montpelier senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Montpelier, IN here.

Annual Auto Insurance Rates for Senior Drivers in Montpelier, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,120 $2,321
American Family $1,815 $1,815
Farmers $1,239 $1,393
GEICO $1,334 $1,389
Liberty Mutual $3,522 $3,522
Nationwide $1,252 $1,335
Progressive $1,338 $1,348
State Farm $1,223 $1,223
Travelers $1,105 $1,104
USAA $918 $928

Find Cheap Auto Insurance Rates in Montpelier, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Montpelier, Indiana auto insurance. Compare Montpelier, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montpelier, Indiana

Insurance Company Low Medium High
Allstate $3,696 $3,874 $4,097
American Family $3,186 $3,324 $3,140
Farmers $3,084 $3,185 $3,307
GEICO $1,945 $2,081 $2,235
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,325 $2,268 $2,267
Progressive $3,258 $3,393 $3,686
State Farm $2,132 $2,235 $2,342
Travelers $3,152 $3,232 $3,223
USAA $1,504 $1,548 $1,602

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Find Cheap Montpelier, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Montpelier. Compare auto insurance rates in Montpelier, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Montpelier, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,889 $3,889
American Family $3,178 $3,255
Farmers $3,192 $3,192
GEICO $2,049 $2,125
Liberty Mutual $5,455 $5,752
Nationwide $2,287 $2,287
Progressive $3,446 $3,446
State Farm $2,173 $2,300
Travelers $3,202 $3,202
USAA $1,531 $1,572

Find Cheap Montpelier, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Montpelier, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Montpelier, IN, take a look at the average cost for various violations versus rates for a clean driving record in Montpelier.

Annual Montpelier, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,109 $4,559 $4,198 $3,689
American Family $2,215 $3,546 $4,467 $2,638
Farmers $2,853 $3,334 $3,431 $3,151
GEICO $1,372 $2,152 $2,924 $1,900
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $1,971 $2,531 $2,428 $2,216
Progressive $2,590 $4,516 $3,086 $3,592
State Farm $2,184 $2,394 $2,184 $2,184
Travelers $2,718 $3,364 $3,812 $2,916
USAA $1,174 $1,665 $1,913 $1,453

Find Cheap Montpelier, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Montpelier, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Montpelier for less when you shop around and compare rates from multiple Montpelier, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Montpelier, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,198
American Family $4,467
Farmers $3,431
GEICO $2,924
Liberty Mutual $8,085
Nationwide $2,428
Progressive $3,086
State Farm $2,184
Travelers $3,812
USAA $1,913

Winners by Category: Where to Buy Cheap Auto Insurance in Montpelier, IN

Compare rates from the cheapest auto insurance companies in Montpelier, IN for your needs. Take a look at how Montpelier, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Montpelier, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Montpelier, Indiana Auto Insurance Companies

If you’re looking for the cheapest Montpelier, IN auto insurance companies overall, you can compare them here. Find the best price for Montpelier, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Montpelier, Indiana

Insurance Company Average Annual Rates
Allstate $3,889
American Family $3,217
Farmers $3,192
GEICO $2,087
Liberty Mutual $5,604
Nationwide $2,287
Progressive $3,446
State Farm $2,236
Travelers $3,202
USAA $1,551

What affects Montpelier, Indiana auto insurance rates?

Local factors affect auto insurance rates in Montpelier, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Montpelier auto insurance rates.

Commute Times in Montpelier

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Montpelier, IN is 20.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Montpelier, IN

You can buy cheap Montpelier, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Montpelier, Indiana auto insurance quotes from top companies.

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