Buy Cheap Montour, IA Auto Insurance (2021)

Montour, IA auto insurance rates average $239 a month. Minimum auto insurance requirements in Montour, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Montour, IA, compare Montour auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Montour is Travelers
  • Average auto insurance rates in Montour, IA after a DUI are $3,463/year
  • The most expensive auto insurance company in Montour after a DUI is Travelers

Finding affordable Montour, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Montour, IA auto insurance with confidence is right here. Auto insurance rates in Montour are affected by local factors as well as personal ones like your driving record.

See how Montour, IA car insurance rates compare to West Des Moines auto insurance rates, Waterloo auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Montour.

Don’t buy Montour, IA auto insurance until you’ve compared rates. Get free Montour, Iowa auto insurance quotes when you enter your ZIP code above.

Montour, IA Minimum Auto Insurance Requirements

The required auto insurance in Montour, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Montour, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Montour, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Montour, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Montour, IA. Take a look at Montour, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Montour, Iowa

Insurance Company Poor Fair Good
Allstate $3,174 $2,526 $2,275
American Family $3,685 $2,709 $2,278
Farmers $2,799 $2,327 $2,204
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,233 $3,856 $3,034
Nationwide $2,944 $2,296 $2,015
Progressive $2,707 $2,196 $1,993
State Farm $3,033 $1,877 $1,480
Travelers $5,994 $5,117 $4,874
USAA $2,421 $1,661 $1,438

Buy Cheap Montour, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Montour, Iowa auto insurance rates? Find out how car insurance rates in Montour, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montour, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,760 $1,690 $1,567 $1,594 $5,067 $5,706 $1,913 $1,968
American Family $1,863 $1,863 $1,667 $1,667 $4,980 $6,977 $1,863 $2,242
Farmers $1,504 $1,532 $1,345 $1,469 $4,586 $4,883 $2,039 $2,191
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,081 $2,257 $1,832 $2,225 $10,185 $11,460 $2,358 $2,599
Nationwide $1,699 $1,748 $1,512 $1,619 $3,814 $4,957 $1,912 $2,085
Progressive $1,595 $1,529 $1,315 $1,366 $4,035 $4,549 $1,920 $2,082
State Farm $1,393 $1,393 $1,221 $1,221 $3,731 $4,736 $1,565 $1,780
Travelers $2,410 $2,458 $2,350 $2,351 $10,669 $16,914 $2,511 $2,966
USAA $1,234 $1,249 $1,130 $1,155 $3,311 $3,520 $1,482 $1,637

Buy Cheap Montour, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Montour can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Montour, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Montour, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,067 $5,706
American Family $4,980 $6,977
Farmers $4,586 $4,883
GEICO $4,328 $4,022
Liberty Mutual $10,185 $11,460
Nationwide $3,814 $4,957
Progressive $4,035 $4,549
State Farm $3,731 $4,736
Travelers $10,669 $16,914
USAA $3,311 $3,520

Buy Cheap Montour, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Montour, Iowa by comparing Montour senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Montour, IA here.

Annual Auto Insurance Rates for Senior Drivers in Montour, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,567 $1,594
American Family $1,667 $1,667
Farmers $1,345 $1,469
GEICO $1,710 $1,564
Liberty Mutual $1,832 $2,225
Nationwide $1,512 $1,619
Progressive $1,315 $1,366
State Farm $1,221 $1,221
Travelers $2,350 $2,351
USAA $1,130 $1,155

Find Cheap Auto Insurance Rates in Montour, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Montour, Iowa auto insurance. Compare Montour, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montour, Iowa

Insurance Company Low Medium High
Allstate $2,565 $2,661 $2,748
American Family $2,899 $3,051 $2,721
Farmers $2,347 $2,451 $2,533
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,199 $4,367 $4,557
Nationwide $2,531 $2,401 $2,323
Progressive $2,173 $2,307 $2,416
State Farm $2,029 $2,142 $2,220
Travelers $5,036 $5,407 $5,542
USAA $1,749 $1,845 $1,925

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Find Cheap Montour, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Montour. Compare auto insurance rates in Montour, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Montour, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,596 $2,721
American Family $2,857 $2,924
Farmers $2,444 $2,444
GEICO $2,294 $2,387
Liberty Mutual $4,374 $4,374
Nationwide $2,418 $2,418
Progressive $2,299 $2,299
State Farm $2,079 $2,181
Travelers $5,328 $5,328
USAA $1,773 $1,907

Find Cheap Montour, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Montour, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Montour, IA, take a look at the average cost for various violations versus rates for a clean driving record in Montour.

Annual Montour, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,261 $2,734 $3,111 $2,528
American Family $2,086 $3,061 $3,963 $2,452
Farmers $2,082 $2,586 $2,621 $2,486
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,778 $4,676 $4,765 $4,279
Nationwide $1,744 $2,515 $3,438 $1,976
Progressive $1,845 $3,040 $2,002 $2,309
State Farm $1,974 $2,286 $2,130 $2,130
Travelers $3,877 $5,178 $6,937 $5,322
USAA $1,407 $1,885 $2,453 $1,615

Find Cheap Montour, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Montour, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Montour for less when you shop around and compare rates from multiple Montour, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Montour, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,111
American Family $3,963
Farmers $2,621
GEICO $3,206
Liberty Mutual $4,765
Nationwide $3,438
Progressive $2,002
State Farm $2,130
Travelers $6,937
USAA $2,453

Winners by Category: Where to Buy Cheap Auto Insurance in Montour, IA

Compare rates from the cheapest auto insurance companies in Montour, IA for your needs. Take a look at how Montour, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Montour, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Montour, Iowa Auto Insurance Companies

If you’re looking for the cheapest Montour, IA auto insurance companies overall, you can compare them here. Find the best price for Montour, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Montour, Iowa

Insurance Company Average Annual Rates
Allstate $2,658
American Family $2,890
Farmers $2,444
GEICO $2,341
Liberty Mutual $4,374
Nationwide $2,418
Progressive $2,299
State Farm $2,130
Travelers $5,328
USAA $1,840

What affects Montour, Iowa auto insurance rates?

Local factors affect auto insurance rates in Montour, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Montour auto insurance rates.

Commute Times in Montour

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Montour, IA is 25.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Montour, IA

You can buy cheap Montour, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Montour, Iowa auto insurance quotes from top companies.

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