Buy Cheap Monticello, AR Auto Insurance (2022)

Monticello, AR auto insurance rates average $362 a month. Minimum auto insurance requirements in Monticello, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Monticello, AR, compare Monticello auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Monticello after a DUI is Travelers
  • Average auto insurance rates in Monticello, AR after a DUI are $5,243/year
  • Average auto insurance rates in Monticello, AR for teens drivers are $8,771/year

Finding affordable Monticello, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Monticello, AR auto insurance with confidence is right here. Auto insurance rates in Monticello are affected by local factors as well as personal ones like your driving record.

See how Monticello, AR car insurance rates compare to Little Rock auto insurance rates, Hot Springs auto insurance rates, and Fayetteville auto insurance rates before you read more about the cost of auto insurance in Monticello.

Don’t buy Monticello, AR auto insurance until you’ve compared rates. Get free Monticello, Arkansas auto insurance quotes when you enter your ZIP code above.

Monticello, AR Minimum Auto Insurance Requirements

The required auto insurance in Monticello, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Monticello, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Monticello, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Monticello, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Monticello, AR. Take a look at Monticello, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Monticello, Arkansas

Insurance Company Poor Fair Good
Allstate $7,098 $5,410 $4,382
Farmers $4,958 $4,148 $3,953
GEICO $4,975 $4,087 $3,392
Liberty Mutual $6,500 $3,900 $3,057
Nationwide $4,303 $3,479 $3,176
Progressive $6,066 $5,127 $4,751
State Farm $4,298 $2,586 $2,012
Travelers $7,067 $5,883 $5,494
USAA $3,186 $2,166 $1,843

Buy Cheap Monticello, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Monticello, Arkansas auto insurance rates? Find out how car insurance rates in Monticello, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monticello, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,235 $3,280 $2,864 $3,074 $11,432 $13,621 $3,608 $3,925
Farmers $2,391 $2,383 $2,139 $2,246 $9,842 $10,203 $2,734 $2,884
GEICO $3,052 $3,024 $2,819 $2,740 $7,758 $7,799 $2,989 $3,031
Liberty Mutual $2,654 $2,849 $2,509 $2,805 $9,124 $10,060 $2,868 $3,014
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $2,899 $2,773 $2,379 $2,475 $11,633 $13,139 $3,471 $3,746
State Farm $1,915 $1,915 $1,696 $1,696 $5,255 $6,648 $2,152 $2,447
Travelers $2,342 $2,392 $2,280 $2,295 $13,222 $21,246 $2,489 $2,919
USAA $1,475 $1,494 $1,364 $1,379 $4,636 $4,863 $1,910 $2,065

Buy Cheap Monticello, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Monticello can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Monticello, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Monticello, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,432 $13,621
Farmers $9,842 $10,203
GEICO $7,758 $7,799
Liberty Mutual $9,124 $10,060
Nationwide $6,038 $7,672
Progressive $11,633 $13,139
State Farm $5,255 $6,648
Travelers $13,222 $21,246
USAA $4,636 $4,863

Buy Cheap Monticello, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Monticello, Arkansas by comparing Monticello senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Monticello, AR here.

Annual Auto Insurance Rates for Senior Drivers in Monticello, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,864 $3,074
Farmers $2,139 $2,246
GEICO $2,819 $2,740
Liberty Mutual $2,509 $2,805
Nationwide $2,235 $2,356
Progressive $2,379 $2,475
State Farm $1,696 $1,696
Travelers $2,280 $2,295
USAA $1,364 $1,379

Find Cheap Auto Insurance Rates in Monticello, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Monticello, Arkansas auto insurance. Compare Monticello, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monticello, Arkansas

Insurance Company Low Medium High
Allstate $5,462 $5,627 $5,801
Farmers $4,147 $4,310 $4,602
GEICO $3,992 $4,150 $4,312
Liberty Mutual $4,330 $4,452 $4,674
Nationwide $3,644 $3,570 $3,744
Progressive $4,937 $5,235 $5,772
State Farm $2,829 $2,963 $3,105
Travelers $5,883 $6,166 $6,395
USAA $2,302 $2,390 $2,503

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Find Cheap Monticello, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Monticello. Compare auto insurance rates in Monticello, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Monticello, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,630 $5,630
Farmers $4,353 $4,353
GEICO $4,126 $4,176
Liberty Mutual $4,485 $4,485
Nationwide $3,653 $3,653
Progressive $5,314 $5,314
State Farm $2,894 $3,037
Travelers $6,148 $6,148
USAA $2,329 $2,468

Find Cheap Monticello, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Monticello, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Monticello, AR, take a look at the average cost for various violations versus rates for a clean driving record in Monticello.

Annual Monticello, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,682 $5,861 $6,435 $5,541
Farmers $3,684 $4,711 $4,602 $4,414
GEICO $2,801 $4,317 $6,475 $3,014
Liberty Mutual $3,075 $4,955 $5,796 $4,115
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $4,592 $6,326 $4,820 $5,519
State Farm $2,739 $3,191 $2,965 $2,965
Travelers $5,161 $5,333 $7,767 $6,332
USAA $1,840 $2,334 $3,374 $2,044

Find Cheap Monticello, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Monticello, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Monticello for less when you shop around and compare rates from multiple Monticello, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Monticello, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,435
Farmers $4,602
GEICO $6,475
Liberty Mutual $5,796
Nationwide $4,953
Progressive $4,820
State Farm $2,965
Travelers $7,767
USAA $3,374

Winners by Category: Where to Buy Cheap Auto Insurance in Monticello, AR

Compare rates from the cheapest auto insurance companies in Monticello, AR for your needs. Take a look at how Monticello, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Monticello, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Monticello, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Monticello, AR auto insurance companies overall, you can compare them here. Find the best price for Monticello, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Monticello, Arkansas

Insurance Company Average Annual Rates
Allstate $5,630
Farmers $4,353
GEICO $4,151
Liberty Mutual $4,485
Nationwide $3,653
Progressive $5,314
State Farm $2,965
Travelers $6,148
USAA $2,398

What affects Monticello, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Monticello, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Monticello auto insurance rates.

Commute Times in Monticello

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Monticello, AR is 19.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Monticello, AR

You can buy cheap Monticello, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Monticello, Arkansas auto insurance quotes from top companies.

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