Buy Cheap Montgomery, PA Auto Insurance (2022)

Montgomery, PA auto insurance rates average $284 a month. Minimum auto insurance requirements in Montgomery, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in Montgomery, PA, compare Montgomery auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Montgomery, PA are $284/month
  • The most expensive auto insurance company in Montgomery after a DUI is Travelers
  • The most expensive auto insurance company in Montgomery is Travelers

Finding affordable Montgomery, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap Montgomery, PA auto insurance with confidence is right here. Auto insurance rates in Montgomery are affected by local factors as well as personal ones like your driving record.

See how Montgomery, PA car insurance rates compare to York auto insurance rates, Reading auto insurance rates, and Scranton auto insurance rates before you read more about the cost of auto insurance in Montgomery.

Don’t buy Montgomery, PA auto insurance until you’ve compared rates. Get free Montgomery, Pennsylvania auto insurance quotes when you enter your ZIP code above.

Montgomery, PA Minimum Auto Insurance Requirements

The required auto insurance in Montgomery, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in Montgomery, Pennsylvania is outlined here.

Minimum Required Auto Insurance Coverage in Montgomery, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Montgomery, PA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Montgomery, PA. Take a look at Montgomery, Pennsylvania auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Montgomery, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,295 $3,184 $2,570
GEICO $3,346 $1,891 $1,465
Liberty Mutual $6,766 $4,853 $4,285
Nationwide $2,762 $2,269 $2,027
Progressive $5,437 $3,809 $3,055
State Farm $2,955 $1,833 $1,448
Travelers $6,898 $6,221 $5,873
USAA $1,837 $1,367 $1,212

Buy Cheap Montgomery, PA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Montgomery, Pennsylvania auto insurance rates? Find out how car insurance rates in Montgomery, PA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montgomery, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,164 $2,164 $1,980 $1,980 $6,860 $6,860 $2,395 $2,395
GEICO $1,771 $1,534 $1,655 $1,435 $4,360 $3,783 $1,787 $1,548
Liberty Mutual $3,468 $3,468 $3,175 $3,175 $10,156 $10,156 $4,407 $4,407
Nationwide $1,603 $1,603 $1,515 $1,515 $4,498 $4,498 $1,796 $1,796
Progressive $2,569 $2,569 $2,289 $2,289 $8,249 $8,249 $3,295 $3,295
State Farm $1,276 $1,276 $1,125 $1,125 $4,508 $4,508 $1,405 $1,405
Travelers $1,456 $1,456 $1,553 $1,553 $20,549 $20,549 $1,765 $1,765
USAA $957 $957 $865 $865 $2,798 $2,798 $1,268 $1,268

Buy Cheap Montgomery, PA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Montgomery can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Montgomery, PA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Montgomery, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,860 $6,860
GEICO $4,360 $3,783
Liberty Mutual $10,156 $10,156
Nationwide $4,498 $4,498
Progressive $8,249 $8,249
State Farm $4,508 $4,508
Travelers $20,549 $20,549
USAA $2,798 $2,798

Buy Cheap Montgomery, PA Auto Insurance for Seniors

You can save on senior auto insurance rates in Montgomery, Pennsylvania by comparing Montgomery senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Montgomery, PA here.

Annual Auto Insurance Rates for Senior Drivers in Montgomery, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,980 $1,980
GEICO $1,655 $1,435
Liberty Mutual $3,175 $3,175
Nationwide $1,515 $1,515
Progressive $2,289 $2,289
State Farm $1,125 $1,125
Travelers $1,553 $1,553
USAA $865 $865

Find Cheap Auto Insurance Rates in Montgomery, PA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Montgomery, Pennsylvania auto insurance. Compare Montgomery, PA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montgomery, Pennsylvania

Insurance Company Low Medium High
Allstate $3,219 $3,367 $3,463
GEICO $2,058 $2,249 $2,395
Liberty Mutual $5,079 $5,334 $5,491
Nationwide $2,372 $2,380 $2,308
Progressive $3,780 $4,128 $4,393
State Farm $1,954 $2,102 $2,180
Travelers $6,459 $6,321 $6,212
USAA $1,373 $1,484 $1,559

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Find Cheap Montgomery, PA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Montgomery. Compare auto insurance rates in Montgomery, PA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Montgomery, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,287 $3,413
GEICO $2,197 $2,271
Liberty Mutual $5,165 $5,438
Nationwide $2,353 $2,353
Progressive $4,100 $4,100
State Farm $2,018 $2,139
Travelers $6,331 $6,331
USAA $1,430 $1,514

Find Cheap Montgomery, PA Auto Insurance Rates by Driving Record

Auto insurance rates in Montgomery, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Montgomery, PA, take a look at the average cost for various violations versus rates for a clean driving record in Montgomery.

Annual Montgomery, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,213 $3,759 $3,213 $3,213
GEICO $1,648 $2,802 $2,204 $2,283
Liberty Mutual $4,855 $5,523 $5,414 $5,414
Nationwide $1,698 $2,266 $3,168 $2,280
Progressive $3,720 $5,128 $3,826 $3,728
State Farm $1,906 $2,252 $2,079 $2,079
Travelers $4,525 $6,392 $8,014 $6,392
USAA $1,190 $1,629 $1,740 $1,328

Find Cheap Montgomery, PA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Montgomery, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in Montgomery for less when you shop around and compare rates from multiple Montgomery, PA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Montgomery, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,213
GEICO $2,204
Liberty Mutual $5,414
Nationwide $3,168
Progressive $3,826
State Farm $2,079
Travelers $8,014
USAA $1,740

Winners by Category: Where to Buy Cheap Auto Insurance in Montgomery, PA

Compare rates from the cheapest auto insurance companies in Montgomery, PA for your needs. Take a look at how Montgomery, Pennsylvania auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Montgomery, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Montgomery, Pennsylvania Auto Insurance Companies

If you’re looking for the cheapest Montgomery, PA auto insurance companies overall, you can compare them here. Find the best price for Montgomery, Pennsylvania car insurance by company.

Average Annual Auto Insurance Rates by Company in Montgomery, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,350
GEICO $2,234
Liberty Mutual $5,302
Nationwide $2,353
Progressive $4,100
State Farm $2,079
Travelers $6,331
USAA $1,472

What affects Montgomery, Pennsylvania auto insurance rates?

Local factors affect auto insurance rates in Montgomery, PA, including traffic, theft statistics, and commute length. Take a look at the things that impact Montgomery auto insurance rates.

Commute Times in Montgomery

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Montgomery, PA is 21.9 minutes according to City-Data.

Traffic in Montgomery

How is traffic in Montgomery, Pennsylvania? Inrix data shows that Montgomery, PA traffic makes it the 413th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Montgomery, PA

You can buy cheap Montgomery, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Montgomery, Pennsylvania auto insurance quotes from top companies.

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