Buy Cheap Montgomery, IN Auto Insurance (2021)

Montgomery, IN auto insurance rates average $275 a month. Minimum auto insurance requirements in Montgomery, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Montgomery, IN, compare Montgomery auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Montgomery is Liberty Mutual
  • The most expensive auto insurance company in Montgomery after a DUI is Liberty Mutual
  • Average auto insurance rates in Montgomery, IN after a DUI are $3,925/year

Finding affordable Montgomery, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Montgomery, IN auto insurance with confidence is right here. Auto insurance rates in Montgomery are affected by local factors as well as personal ones like your driving record.

See how Montgomery, IN car insurance rates compare to Fishers auto insurance rates, Hammond auto insurance rates, and Bloomington auto insurance rates before you read more about the cost of auto insurance in Montgomery.

Don’t buy Montgomery, IN auto insurance until you’ve compared rates. Get free Montgomery, Indiana auto insurance quotes when you enter your ZIP code above.

Montgomery, IN Minimum Auto Insurance Requirements

The required auto insurance in Montgomery, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Montgomery, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Montgomery, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Montgomery, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Montgomery, IN. Take a look at Montgomery, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Montgomery, Indiana

Insurance Company Poor Fair Good
Allstate $4,890 $3,638 $3,303
American Family $5,078 $3,306 $2,769
Farmers $3,978 $3,236 $2,995
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,772 $5,058 $4,678
Nationwide $3,067 $2,591 $2,423
Progressive $4,039 $3,556 $3,345
State Farm $3,505 $2,091 $1,620
Travelers $3,794 $3,210 $3,206
USAA $2,071 $1,358 $1,161

Buy Cheap Montgomery, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Montgomery, Indiana auto insurance rates? Find out how car insurance rates in Montgomery, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montgomery, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,439 $2,499 $2,141 $2,339 $7,502 $9,440 $2,486 $2,702
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,565 $1,545 $1,341 $1,501 $8,242 $8,758 $2,049 $2,222
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,976 $3,976 $3,651 $3,651 $8,754 $13,239 $3,976 $5,466
Nationwide $1,656 $1,694 $1,451 $1,550 $4,839 $6,287 $1,944 $2,127
Progressive $1,591 $1,515 $1,432 $1,447 $9,013 $10,143 $1,990 $2,041
State Farm $1,499 $1,499 $1,327 $1,327 $4,421 $5,678 $1,653 $1,839
Travelers $1,244 $1,266 $1,165 $1,164 $7,591 $11,952 $1,314 $1,529
USAA $982 $970 $907 $919 $2,683 $3,017 $1,329 $1,431

Buy Cheap Montgomery, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Montgomery can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Montgomery, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Montgomery, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,502 $9,440
American Family $6,331 $9,225
Farmers $8,242 $8,758
GEICO $4,871 $4,549
Liberty Mutual $8,754 $13,239
Nationwide $4,839 $6,287
Progressive $9,013 $10,143
State Farm $4,421 $5,678
Travelers $7,591 $11,952
USAA $2,683 $3,017

Buy Cheap Montgomery, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Montgomery, Indiana by comparing Montgomery senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Montgomery, IN here.

Annual Auto Insurance Rates for Senior Drivers in Montgomery, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,141 $2,339
American Family $2,107 $2,107
Farmers $1,341 $1,501
GEICO $1,547 $1,591
Liberty Mutual $3,651 $3,651
Nationwide $1,451 $1,550
Progressive $1,432 $1,447
State Farm $1,327 $1,327
Travelers $1,165 $1,164
USAA $907 $919

Find Cheap Auto Insurance Rates in Montgomery, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Montgomery, Indiana auto insurance. Compare Montgomery, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montgomery, Indiana

Insurance Company Low Medium High
Allstate $3,761 $3,929 $4,141
American Family $3,702 $3,842 $3,608
Farmers $3,287 $3,395 $3,526
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,675 $5,824 $6,009
Nationwide $2,740 $2,672 $2,668
Progressive $3,464 $3,595 $3,880
State Farm $2,301 $2,404 $2,511
Travelers $3,341 $3,435 $3,433
USAA $1,484 $1,527 $1,579

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Montgomery, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Montgomery. Compare auto insurance rates in Montgomery, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Montgomery, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,944 $3,944
American Family $3,673 $3,762
Farmers $3,403 $3,403
GEICO $2,392 $2,483
Liberty Mutual $5,680 $5,992
Nationwide $2,693 $2,693
Progressive $3,646 $3,646
State Farm $2,337 $2,474
Travelers $3,403 $3,403
USAA $1,509 $1,550

Find Cheap Montgomery, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Montgomery, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Montgomery, IN, take a look at the average cost for various violations versus rates for a clean driving record in Montgomery.

Annual Montgomery, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,142 $4,618 $4,268 $3,747
American Family $2,562 $4,085 $5,171 $3,052
Farmers $3,043 $3,552 $3,654 $3,362
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,581 $5,380 $8,346 $5,037
Nationwide $2,316 $2,986 $2,863 $2,609
Progressive $2,748 $4,751 $3,274 $3,812
State Farm $2,351 $2,569 $2,351 $2,351
Travelers $2,887 $3,575 $4,052 $3,098
USAA $1,159 $1,641 $1,884 $1,435

Find Cheap Montgomery, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Montgomery, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Montgomery for less when you shop around and compare rates from multiple Montgomery, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Montgomery, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,268
American Family $5,171
Farmers $3,654
GEICO $3,385
Liberty Mutual $8,346
Nationwide $2,863
Progressive $3,274
State Farm $2,351
Travelers $4,052
USAA $1,884

Winners by Category: Where to Buy Cheap Auto Insurance in Montgomery, IN

Compare rates from the cheapest auto insurance companies in Montgomery, IN for your needs. Take a look at how Montgomery, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Montgomery, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Montgomery, Indiana Auto Insurance Companies

If you’re looking for the cheapest Montgomery, IN auto insurance companies overall, you can compare them here. Find the best price for Montgomery, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Montgomery, Indiana

Insurance Company Average Annual Rates
Allstate $3,944
American Family $3,717
Farmers $3,403
GEICO $2,438
Liberty Mutual $5,836
Nationwide $2,693
Progressive $3,646
State Farm $2,405
Travelers $3,403
USAA $1,530

What affects Montgomery, Indiana auto insurance rates?

Local factors affect auto insurance rates in Montgomery, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Montgomery auto insurance rates.

Commute Times in Montgomery

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Montgomery, IN is 22.3 minutes according to City-Data.

Traffic in Montgomery

How is traffic in Montgomery, Indiana? Inrix data shows that Montgomery, IN traffic makes it the 413th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Montgomery, IN

You can buy cheap Montgomery, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Montgomery, Indiana auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption