Buy Cheap Montevallo, AL Auto Insurance (2021)

Montevallo, AL auto insurance rates average $300 a month. Minimum auto insurance requirements in Montevallo, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Montevallo, AL, compare Montevallo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Montevallo is Liberty Mutual
  • The most expensive auto insurance company in Montevallo after a DUI is Liberty Mutual
  • Average auto insurance rates in Montevallo, AL after a DUI are $4,110/year

Finding affordable Montevallo, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Montevallo, AL auto insurance with confidence is right here. Auto insurance rates in Montevallo are affected by local factors as well as personal ones like your driving record.

See how Montevallo, AL car insurance rates compare to Mobile auto insurance rates, Decatur auto insurance rates, and Madison auto insurance rates before you read more about the cost of auto insurance in Montevallo.

Don’t buy Montevallo, AL auto insurance until you’ve compared rates. Get free Montevallo, Alabama auto insurance quotes when you enter your ZIP code above.

Montevallo, AL Minimum Auto Insurance Requirements

The required auto insurance in Montevallo, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Montevallo, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Montevallo, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Montevallo, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Montevallo, AL. Take a look at Montevallo, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Montevallo, Alabama

Insurance Company Poor Fair Good
Allstate $4,274 $3,365 $2,752
Farmers $4,704 $4,053 $3,840
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,201 $4,435 $3,483
Nationwide $3,092 $2,418 $2,189
Progressive $4,943 $4,258 $3,986
State Farm $7,660 $3,875 $2,631
Travelers $3,247 $2,818 $2,872
USAA $3,103 $2,015 $1,798

Buy Cheap Montevallo, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Montevallo, Alabama auto insurance rates? Find out how car insurance rates in Montevallo, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montevallo, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,078 $1,978 $1,884 $1,920 $7,314 $7,849 $2,320 $2,368
Farmers $2,389 $2,367 $2,133 $2,267 $9,311 $9,575 $2,721 $2,829
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,905 $3,137 $2,378 $2,662 $10,823 $12,040 $3,090 $3,286
Nationwide $1,678 $1,696 $1,532 $1,583 $4,422 $5,679 $1,861 $2,076
Progressive $2,345 $2,193 $1,928 $2,053 $9,896 $11,057 $2,749 $2,945
State Farm $2,865 $2,865 $2,600 $2,600 $8,823 $11,036 $3,240 $3,746
Travelers $1,212 $1,229 $1,141 $1,139 $6,461 $10,192 $1,152 $1,305
USAA $1,430 $1,451 $1,333 $1,305 $4,288 $4,755 $1,866 $2,015

Buy Cheap Montevallo, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Montevallo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Montevallo, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Montevallo, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,314 $7,849
Farmers $9,311 $9,575
GEICO $5,204 $5,101
Liberty Mutual $10,823 $12,040
Nationwide $4,422 $5,679
Progressive $9,896 $11,057
State Farm $8,823 $11,036
Travelers $6,461 $10,192
USAA $4,288 $4,755

Buy Cheap Montevallo, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Montevallo, Alabama by comparing Montevallo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Montevallo, AL here.

Annual Auto Insurance Rates for Senior Drivers in Montevallo, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,884 $1,920
Farmers $2,133 $2,267
GEICO $1,878 $1,947
Liberty Mutual $2,378 $2,662
Nationwide $1,532 $1,583
Progressive $1,928 $2,053
State Farm $2,600 $2,600
Travelers $1,141 $1,139
USAA $1,333 $1,305

Find Cheap Auto Insurance Rates in Montevallo, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Montevallo, Alabama auto insurance. Compare Montevallo, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montevallo, Alabama

Insurance Company Low Medium High
Allstate $3,328 $3,458 $3,605
Farmers $3,968 $4,146 $4,483
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,802 $5,016 $5,303
Nationwide $2,541 $2,546 $2,611
Progressive $3,929 $4,377 $4,881
State Farm $4,460 $4,717 $4,988
Travelers $2,810 $3,038 $3,088
USAA $2,227 $2,294 $2,396

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Find Cheap Montevallo, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Montevallo. Compare auto insurance rates in Montevallo, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Montevallo, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,464 $3,464
Farmers $4,199 $4,199
GEICO $2,707 $2,804
Liberty Mutual $5,040 $5,040
Nationwide $2,566 $2,566
Progressive $4,396 $4,396
State Farm $4,607 $4,836
Travelers $2,979 $2,979
USAA $2,200 $2,411

Find Cheap Montevallo, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Montevallo, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Montevallo, AL, take a look at the average cost for various violations versus rates for a clean driving record in Montevallo.

Annual Montevallo, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,939 $3,472 $4,119 $3,325
Farmers $3,528 $4,573 $4,460 $4,235
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $3,955 $5,507 $5,376 $5,322
Nationwide $2,249 $2,249 $3,259 $2,507
Progressive $3,959 $5,001 $4,281 $4,342
State Farm $4,252 $5,297 $4,670 $4,670
Travelers $2,487 $2,608 $3,803 $3,018
USAA $1,771 $2,224 $3,311 $1,916

Find Cheap Montevallo, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Montevallo, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Montevallo for less when you shop around and compare rates from multiple Montevallo, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Montevallo, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,119
Farmers $4,460
GEICO $3,711
Liberty Mutual $5,376
Nationwide $3,259
Progressive $4,281
State Farm $4,670
Travelers $3,803
USAA $3,311

Winners by Category: Where to Buy Cheap Auto Insurance in Montevallo, AL

Compare rates from the cheapest auto insurance companies in Montevallo, AL for your needs. Take a look at how Montevallo, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Montevallo, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Find Cheap Montevallo, Alabama Auto Insurance Companies

If you’re looking for the cheapest Montevallo, AL auto insurance companies overall, you can compare them here. Find the best price for Montevallo, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Montevallo, Alabama

Insurance Company Average Annual Rates
Allstate $3,464
Farmers $4,199
GEICO $2,755
Liberty Mutual $5,040
Nationwide $2,566
Progressive $4,396
State Farm $4,722
Travelers $2,979
USAA $2,306

What affects Montevallo, Alabama auto insurance rates?

Local factors affect auto insurance rates in Montevallo, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Montevallo auto insurance rates.

Commute Times in Montevallo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Montevallo, AL is 25.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Montevallo, AL

You can buy cheap Montevallo, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Montevallo, Alabama auto insurance quotes from top companies.

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