Buy Cheap Monterey, MA Auto Insurance (2022)

Monterey, MA auto insurance rates average $206 a month. Minimum auto insurance requirements in Monterey, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Monterey, MA, compare Monterey auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Monterey after a DUI is Liberty Mutual
  • Average auto insurance rates in Monterey, MA are $206/month
  • Average auto insurance rates in Monterey, MA for teens drivers are $4,918/year

Finding affordable Monterey, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Monterey, MA auto insurance with confidence is right here. Auto insurance rates in Monterey are affected by local factors as well as personal ones like your driving record.

See how Monterey, MA car insurance rates compare to Quincy auto insurance rates, Lowell auto insurance rates, and Fall River auto insurance rates before you read more about the cost of auto insurance in Monterey.

Don’t buy Monterey, MA auto insurance until you’ve compared rates. Get free Monterey, Massachusetts auto insurance quotes when you enter your ZIP code above.

Monterey, MA Minimum Auto Insurance Requirements

The required auto insurance in Monterey, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Monterey, Massachusetts is outlined here.

Minimum Required Auto Insurance Coverage in Monterey, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Monterey, MA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Monterey, Massachusetts auto insurance rates? Find out how car insurance rates in Monterey, MA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monterey, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,805 $1,805 $1,805 $1,805 $6,389 $6,389 $2,019 $2,019
GEICO $1,585 $1,585 $1,457 $1,457 $4,691 $4,691 $1,639 $1,639
Liberty Mutual $2,218 $2,218 $1,934 $1,934 $7,380 $7,380 $2,319 $2,319
Progressive $1,859 $1,859 $1,778 $1,778 $6,746 $6,746 $2,011 $2,011
State Farm $740 $740 $740 $740 $2,110 $2,110 $740 $740
Travelers $2,261 $2,261 $2,006 $2,006 $4,509 $4,509 $2,499 $2,499
USAA $1,133 $1,133 $1,117 $1,117 $2,604 $2,604 $1,251 $1,251

Buy Cheap Monterey, MA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Monterey can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Monterey, MA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Monterey, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,389 $6,389
GEICO $4,691 $4,691
Liberty Mutual $7,380 $7,380
Progressive $6,746 $6,746
State Farm $2,110 $2,110
Travelers $4,509 $4,509
USAA $2,604 $2,604

Buy Cheap Monterey, MA Auto Insurance for Seniors

You can save on senior auto insurance rates in Monterey, Massachusetts by comparing Monterey senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Monterey, MA here.

Annual Auto Insurance Rates for Senior Drivers in Monterey, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,805 $1,805
GEICO $1,457 $1,457
Liberty Mutual $1,934 $1,934
Progressive $1,778 $1,778
State Farm $740 $740
Travelers $2,006 $2,006
USAA $1,117 $1,117

Find Cheap Auto Insurance Rates in Monterey, MA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Monterey, Massachusetts auto insurance. Compare Monterey, MA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monterey, Massachusetts

Insurance Company Low Medium High
Allstate $2,788 $3,052 $3,172
GEICO $2,166 $2,385 $2,477
Liberty Mutual $3,248 $3,507 $3,633
Progressive $2,882 $3,152 $3,262
State Farm $990 $1,101 $1,157
Travelers $2,578 $2,871 $3,007
USAA $1,418 $1,551 $1,609

Find Cheap Monterey, MA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Monterey. Compare auto insurance rates in Monterey, MA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Monterey, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,909 $3,099
GEICO $2,297 $2,389
Liberty Mutual $3,327 $3,598
Progressive $3,099 $3,099
State Farm $1,058 $1,108
Travelers $2,687 $2,951
USAA $1,484 $1,568

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Find Cheap Monterey, MA Auto Insurance Rates by Driving Record

Auto insurance rates in Monterey, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Monterey, MA, take a look at the average cost for various violations versus rates for a clean driving record in Monterey.

Annual Monterey, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,337 $3,453 $3,889 $2,337
GEICO $1,878 $2,573 $2,943 $1,978
Liberty Mutual $2,733 $3,719 $4,485 $2,914
Progressive $2,612 $3,654 $2,913 $3,216
State Farm $859 $1,166 $1,388 $918
Travelers $2,217 $3,036 $3,226 $2,796
USAA $1,092 $1,412 $2,381 $1,219

Find Cheap Monterey, MA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Monterey, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Monterey for less when you shop around and compare rates from multiple Monterey, MA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Monterey, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,889
GEICO $2,943
Liberty Mutual $4,485
Progressive $2,913
State Farm $1,388
Travelers $3,226
USAA $2,381

Winners by Category: Where to Buy Cheap Auto Insurance in Monterey, MA

Compare rates from the cheapest auto insurance companies in Monterey, MA for your needs. Take a look at how Monterey, Massachusetts auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Monterey, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Find Cheap Monterey, Massachusetts Auto Insurance Companies

If you’re looking for the cheapest Monterey, MA auto insurance companies overall, you can compare them here. Find the best price for Monterey, Massachusetts car insurance by company.

Average Annual Auto Insurance Rates by Company in Monterey, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,004
GEICO $2,343
Liberty Mutual $3,463
Progressive $3,099
State Farm $1,083
Travelers $2,819
USAA $1,526

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What affects Monterey, Massachusetts auto insurance rates?

Local factors affect auto insurance rates in Monterey, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Monterey auto insurance rates.

Traffic in Monterey

How is traffic in Monterey, Massachusetts? Inrix data shows that Monterey, MA traffic makes it the 416th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Monterey, MA

You can buy cheap Monterey, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Monterey, Massachusetts auto insurance quotes from top companies.

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