Buy Cheap Monterey, IN Auto Insurance (2021)

Monterey, IN auto insurance rates average $277 a month. Minimum auto insurance requirements in Monterey, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Monterey, IN, compare Monterey auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Monterey after a DUI is Liberty Mutual
  • Average auto insurance rates in Monterey, IN are $277/month
  • The most expensive auto insurance company in Monterey is Liberty Mutual

Finding affordable Monterey, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Monterey, IN auto insurance with confidence is right here. Auto insurance rates in Monterey are affected by local factors as well as personal ones like your driving record.

See how Monterey, IN car insurance rates compare to Gary auto insurance rates, Evansville auto insurance rates, and South Bend auto insurance rates before you read more about the cost of auto insurance in Monterey.

Don’t buy Monterey, IN auto insurance until you’ve compared rates. Get free Monterey, Indiana auto insurance quotes when you enter your ZIP code above.

Monterey, IN Minimum Auto Insurance Requirements

The required auto insurance in Monterey, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Monterey, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Monterey, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Monterey, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Monterey, IN. Take a look at Monterey, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Monterey, Indiana

Insurance Company Poor Fair Good
Allstate $5,274 $3,899 $3,538
American Family $4,953 $3,229 $2,706
Farmers $4,040 $3,292 $3,051
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $3,363 $2,839 $2,651
Progressive $4,242 $3,736 $3,515
State Farm $3,355 $2,001 $1,551
Travelers $3,531 $2,986 $2,982
USAA $2,075 $1,367 $1,171

Buy Cheap Monterey, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Monterey, Indiana auto insurance rates? Find out how car insurance rates in Monterey, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monterey, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,670 $2,749 $2,324 $2,546 $7,926 $9,950 $2,743 $2,987
American Family $2,307 $2,307 $2,063 $2,063 $6,152 $8,981 $2,307 $2,854
Farmers $1,568 $1,546 $1,347 $1,514 $8,428 $9,011 $2,059 $2,216
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,813 $1,859 $1,583 $1,698 $5,292 $6,902 $2,126 $2,333
Progressive $1,666 $1,587 $1,501 $1,516 $9,479 $10,677 $2,086 $2,138
State Farm $1,448 $1,448 $1,277 $1,277 $4,202 $5,402 $1,594 $1,773
Travelers $1,199 $1,226 $1,096 $1,107 $6,919 $11,046 $1,249 $1,490
USAA $985 $972 $914 $925 $2,708 $3,035 $1,333 $1,432

Buy Cheap Monterey, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Monterey can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Monterey, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Monterey, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,926 $9,950
American Family $6,152 $8,981
Farmers $8,428 $9,011
GEICO $4,461 $4,147
Liberty Mutual $8,754 $13,230
Nationwide $5,292 $6,902
Progressive $9,479 $10,677
State Farm $4,202 $5,402
Travelers $6,919 $11,046
USAA $2,708 $3,035

Buy Cheap Monterey, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Monterey, Indiana by comparing Monterey senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Monterey, IN here.

Annual Auto Insurance Rates for Senior Drivers in Monterey, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,324 $2,546
American Family $2,063 $2,063
Farmers $1,347 $1,514
GEICO $1,431 $1,480
Liberty Mutual $3,662 $3,662
Nationwide $1,583 $1,698
Progressive $1,501 $1,516
State Farm $1,277 $1,277
Travelers $1,096 $1,107
USAA $914 $925

Find Cheap Auto Insurance Rates in Monterey, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Monterey, Indiana auto insurance. Compare Monterey, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monterey, Indiana

Insurance Company Low Medium High
Allstate $4,061 $4,223 $4,427
American Family $3,604 $3,750 $3,534
Farmers $3,320 $3,453 $3,610
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $3,007 $2,927 $2,919
Progressive $3,622 $3,772 $4,099
State Farm $2,207 $2,301 $2,399
Travelers $3,107 $3,196 $3,196
USAA $1,486 $1,534 $1,594

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Find Cheap Monterey, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Monterey. Compare auto insurance rates in Monterey, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Monterey, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,237 $4,237
American Family $3,585 $3,673
Farmers $3,461 $3,461
GEICO $2,193 $2,275
Liberty Mutual $5,687 $5,998
Nationwide $2,951 $2,951
Progressive $3,831 $3,831
State Farm $2,237 $2,368
Travelers $3,166 $3,166
USAA $1,517 $1,558

Find Cheap Monterey, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Monterey, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Monterey, IN, take a look at the average cost for various violations versus rates for a clean driving record in Monterey.

Annual Monterey, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,397 $4,959 $4,566 $4,027
American Family $2,501 $3,991 $5,046 $2,979
Farmers $3,105 $3,599 $3,716 $3,424
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,531 $3,276 $3,139 $2,857
Progressive $2,879 $5,006 $3,434 $4,005
State Farm $2,252 $2,455 $2,252 $2,252
Travelers $2,694 $3,318 $3,760 $2,893
USAA $1,164 $1,651 $1,894 $1,443

Find Cheap Monterey, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Monterey, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Monterey for less when you shop around and compare rates from multiple Monterey, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Monterey, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,566
American Family $5,046
Farmers $3,716
GEICO $3,115
Liberty Mutual $8,386
Nationwide $3,139
Progressive $3,434
State Farm $2,252
Travelers $3,760
USAA $1,894

Winners by Category: Where to Buy Cheap Auto Insurance in Monterey, IN

Compare rates from the cheapest auto insurance companies in Monterey, IN for your needs. Take a look at how Monterey, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Monterey, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Monterey, Indiana Auto Insurance Companies

If you’re looking for the cheapest Monterey, IN auto insurance companies overall, you can compare them here. Find the best price for Monterey, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Monterey, Indiana

Insurance Company Average Annual Rates
Allstate $4,237
American Family $3,629
Farmers $3,461
GEICO $2,234
Liberty Mutual $5,842
Nationwide $2,951
Progressive $3,831
State Farm $2,302
Travelers $3,166
USAA $1,538

What affects Monterey, Indiana auto insurance rates?

Local factors affect auto insurance rates in Monterey, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Monterey auto insurance rates.

Commute Times in Monterey

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Monterey, IN is 31.1 minutes according to City-Data.

Traffic in Monterey

How is traffic in Monterey, Indiana? Inrix data shows that Monterey, IN traffic makes it the 416th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Monterey, IN

You can buy cheap Monterey, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Monterey, Indiana auto insurance quotes from top companies.

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