Buy Cheap Monte Vista, CO Auto Insurance (2021)

Monte Vista, CO auto insurance rates average $291 a month. Minimum auto insurance requirements in Monte Vista, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Monte Vista, CO, compare Monte Vista auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Monte Vista after a DUI is Allstate
  • Average auto insurance rates in Monte Vista, CO for teens drivers are $6,702/year
  • The most expensive auto insurance company in Monte Vista is Allstate

Finding affordable Monte Vista, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Monte Vista, CO auto insurance with confidence is right here. Auto insurance rates in Monte Vista are affected by local factors as well as personal ones like your driving record.

See how Monte Vista, CO car insurance rates compare to Pueblo auto insurance rates, Centennial auto insurance rates, and Denver auto insurance rates before you read more about the cost of auto insurance in Monte Vista.

Don’t buy Monte Vista, CO auto insurance until you’ve compared rates. Get free Monte Vista, Colorado auto insurance quotes when you enter your ZIP code above.

Monte Vista, CO Minimum Auto Insurance Requirements

The required auto insurance in Monte Vista, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Monte Vista, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Monte Vista, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Monte Vista, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Monte Vista, CO. Take a look at Monte Vista, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Monte Vista, Colorado

Insurance Company Poor Fair Good
Allstate $6,409 $4,927 $3,727
American Family $4,580 $3,253 $2,724
Farmers $5,602 $4,547 $4,319
GEICO $3,041 $2,533 $2,026
Liberty Mutual $3,717 $2,272 $1,810
Nationwide $3,990 $3,154 $2,751
Progressive $4,200 $3,575 $3,277
State Farm $3,761 $2,418 $1,950
USAA $4,757 $2,700 $2,160

Buy Cheap Monte Vista, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Monte Vista, Colorado auto insurance rates? Find out how car insurance rates in Monte Vista, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monte Vista, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,141 $2,952 $2,815 $2,846 $10,448 $10,948 $3,491 $3,527
American Family $2,405 $2,405 $2,169 $2,169 $5,833 $7,813 $2,405 $2,955
Farmers $2,825 $2,791 $2,561 $2,764 $10,675 $10,715 $3,110 $3,140
GEICO $1,612 $1,756 $1,674 $1,875 $5,010 $5,334 $1,484 $1,526
Liberty Mutual $1,745 $1,709 $1,485 $1,630 $5,116 $5,569 $1,762 $1,781
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,286 $2,145 $1,984 $1,981 $7,547 $8,443 $2,575 $2,511
State Farm $1,713 $1,713 $1,533 $1,533 $4,855 $6,145 $1,914 $2,272
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Buy Cheap Monte Vista, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Monte Vista can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Monte Vista, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Monte Vista, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,448 $10,948
American Family $5,833 $7,813
Farmers $10,675 $10,715
GEICO $5,010 $5,334
Liberty Mutual $5,116 $5,569
Nationwide $5,513 $7,064
Progressive $7,547 $8,443
State Farm $4,855 $6,145
USAA $5,325 $6,108

Buy Cheap Monte Vista, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Monte Vista, Colorado by comparing Monte Vista senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Monte Vista, CO here.

Annual Auto Insurance Rates for Senior Drivers in Monte Vista, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,815 $2,846
American Family $2,169 $2,169
Farmers $2,561 $2,764
GEICO $1,674 $1,875
Liberty Mutual $1,485 $1,630
Nationwide $1,977 $2,093
Progressive $1,984 $1,981
State Farm $1,533 $1,533
USAA $2,042 $2,056

Find Cheap Auto Insurance Rates in Monte Vista, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Monte Vista, Colorado auto insurance. Compare Monte Vista, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monte Vista, Colorado

Insurance Company Low Medium High
Allstate $4,755 $5,004 $5,305
American Family $3,354 $3,592 $3,610
Farmers $4,254 $4,759 $5,455
GEICO $2,341 $2,501 $2,759
Liberty Mutual $2,455 $2,589 $2,755
Nationwide $3,323 $3,295 $3,276
Progressive $3,413 $3,694 $3,945
State Farm $2,546 $2,710 $2,874
USAA $3,077 $3,205 $3,334

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Find Cheap Monte Vista, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Monte Vista. Compare auto insurance rates in Monte Vista, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Monte Vista, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,021 $5,021
American Family $3,444 $3,594
Farmers $4,823 $4,823
GEICO $2,481 $2,586
Liberty Mutual $2,600 $2,600
Nationwide $3,298 $3,298
Progressive $3,684 $3,684
State Farm $2,645 $2,775
USAA $3,115 $3,296

Find Cheap Monte Vista, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Monte Vista, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Monte Vista, CO, take a look at the average cost for various violations versus rates for a clean driving record in Monte Vista.

Annual Monte Vista, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,309 $4,931 $5,987 $4,858
American Family $2,601 $3,699 $4,827 $2,949
Farmers $4,066 $5,236 $5,168 $4,821
GEICO $1,801 $2,776 $3,204 $2,353
Liberty Mutual $2,276 $2,665 $2,769 $2,689
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,200 $4,433 $3,375 $3,728
State Farm $2,498 $2,921 $2,710 $2,710
USAA $2,344 $2,849 $4,987 $2,642

Find Cheap Monte Vista, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Monte Vista, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Monte Vista for less when you shop around and compare rates from multiple Monte Vista, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Monte Vista, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,987
American Family $4,827
Farmers $5,168
GEICO $3,204
Liberty Mutual $2,769
Nationwide $4,398
Progressive $3,375
State Farm $2,710
USAA $4,987

Winners by Category: Where to Buy Cheap Auto Insurance in Monte Vista, CO

Compare rates from the cheapest auto insurance companies in Monte Vista, CO for your needs. Take a look at how Monte Vista, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Monte Vista, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Monte Vista, Colorado Auto Insurance Companies

If you’re looking for the cheapest Monte Vista, CO auto insurance companies overall, you can compare them here. Find the best price for Monte Vista, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Monte Vista, Colorado

Insurance Company Average Annual Rates
Allstate $5,021
American Family $3,519
Farmers $4,823
GEICO $2,533
Liberty Mutual $2,600
Nationwide $3,298
Progressive $3,684
State Farm $2,710
USAA $3,206

What affects Monte Vista, Colorado auto insurance rates?

Local factors affect auto insurance rates in Monte Vista, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Monte Vista auto insurance rates.

Commute Times in Monte Vista

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Monte Vista, CO is 18.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Monte Vista, CO

You can buy cheap Monte Vista, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Monte Vista, Colorado auto insurance quotes from top companies.

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