Buy Cheap Monte Rio, CA Auto Insurance (2022)

Monte Rio, CA auto insurance rates average $282 a month. Minimum auto insurance requirements in Monte Rio, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Monte Rio, CA, compare Monte Rio auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Monte Rio, CA for teens drivers are $5,700/year
  • Average auto insurance rates in Monte Rio, CA are $282/month
  • The most expensive auto insurance company in Monte Rio after a DUI is Nationwide

Finding affordable Monte Rio, California auto insurance can be challenging, but everything you need to know to buy cheap Monte Rio, CA auto insurance with confidence is right here. Auto insurance rates in Monte Rio are affected by local factors as well as personal ones like your driving record.

See how Monte Rio, CA car insurance rates compare to Bakersfield auto insurance rates, Los Angeles auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Monte Rio.

Don’t buy Monte Rio, CA auto insurance until you’ve compared rates. Get free Monte Rio, California auto insurance quotes when you enter your ZIP code above.

Monte Rio, CA Minimum Auto Insurance Requirements

The required auto insurance in Monte Rio, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Monte Rio, California is outlined here.

Minimum Required Auto Insurance Coverage in Monte Rio, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Monte Rio, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Monte Rio, California auto insurance rates? Find out how car insurance rates in Monte Rio, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monte Rio, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,510 $1,833 $1,855 $6,989 $8,788 $3,225 $3,549
Farmers $2,504 $2,504 $2,260 $2,260 $8,059 $13,250 $2,975 $3,318
GEICO $1,667 $1,668 $1,568 $1,568 $5,076 $5,172 $2,395 $2,452
Liberty Mutual $2,286 $2,168 $2,124 $2,058 $5,027 $5,330 $2,583 $2,600
Nationwide $3,025 $2,888 $2,638 $2,487 $7,708 $8,493 $3,609 $3,573
Progressive $1,561 $1,610 $1,300 $1,556 $4,075 $4,949 $2,226 $2,398
State Farm $3,059 $3,059 $2,733 $2,733 $5,589 $6,907 $3,388 $3,497
Travelers $2,346 $2,275 $2,077 $2,053 $4,794 $5,534 $3,058 $2,991
USAA $1,751 $1,660 $1,709 $1,717 $3,980 $4,009 $2,427 $2,295

Buy Cheap Monte Rio, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Monte Rio can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Monte Rio, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Monte Rio, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,989 $8,788
Farmers $8,059 $13,250
GEICO $5,076 $5,172
Liberty Mutual $5,027 $5,330
Nationwide $7,708 $8,493
Progressive $4,075 $4,949
State Farm $5,589 $6,907
Travelers $4,794 $5,534
USAA $3,980 $4,009

Buy Cheap Monte Rio, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Monte Rio, California by comparing Monte Rio senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Monte Rio, CA here.

Annual Auto Insurance Rates for Senior Drivers in Monte Rio, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,833 $1,855
Farmers $2,260 $2,260
GEICO $1,568 $1,568
Liberty Mutual $2,124 $2,058
Nationwide $2,638 $2,487
Progressive $1,300 $1,556
State Farm $2,733 $2,733
Travelers $2,077 $2,053
USAA $1,709 $1,717

Find Cheap Auto Insurance Rates in Monte Rio, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Monte Rio, California auto insurance. Compare Monte Rio, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monte Rio, California

Insurance Company Low Medium High
Allstate $3,717 $3,938 $4,066
Farmers $4,341 $4,678 $4,905
GEICO $2,466 $2,724 $2,896
Liberty Mutual $2,827 $3,047 $3,191
Nationwide $3,902 $4,372 $4,634
Progressive $2,271 $2,520 $2,587
State Farm $3,565 $3,921 $4,125
Travelers $2,782 $3,218 $3,424
USAA $2,230 $2,488 $2,612

Find Cheap Monte Rio, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Monte Rio. Compare auto insurance rates in Monte Rio, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Monte Rio, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,530 $4,284
Farmers $4,211 $5,071
GEICO $2,449 $2,942
Liberty Mutual $2,774 $3,269
Nationwide $3,796 $4,809
Progressive $2,233 $2,686
State Farm $3,733 $4,008
Travelers $2,826 $3,456
USAA $2,253 $2,634

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Find Cheap Monte Rio, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Monte Rio, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Monte Rio, CA, take a look at the average cost for various violations versus rates for a clean driving record in Monte Rio.

Annual Monte Rio, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,356 $3,973 $6,209 $3,090
Farmers $3,430 $4,671 $5,822 $4,642
GEICO $1,886 $2,908 $3,650 $2,339
Liberty Mutual $2,623 $3,515 $3,170 $2,779
Nationwide $3,006 $3,848 $6,509 $3,848
Progressive $1,621 $2,727 $3,162 $2,328
State Farm $2,758 $3,292 $6,228 $3,203
Travelers $2,106 $3,406 $3,973 $3,080
USAA $1,625 $2,417 $3,952 $1,780

Find Cheap Monte Rio, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Monte Rio, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Monte Rio for less when you shop around and compare rates from multiple Monte Rio, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Monte Rio, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,209
Farmers $5,822
GEICO $3,650
Liberty Mutual $3,170
Nationwide $6,509
Progressive $3,162
State Farm $6,228
Travelers $3,973
USAA $3,952

Winners by Category: Where to Buy Cheap Auto Insurance in Monte Rio, CA

Compare rates from the cheapest auto insurance companies in Monte Rio, CA for your needs. Take a look at how Monte Rio, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Monte Rio, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Monte Rio, California Auto Insurance Companies

If you’re looking for the cheapest Monte Rio, CA auto insurance companies overall, you can compare them here. Find the best price for Monte Rio, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Monte Rio, California

Insurance Company Average Annual Rates
Allstate $3,907
Farmers $4,641
GEICO $2,696
Liberty Mutual $3,022
Nationwide $4,303
Progressive $2,459
State Farm $3,870
Travelers $3,141
USAA $2,443

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What affects Monte Rio, California auto insurance rates?

Local factors affect auto insurance rates in Monte Rio, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Monte Rio auto insurance rates.

Commute Times in Monte Rio

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Monte Rio, CA is 37.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Monte Rio, CA

You can buy cheap Monte Rio, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Monte Rio, California auto insurance quotes from top companies.

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