Buy Cheap Montclair, CA Auto Insurance (2021)

Montclair, CA auto insurance rates average $319 a month. Minimum auto insurance requirements in Montclair, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Montclair, CA, compare Montclair auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Montclair is Farmers
  • Average auto insurance rates in Montclair, CA for teens drivers are $6,452/year
  • Average auto insurance rates in Montclair, CA after a DUI are $5,387/year

Finding affordable Montclair, California auto insurance can be challenging, but everything you need to know to buy cheap Montclair, CA auto insurance with confidence is right here. Auto insurance rates in Montclair are affected by local factors as well as personal ones like your driving record.

See how Montclair, CA car insurance rates compare to Oakland auto insurance rates, San Francisco auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Montclair.

Don’t buy Montclair, CA auto insurance until you’ve compared rates. Get free Montclair, California auto insurance quotes when you enter your ZIP code above.

Montclair, CA Minimum Auto Insurance Requirements

The required auto insurance in Montclair, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Montclair, California is outlined here.

Minimum Required Auto Insurance Coverage in Montclair, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Montclair, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Montclair, California auto insurance rates? Find out how car insurance rates in Montclair, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montclair, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,237 $3,236 $2,353 $2,374 $9,058 $11,392 $4,138 $4,537
Farmers $2,933 $2,933 $2,657 $2,657 $9,366 $15,289 $3,478 $3,876
GEICO $1,758 $1,759 $1,654 $1,654 $5,332 $5,417 $2,522 $2,577
Liberty Mutual $2,248 $2,118 $2,098 $2,029 $4,852 $5,198 $2,522 $2,558
Nationwide $3,360 $3,206 $2,944 $2,773 $8,576 $9,469 $4,009 $3,958
Progressive $1,775 $1,828 $1,487 $1,775 $4,675 $5,656 $2,542 $2,734
State Farm $3,512 $3,512 $3,139 $3,139 $6,476 $8,042 $3,886 $4,006
Travelers $2,559 $2,475 $2,262 $2,238 $5,331 $6,082 $3,335 $3,258
USAA $1,928 $1,828 $1,879 $1,888 $4,403 $4,432 $2,670 $2,524

Buy Cheap Montclair, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Montclair can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Montclair, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Montclair, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,058 $11,392
Farmers $9,366 $15,289
GEICO $5,332 $5,417
Liberty Mutual $4,852 $5,198
Nationwide $8,576 $9,469
Progressive $4,675 $5,656
State Farm $6,476 $8,042
Travelers $5,331 $6,082
USAA $4,403 $4,432

Buy Cheap Montclair, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Montclair, California by comparing Montclair senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Montclair, CA here.

Annual Auto Insurance Rates for Senior Drivers in Montclair, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,353 $2,374
Farmers $2,657 $2,657
GEICO $1,654 $1,654
Liberty Mutual $2,098 $2,029
Nationwide $2,944 $2,773
Progressive $1,487 $1,775
State Farm $3,139 $3,139
Travelers $2,262 $2,238
USAA $1,879 $1,888

Find Cheap Auto Insurance Rates in Montclair, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Montclair, California auto insurance. Compare Montclair, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montclair, California

Insurance Company Low Medium High
Allstate $4,756 $5,087 $5,279
Farmers $5,007 $5,443 $5,746
GEICO $2,545 $2,870 $3,088
Liberty Mutual $2,737 $2,978 $3,144
Nationwide $4,288 $4,871 $5,202
Progressive $2,562 $2,887 $2,978
State Farm $4,005 $4,542 $4,845
Travelers $2,990 $3,537 $3,800
USAA $2,446 $2,746 $2,890

Find Cheap Montclair, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Montclair. Compare auto insurance rates in Montclair, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Montclair, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,541 $5,540
Farmers $4,897 $5,900
GEICO $2,574 $3,094
Liberty Mutual $2,709 $3,197
Nationwide $4,224 $5,350
Progressive $2,547 $3,071
State Farm $4,301 $4,627
Travelers $3,096 $3,789
USAA $2,483 $2,905

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Find Cheap Montclair, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Montclair, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Montclair, CA, take a look at the average cost for various violations versus rates for a clean driving record in Montclair.

Annual Montclair, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,031 $5,108 $8,041 $3,983
Farmers $3,995 $5,437 $6,765 $5,397
GEICO $1,982 $3,057 $3,839 $2,459
Liberty Mutual $2,563 $3,432 $3,101 $2,716
Nationwide $3,339 $4,282 $7,245 $4,282
Progressive $1,846 $3,121 $3,612 $2,658
State Farm $3,186 $3,799 $7,174 $3,697
Travelers $2,287 $3,751 $4,351 $3,382
USAA $1,790 $2,665 $4,360 $1,960

Find Cheap Montclair, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Montclair, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Montclair for less when you shop around and compare rates from multiple Montclair, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Montclair, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,041
Farmers $6,765
GEICO $3,839
Liberty Mutual $3,101
Nationwide $7,245
Progressive $3,612
State Farm $7,174
Travelers $4,351
USAA $4,360

Winners by Category: Where to Buy Cheap Auto Insurance in Montclair, CA

Compare rates from the cheapest auto insurance companies in Montclair, CA for your needs. Take a look at how Montclair, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Montclair, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Montclair, California Auto Insurance Companies

If you’re looking for the cheapest Montclair, CA auto insurance companies overall, you can compare them here. Find the best price for Montclair, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Montclair, California

Insurance Company Average Annual Rates
Allstate $5,041
Farmers $5,399
GEICO $2,834
Liberty Mutual $2,953
Nationwide $4,787
Progressive $2,809
State Farm $4,464
Travelers $3,443
USAA $2,694

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What affects Montclair, California auto insurance rates?

Local factors affect auto insurance rates in Montclair, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Montclair auto insurance rates.

Auto Theft in Montclair

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Montclair, CA auto theft show a total of 319 vehicle thefts annually.

Commute Times in Montclair

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Montclair, CA is 31.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Montclair, CA

You can buy cheap Montclair, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Montclair, California auto insurance quotes from top companies.

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