Buy Cheap Montara, CA Auto Insurance (2021)

Montara, CA auto insurance rates average $298 a month. Minimum auto insurance requirements in Montara, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Montara, CA, compare Montara auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Montara is Farmers
  • Average auto insurance rates in Montara, CA after a DUI are $5,012/year
  • Average auto insurance rates in Montara, CA for teens drivers are $6,036/year

Finding affordable Montara, California auto insurance can be challenging, but everything you need to know to buy cheap Montara, CA auto insurance with confidence is right here. Auto insurance rates in Montara are affected by local factors as well as personal ones like your driving record.

See how Montara, CA car insurance rates compare to Fresno auto insurance rates, Sacramento auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in Montara.

Don’t buy Montara, CA auto insurance until you’ve compared rates. Get free Montara, California auto insurance quotes when you enter your ZIP code above.

Montara, CA Minimum Auto Insurance Requirements

The required auto insurance in Montara, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Montara, California is outlined here.

Minimum Required Auto Insurance Coverage in Montara, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Montara, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Montara, California auto insurance rates? Find out how car insurance rates in Montara, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Montara, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,595 $2,595 $2,350 $2,350 $8,357 $13,704 $3,085 $3,444
GEICO $1,697 $1,698 $1,596 $1,596 $5,165 $5,254 $2,438 $2,492
Liberty Mutual $2,325 $2,209 $2,165 $2,099 $5,190 $5,484 $2,634 $2,641
Nationwide $2,944 $2,810 $2,580 $2,431 $7,498 $8,270 $3,519 $3,475
Progressive $1,682 $1,730 $1,434 $1,698 $4,498 $5,403 $2,418 $2,596
State Farm $3,215 $3,215 $2,873 $2,873 $5,943 $7,374 $3,561 $3,672
Travelers $2,493 $2,412 $2,206 $2,182 $5,188 $5,920 $3,243 $3,174
USAA $1,807 $1,714 $1,759 $1,769 $4,126 $4,163 $2,508 $2,373

Buy Cheap Montara, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Montara can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Montara, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Montara, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $8,357 $13,704
GEICO $5,165 $5,254
Liberty Mutual $5,190 $5,484
Nationwide $7,498 $8,270
Progressive $4,498 $5,403
State Farm $5,943 $7,374
Travelers $5,188 $5,920
USAA $4,126 $4,163

Buy Cheap Montara, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Montara, California by comparing Montara senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Montara, CA here.

Annual Auto Insurance Rates for Senior Drivers in Montara, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,350 $2,350
GEICO $1,596 $1,596
Liberty Mutual $2,165 $2,099
Nationwide $2,580 $2,431
Progressive $1,434 $1,698
State Farm $2,873 $2,873
Travelers $2,206 $2,182
USAA $1,759 $1,769

Find Cheap Auto Insurance Rates in Montara, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Montara, California auto insurance. Compare Montara, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Montara, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $4,487 $4,849 $5,094
GEICO $2,470 $2,772 $2,983
Liberty Mutual $2,908 $3,120 $3,252
Nationwide $3,775 $4,268 $4,529
Progressive $2,393 $2,770 $2,884
State Farm $3,677 $4,166 $4,429
Travelers $2,920 $3,447 $3,689
USAA $2,308 $2,573 $2,701

Find Cheap Montara, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Montara. Compare auto insurance rates in Montara, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Montara, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $4,364 $5,256
GEICO $2,491 $2,993
Liberty Mutual $2,842 $3,345
Nationwide $3,703 $4,678
Progressive $2,431 $2,934
State Farm $3,942 $4,239
Travelers $3,015 $3,690
USAA $2,331 $2,724

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Find Cheap Montara, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Montara, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Montara, CA, take a look at the average cost for various violations versus rates for a clean driving record in Montara.

Annual Montara, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,556 $4,843 $6,032 $4,811
GEICO $1,916 $2,963 $3,712 $2,377
Liberty Mutual $2,686 $3,599 $3,243 $2,845
Nationwide $2,927 $3,750 $6,335 $3,750
Progressive $1,759 $2,989 $3,448 $2,535
State Farm $2,921 $3,482 $6,571 $3,389
Travelers $2,235 $3,643 $4,236 $3,294
USAA $1,680 $2,503 $4,086 $1,840

Find Cheap Montara, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Montara, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Montara for less when you shop around and compare rates from multiple Montara, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Montara, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,445
Farmers $6,032
GEICO $3,712
Liberty Mutual $3,243
Nationwide $6,335
Progressive $3,448
State Farm $6,571
Travelers $4,236
USAA $4,086

Winners by Category: Where to Buy Cheap Auto Insurance in Montara, CA

Compare rates from the cheapest auto insurance companies in Montara, CA for your needs. Take a look at how Montara, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Montara, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Montara, California Auto Insurance Companies

If you’re looking for the cheapest Montara, CA auto insurance companies overall, you can compare them here. Find the best price for Montara, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Montara, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,810
GEICO $2,742
Liberty Mutual $3,093
Nationwide $4,191
Progressive $2,682
State Farm $4,091
Travelers $3,352
USAA $2,527

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What affects Montara, California auto insurance rates?

Local factors affect auto insurance rates in Montara, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Montara auto insurance rates.

Commute Times in Montara

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Montara, CA is 39.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Montara, CA

You can buy cheap Montara, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Montara, California auto insurance quotes from top companies.

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