Buy Cheap Monroe, SD Auto Insurance (2021)

Monroe, SD auto insurance rates average $301 a month. Minimum auto insurance requirements in Monroe, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Monroe, SD, compare Monroe auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Monroe, SD for teens drivers are $7,111/year
  • Average auto insurance rates in Monroe, SD are $301/month
  • Average auto insurance rates in Monroe, SD after a DUI are $4,370/year

Finding affordable Monroe, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Monroe, SD auto insurance with confidence is right here. Auto insurance rates in Monroe are affected by local factors as well as personal ones like your driving record.

See how Monroe, SD car insurance rates compare to Aberdeen auto insurance rates, Pierre auto insurance rates, and Box Elder auto insurance rates before you read more about the cost of auto insurance in Monroe.

Don’t buy Monroe, SD auto insurance until you’ve compared rates. Get free Monroe, South Dakota auto insurance quotes when you enter your ZIP code above.

Monroe, SD Minimum Auto Insurance Requirements

The required auto insurance in Monroe, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Monroe, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Monroe, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Monroe, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Monroe, SD. Take a look at Monroe, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Monroe, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,913 $3,311 $3,174
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,651 $5,814 $4,562
Nationwide $3,028 $2,388 $2,096
Progressive $3,627 $3,039 $2,814
State Farm $3,023 $1,808 $1,401

Buy Cheap Monroe, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Monroe, South Dakota auto insurance rates? Find out how car insurance rates in Monroe, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monroe, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,801 $1,804 $1,583 $1,651 $8,207 $8,528 $2,014 $2,143
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,714 $4,036 $2,932 $3,564 $14,576 $16,365 $3,894 $4,327
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,765 $1,728 $1,455 $1,506 $6,700 $7,597 $2,211 $2,316
State Farm $1,392 $1,392 $1,209 $1,209 $3,556 $4,546 $1,560 $1,759

Buy Cheap Monroe, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Monroe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Monroe, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Monroe, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $8,207 $8,528
GEICO $4,398 $5,174
Liberty Mutual $14,576 $16,365
Nationwide $3,909 $5,045
Progressive $6,700 $7,597
State Farm $3,556 $4,546

Buy Cheap Monroe, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Monroe, South Dakota by comparing Monroe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Monroe, SD here.

Annual Auto Insurance Rates for Senior Drivers in Monroe, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,583 $1,651
GEICO $2,041 $1,881
Liberty Mutual $2,932 $3,564
Nationwide $1,592 $1,700
Progressive $1,455 $1,506
State Farm $1,209 $1,209

Find Cheap Auto Insurance Rates in Monroe, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Monroe, South Dakota auto insurance. Compare Monroe, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monroe, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,309 $3,427 $3,663
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,547 $6,666 $6,815
Nationwide $2,363 $2,493 $2,655
Progressive $3,081 $3,135 $3,263
State Farm $2,004 $2,079 $2,150

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Find Cheap Monroe, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Monroe. Compare auto insurance rates in Monroe, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Monroe, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,466 $3,466
GEICO $2,631 $2,696
Liberty Mutual $6,676 $6,676
Nationwide $2,504 $2,504
Progressive $3,160 $3,160
State Farm $2,027 $2,128

Find Cheap Monroe, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Monroe, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Monroe, SD, take a look at the average cost for various violations versus rates for a clean driving record in Monroe.

Annual Monroe, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,952 $3,738 $3,647 $3,528
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,624 $6,994 $7,255 $6,830
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,720 $3,714 $2,932 $3,273
State Farm $1,938 $2,218 $2,078 $2,078

Find Cheap Monroe, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Monroe, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Monroe for less when you shop around and compare rates from multiple Monroe, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Monroe, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,647
GEICO $4,443
Liberty Mutual $7,255
Nationwide $3,581
Progressive $2,932
State Farm $2,078

Winners by Category: Where to Buy Cheap Auto Insurance in Monroe, SD

Compare rates from the cheapest auto insurance companies in Monroe, SD for your needs. Take a look at how Monroe, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Monroe, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Monroe, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Monroe, SD auto insurance companies overall, you can compare them here. Find the best price for Monroe, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Monroe, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,466
GEICO $2,664
Liberty Mutual $6,676
Nationwide $2,504
Progressive $3,160
State Farm $2,078

What affects Monroe, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Monroe, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Monroe auto insurance rates.

Commute Times in Monroe

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Monroe, SD is 31.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Monroe, SD

You can buy cheap Monroe, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Monroe, South Dakota auto insurance quotes from top companies.

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