Buy Cheap Monroe, OH Auto Insurance (2021)

Monroe, OH auto insurance rates average $237 a month. Minimum auto insurance requirements in Monroe, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Monroe, OH, compare Monroe auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Monroe after a DUI is Liberty Mutual
  • Average auto insurance rates in Monroe, OH after a DUI are $3,315/year
  • The most expensive auto insurance company in Monroe is Liberty Mutual

Finding affordable Monroe, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Monroe, OH auto insurance with confidence is right here. Auto insurance rates in Monroe are affected by local factors as well as personal ones like your driving record.

See how Monroe, OH car insurance rates compare to Lorain auto insurance rates, Hamilton auto insurance rates, and Cincinnati auto insurance rates before you read more about the cost of auto insurance in Monroe.

Don’t buy Monroe, OH auto insurance until you’ve compared rates. Get free Monroe, Ohio auto insurance quotes when you enter your ZIP code above.

Monroe, OH Minimum Auto Insurance Requirements

The required auto insurance in Monroe, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Monroe, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Monroe, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Monroe, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Monroe, OH. Take a look at Monroe, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Monroe, Ohio

Insurance Company Poor Fair Good
Allstate $4,205 $3,070 $2,555
American Family $2,081 $1,420 $1,202
Farmers $3,892 $3,300 $3,141
GEICO $2,193 $1,830 $1,466
Liberty Mutual $6,266 $3,862 $3,028
Nationwide $4,026 $3,242 $2,737
Progressive $3,535 $3,065 $2,864
State Farm $3,818 $2,359 $1,859
Travelers $3,640 $3,173 $2,966
USAA $1,896 $1,348 $1,152

Buy Cheap Monroe, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Monroe, Ohio auto insurance rates? Find out how car insurance rates in Monroe, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monroe, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,165 $2,147 $1,962 $2,096 $6,150 $7,040 $2,256 $2,398
American Family $954 $988 $881 $882 $3,076 $3,329 $1,185 $1,247
Farmers $1,786 $1,782 $1,570 $1,658 $8,154 $8,488 $2,013 $2,105
GEICO $1,310 $1,277 $1,239 $1,256 $3,562 $3,314 $1,453 $1,226
Liberty Mutual $2,009 $2,189 $1,543 $1,878 $10,824 $12,204 $2,124 $2,312
Nationwide $2,222 $2,233 $2,005 $2,019 $5,697 $7,347 $2,382 $2,773
Progressive $1,615 $1,515 $1,352 $1,395 $7,275 $8,174 $1,924 $1,990
State Farm $1,571 $1,571 $1,418 $1,418 $5,107 $6,401 $1,832 $2,107
Travelers $1,478 $1,498 $1,482 $1,470 $6,544 $10,308 $1,548 $1,749
USAA $877 $883 $842 $835 $2,777 $3,081 $1,171 $1,257

Buy Cheap Monroe, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Monroe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Monroe, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Monroe, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,150 $7,040
American Family $3,076 $3,329
Farmers $8,154 $8,488
GEICO $3,562 $3,314
Liberty Mutual $10,824 $12,204
Nationwide $5,697 $7,347
Progressive $7,275 $8,174
State Farm $5,107 $6,401
Travelers $6,544 $10,308
USAA $2,777 $3,081

Buy Cheap Monroe, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Monroe, Ohio by comparing Monroe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Monroe, OH here.

Annual Auto Insurance Rates for Senior Drivers in Monroe, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,962 $2,096
American Family $881 $882
Farmers $1,570 $1,658
GEICO $1,239 $1,256
Liberty Mutual $1,543 $1,878
Nationwide $2,005 $2,019
Progressive $1,352 $1,395
State Farm $1,418 $1,418
Travelers $1,482 $1,470
USAA $842 $835

Find Cheap Auto Insurance Rates in Monroe, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Monroe, Ohio auto insurance. Compare Monroe, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monroe, Ohio

Insurance Company Low Medium High
Allstate $3,164 $3,270 $3,397
American Family $1,539 $1,580 $1,584
Farmers $3,260 $3,391 $3,683
GEICO $1,770 $1,822 $1,897
Liberty Mutual $4,214 $4,409 $4,533
Nationwide $3,690 $3,232 $3,083
Progressive $3,025 $3,126 $3,314
State Farm $2,536 $2,688 $2,812
Travelers $3,177 $3,301 $3,301
USAA $1,395 $1,464 $1,537

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Find Cheap Monroe, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Monroe. Compare auto insurance rates in Monroe, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Monroe, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,277 $3,277
American Family $1,549 $1,587
Farmers $3,445 $3,445
GEICO $1,800 $1,860
Liberty Mutual $4,385 $4,385
Nationwide $3,335 $3,335
Progressive $3,155 $3,155
State Farm $2,611 $2,746
Travelers $3,260 $3,260
USAA $1,410 $1,521

Find Cheap Monroe, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Monroe, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Monroe, OH, take a look at the average cost for various violations versus rates for a clean driving record in Monroe.

Annual Monroe, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,737 $3,326 $3,932 $3,112
American Family $1,502 $1,590 $1,590 $1,590
Farmers $2,834 $3,659 $3,568 $3,717
GEICO $1,236 $1,793 $2,617 $1,673
Liberty Mutual $3,679 $4,737 $4,826 $4,298
Nationwide $2,672 $3,400 $4,314 $2,954
Progressive $2,718 $3,706 $2,899 $3,296
State Farm $2,428 $2,928 $2,678 $2,678
Travelers $2,387 $3,130 $4,734 $2,787
USAA $1,121 $1,509 $1,989 $1,242

Find Cheap Monroe, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Monroe, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Monroe for less when you shop around and compare rates from multiple Monroe, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Monroe, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,932
American Family $1,590
Farmers $3,568
GEICO $2,617
Liberty Mutual $4,826
Nationwide $4,314
Progressive $2,899
State Farm $2,678
Travelers $4,734
USAA $1,989

Winners by Category: Where to Buy Cheap Auto Insurance in Monroe, OH

Compare rates from the cheapest auto insurance companies in Monroe, OH for your needs. Take a look at how Monroe, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Monroe, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Monroe, Ohio Auto Insurance Companies

If you’re looking for the cheapest Monroe, OH auto insurance companies overall, you can compare them here. Find the best price for Monroe, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Monroe, Ohio

Insurance Company Average Annual Rates
Allstate $3,277
American Family $1,568
Farmers $3,445
GEICO $1,830
Liberty Mutual $4,385
Nationwide $3,335
Progressive $3,155
State Farm $2,678
Travelers $3,260
USAA $1,465

What affects Monroe, Ohio auto insurance rates?

Local factors affect auto insurance rates in Monroe, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Monroe auto insurance rates.

Auto Theft in Monroe

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Monroe, OH auto theft show a total of 10 vehicle thefts annually.

Commute Times in Monroe

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Monroe, OH is 19.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Monroe, OH

You can buy cheap Monroe, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Monroe, Ohio auto insurance quotes from top companies.

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