Buy Cheap Monroe, IN Auto Insurance (2021)

Monroe, IN auto insurance rates average $254 a month. Minimum auto insurance requirements in Monroe, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Monroe, IN, compare Monroe auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Monroe, IN are $254/month
  • The most expensive auto insurance company in Monroe after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Monroe is Liberty Mutual

Finding affordable Monroe, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Monroe, IN auto insurance with confidence is right here. Auto insurance rates in Monroe are affected by local factors as well as personal ones like your driving record.

See how Monroe, IN car insurance rates compare to Gary auto insurance rates, Carmel auto insurance rates, and Fishers auto insurance rates before you read more about the cost of auto insurance in Monroe.

Don’t buy Monroe, IN auto insurance until you’ve compared rates. Get free Monroe, Indiana auto insurance quotes when you enter your ZIP code above.

Monroe, IN Minimum Auto Insurance Requirements

The required auto insurance in Monroe, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Monroe, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Monroe, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Monroe, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Monroe, IN. Take a look at Monroe, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Monroe, Indiana

Insurance Company Poor Fair Good
Allstate $4,758 $3,550 $3,223
American Family $4,594 $2,986 $2,501
Farmers $3,832 $3,123 $2,894
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,600 $2,201 $2,059
Progressive $3,774 $3,343 $3,152
State Farm $2,999 $1,790 $1,388
Travelers $3,542 $3,002 $2,999
USAA $1,946 $1,281 $1,096

Buy Cheap Monroe, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Monroe, Indiana auto insurance rates? Find out how car insurance rates in Monroe, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monroe, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,365 $2,419 $2,080 $2,271 $7,350 $9,254 $2,399 $2,610
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,485 $1,464 $1,270 $1,428 $8,010 $8,531 $1,958 $2,117
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,423 $1,456 $1,252 $1,335 $4,069 $5,279 $1,662 $1,816
Progressive $1,456 $1,377 $1,322 $1,329 $8,570 $9,645 $1,823 $1,861
State Farm $1,257 $1,257 $1,122 $1,122 $3,846 $4,921 $1,391 $1,552
Travelers $1,149 $1,169 $1,079 $1,078 $7,114 $11,237 $1,216 $1,405
USAA $922 $909 $855 $863 $2,545 $2,852 $1,245 $1,336

Buy Cheap Monroe, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Monroe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Monroe, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Monroe, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,350 $9,254
American Family $5,778 $8,378
Farmers $8,010 $8,531
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,069 $5,279
Progressive $8,570 $9,645
State Farm $3,846 $4,921
Travelers $7,114 $11,237
USAA $2,545 $2,852

Buy Cheap Monroe, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Monroe, Indiana by comparing Monroe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Monroe, IN here.

Annual Auto Insurance Rates for Senior Drivers in Monroe, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,080 $2,271
American Family $1,897 $1,897
Farmers $1,270 $1,428
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,252 $1,335
Progressive $1,322 $1,329
State Farm $1,122 $1,122
Travelers $1,079 $1,078
USAA $855 $863

Find Cheap Auto Insurance Rates in Monroe, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Monroe, Indiana auto insurance. Compare Monroe, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monroe, Indiana

Insurance Company Low Medium High
Allstate $3,667 $3,830 $4,034
American Family $3,333 $3,473 $3,277
Farmers $3,162 $3,275 $3,412
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,325 $2,268 $2,267
Progressive $3,235 $3,370 $3,664
State Farm $1,962 $2,057 $2,157
Travelers $3,118 $3,211 $3,214
USAA $1,393 $1,437 $1,492

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Find Cheap Monroe, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Monroe. Compare auto insurance rates in Monroe, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Monroe, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,844 $3,844
American Family $3,320 $3,401
Farmers $3,283 $3,283
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,287 $2,287
Progressive $3,423 $3,423
State Farm $2,001 $2,116
Travelers $3,181 $3,181
USAA $1,422 $1,460

Find Cheap Monroe, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Monroe, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Monroe, IN, take a look at the average cost for various violations versus rates for a clean driving record in Monroe.

Annual Monroe, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,058 $4,502 $4,164 $3,652
American Family $2,315 $3,701 $4,670 $2,757
Farmers $2,937 $3,423 $3,529 $3,243
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $1,971 $2,531 $2,428 $2,216
Progressive $2,570 $4,491 $3,063 $3,568
State Farm $2,009 $2,206 $2,009 $2,009
Travelers $2,702 $3,340 $3,783 $2,899
USAA $1,090 $1,547 $1,776 $1,350

Find Cheap Monroe, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Monroe, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Monroe for less when you shop around and compare rates from multiple Monroe, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Monroe, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,164
American Family $4,670
Farmers $3,529
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,428
Progressive $3,063
State Farm $2,009
Travelers $3,783
USAA $1,776

Winners by Category: Where to Buy Cheap Auto Insurance in Monroe, IN

Compare rates from the cheapest auto insurance companies in Monroe, IN for your needs. Take a look at how Monroe, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Monroe, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Monroe, Indiana Auto Insurance Companies

If you’re looking for the cheapest Monroe, IN auto insurance companies overall, you can compare them here. Find the best price for Monroe, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Monroe, Indiana

Insurance Company Average Annual Rates
Allstate $3,844
American Family $3,361
Farmers $3,283
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,287
Progressive $3,423
State Farm $2,059
Travelers $3,181
USAA $1,441

What affects Monroe, Indiana auto insurance rates?

Local factors affect auto insurance rates in Monroe, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Monroe auto insurance rates.

Commute Times in Monroe

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Monroe, IN is 20.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Monroe, IN

You can buy cheap Monroe, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Monroe, Indiana auto insurance quotes from top companies.

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