Buy Cheap Monroe, IA Auto Insurance (2021)

Monroe, IA auto insurance rates average $241 a month. Minimum auto insurance requirements in Monroe, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Monroe, IA, compare Monroe auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Monroe, IA after a DUI are $3,499/year
  • The most expensive auto insurance company in Monroe after a DUI is Travelers
  • The most expensive auto insurance company in Monroe is Travelers

Finding affordable Monroe, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Monroe, IA auto insurance with confidence is right here. Auto insurance rates in Monroe are affected by local factors as well as personal ones like your driving record.

See how Monroe, IA car insurance rates compare to Ankeny auto insurance rates, Sioux City auto insurance rates, and Davenport auto insurance rates before you read more about the cost of auto insurance in Monroe.

Don’t buy Monroe, IA auto insurance until you’ve compared rates. Get free Monroe, Iowa auto insurance quotes when you enter your ZIP code above.

Monroe, IA Minimum Auto Insurance Requirements

The required auto insurance in Monroe, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Monroe, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Monroe, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Monroe, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Monroe, IA. Take a look at Monroe, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Monroe, Iowa

Insurance Company Poor Fair Good
Allstate $3,174 $2,526 $2,275
American Family $3,829 $2,814 $2,365
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,078 $3,771 $2,965
Nationwide $2,881 $2,258 $1,978
Progressive $2,634 $2,139 $1,942
State Farm $3,090 $1,912 $1,508
Travelers $6,490 $5,560 $5,304
USAA $2,242 $1,543 $1,337

Buy Cheap Monroe, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Monroe, Iowa auto insurance rates? Find out how car insurance rates in Monroe, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monroe, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,760 $1,690 $1,567 $1,594 $5,067 $5,706 $1,913 $1,968
American Family $1,939 $1,939 $1,734 $1,734 $5,158 $7,244 $1,939 $2,337
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,005 $2,172 $1,770 $2,150 $10,026 $11,277 $2,271 $2,501
Nationwide $1,649 $1,693 $1,470 $1,569 $3,796 $4,905 $1,867 $2,028
Progressive $1,555 $1,490 $1,283 $1,332 $3,928 $4,430 $1,868 $2,022
State Farm $1,411 $1,411 $1,240 $1,240 $3,821 $4,847 $1,586 $1,805
Travelers $2,534 $2,582 $2,483 $2,488 $11,710 $18,751 $2,646 $3,085
USAA $1,147 $1,160 $1,055 $1,075 $3,071 $3,260 $1,373 $1,516

Buy Cheap Monroe, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Monroe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Monroe, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Monroe, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,067 $5,706
American Family $5,158 $7,244
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,026 $11,277
Nationwide $3,796 $4,905
Progressive $3,928 $4,430
State Farm $3,821 $4,847
Travelers $11,710 $18,751
USAA $3,071 $3,260

Buy Cheap Monroe, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Monroe, Iowa by comparing Monroe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Monroe, IA here.

Annual Auto Insurance Rates for Senior Drivers in Monroe, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,567 $1,594
American Family $1,734 $1,734
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,470 $1,569
Progressive $1,283 $1,332
State Farm $1,240 $1,240
Travelers $2,483 $2,488
USAA $1,055 $1,075

Find Cheap Auto Insurance Rates in Monroe, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Monroe, Iowa auto insurance. Compare Monroe, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monroe, Iowa

Insurance Company Low Medium High
Allstate $2,565 $2,661 $2,748
American Family $3,020 $3,170 $2,819
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,096 $4,264 $4,454
Nationwide $2,476 $2,359 $2,281
Progressive $2,096 $2,245 $2,373
State Farm $2,062 $2,183 $2,266
Travelers $5,414 $5,874 $6,066
USAA $1,614 $1,713 $1,795

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Find Cheap Monroe, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Monroe. Compare auto insurance rates in Monroe, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Monroe, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,596 $2,721
American Family $2,968 $3,038
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,271 $4,271
Nationwide $2,372 $2,372
Progressive $2,238 $2,238
State Farm $2,118 $2,223
Travelers $5,785 $5,785
USAA $1,645 $1,769

Find Cheap Monroe, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Monroe, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Monroe, IA, take a look at the average cost for various violations versus rates for a clean driving record in Monroe.

Annual Monroe, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,261 $2,734 $3,111 $2,528
American Family $2,168 $3,176 $4,120 $2,549
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,687 $4,571 $4,649 $4,179
Nationwide $1,721 $2,466 $3,356 $1,945
Progressive $1,796 $2,959 $1,951 $2,247
State Farm $2,009 $2,332 $2,170 $2,170
Travelers $4,200 $5,631 $7,551 $5,756
USAA $1,305 $1,751 $2,274 $1,498

Find Cheap Monroe, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Monroe, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Monroe for less when you shop around and compare rates from multiple Monroe, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Monroe, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,111
American Family $4,120
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,649
Nationwide $3,356
Progressive $1,951
State Farm $2,170
Travelers $7,551
USAA $2,274

Winners by Category: Where to Buy Cheap Auto Insurance in Monroe, IA

Compare rates from the cheapest auto insurance companies in Monroe, IA for your needs. Take a look at how Monroe, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Monroe, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Monroe, Iowa Auto Insurance Companies

If you’re looking for the cheapest Monroe, IA auto insurance companies overall, you can compare them here. Find the best price for Monroe, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Monroe, Iowa

Insurance Company Average Annual Rates
Allstate $2,658
American Family $3,003
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,271
Nationwide $2,372
Progressive $2,238
State Farm $2,170
Travelers $5,785
USAA $1,707

What affects Monroe, Iowa auto insurance rates?

Local factors affect auto insurance rates in Monroe, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Monroe auto insurance rates.

Commute Times in Monroe

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Monroe, IA is 25.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Monroe, IA

You can buy cheap Monroe, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Monroe, Iowa auto insurance quotes from top companies.

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