Buy Cheap Monroe Center, IL Auto Insurance (2021)

Monroe Center, IL auto insurance rates average $258 a month. Minimum auto insurance requirements in Monroe Center, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Monroe Center, IL, compare Monroe Center auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Monroe Center, IL are $258/month
  • Average auto insurance rates in Monroe Center, IL for teens drivers are $5,894/year
  • The most expensive auto insurance company in Monroe Center is Allstate

Finding affordable Monroe Center, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Monroe Center, IL auto insurance with confidence is right here. Auto insurance rates in Monroe Center are affected by local factors as well as personal ones like your driving record.

See how Monroe Center, IL car insurance rates compare to Champaign auto insurance rates, Peoria auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Monroe Center.

Don’t buy Monroe Center, IL auto insurance until you’ve compared rates. Get free Monroe Center, Illinois auto insurance quotes when you enter your ZIP code above.

Monroe Center, IL Minimum Auto Insurance Requirements

The required auto insurance in Monroe Center, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Monroe Center, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Monroe Center, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Monroe Center, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Monroe Center, IL. Take a look at Monroe Center, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Monroe Center, Illinois

Insurance Company Poor Fair Good
Allstate $6,648 $4,787 $4,191
American Family $4,815 $3,281 $2,776
Farmers $4,933 $4,148 $3,946
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,101 $1,941 $1,546
Nationwide $3,326 $2,691 $2,358
Progressive $3,500 $2,956 $2,726
State Farm $3,250 $1,949 $1,513
Travelers $2,926 $2,365 $1,918
USAA $3,600 $2,467 $2,031

Buy Cheap Monroe Center, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Monroe Center, Illinois auto insurance rates? Find out how car insurance rates in Monroe Center, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monroe Center, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,312 $3,328 $3,467 $3,467 $8,622 $11,191 $3,983 $4,303
American Family $2,247 $2,247 $2,059 $2,059 $6,391 $8,844 $2,247 $2,899
Farmers $2,322 $2,320 $2,059 $2,179 $10,009 $10,426 $2,653 $2,772
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,341 $1,446 $1,114 $1,244 $4,520 $5,026 $1,401 $1,476
Nationwide $1,783 $1,810 $1,591 $1,681 $4,888 $6,259 $2,077 $2,246
Progressive $1,808 $1,719 $1,489 $1,556 $6,324 $7,100 $2,157 $2,329
State Farm $1,391 $1,391 $1,250 $1,250 $4,073 $5,156 $1,574 $1,814
Travelers $1,504 $1,584 $1,382 $1,472 $4,435 $5,581 $1,591 $1,674
USAA $1,618 $1,654 $1,505 $1,491 $5,149 $5,691 $2,133 $2,356

Buy Cheap Monroe Center, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Monroe Center can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Monroe Center, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Monroe Center, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,622 $11,191
American Family $6,391 $8,844
Farmers $10,009 $10,426
GEICO $4,524 $4,715
Liberty Mutual $4,520 $5,026
Nationwide $4,888 $6,259
Progressive $6,324 $7,100
State Farm $4,073 $5,156
Travelers $4,435 $5,581
USAA $5,149 $5,691

Buy Cheap Monroe Center, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Monroe Center, Illinois by comparing Monroe Center senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Monroe Center, IL here.

Annual Auto Insurance Rates for Senior Drivers in Monroe Center, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,467 $3,467
American Family $2,059 $2,059
Farmers $2,059 $2,179
GEICO $1,429 $1,724
Liberty Mutual $1,114 $1,244
Nationwide $1,591 $1,681
Progressive $1,489 $1,556
State Farm $1,250 $1,250
Travelers $1,382 $1,472
USAA $1,505 $1,491

Find Cheap Auto Insurance Rates in Monroe Center, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Monroe Center, Illinois auto insurance. Compare Monroe Center, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monroe Center, Illinois

Insurance Company Low Medium High
Allstate $5,031 $5,204 $5,392
American Family $3,482 $3,757 $3,633
Farmers $4,132 $4,242 $4,654
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,073 $2,191 $2,323
Nationwide $2,749 $2,820 $2,806
Progressive $2,832 $3,047 $3,301
State Farm $2,108 $2,240 $2,364
Travelers $2,249 $2,400 $2,560
USAA $2,521 $2,697 $2,882

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Monroe Center, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Monroe Center. Compare auto insurance rates in Monroe Center, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Monroe Center, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,209 $5,209
American Family $3,578 $3,670
Farmers $4,343 $4,343
GEICO $2,338 $2,425
Liberty Mutual $2,196 $2,196
Nationwide $2,792 $2,792
Progressive $3,060 $3,060
State Farm $2,181 $2,294
Travelers $2,309 $2,497
USAA $2,624 $2,776

Find Cheap Monroe Center, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Monroe Center, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Monroe Center, IL, take a look at the average cost for various violations versus rates for a clean driving record in Monroe Center.

Annual Monroe Center, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,707 $6,352 $5,886 $4,890
American Family $2,662 $3,788 $5,026 $3,020
Farmers $3,665 $4,729 $4,611 $4,366
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,828 $2,598 $2,281 $2,076
Nationwide $2,255 $2,910 $3,416 $2,586
Progressive $2,530 $3,722 $2,797 $3,193
State Farm $2,039 $2,436 $2,238 $2,238
Travelers $1,911 $2,506 $2,798 $2,397
USAA $1,929 $2,762 $3,784 $2,324

Find Cheap Monroe Center, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Monroe Center, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Monroe Center for less when you shop around and compare rates from multiple Monroe Center, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Monroe Center, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,886
American Family $5,026
Farmers $4,611
GEICO $3,243
Liberty Mutual $2,281
Nationwide $3,416
Progressive $2,797
State Farm $2,238
Travelers $2,798
USAA $3,784

Winners by Category: Where to Buy Cheap Auto Insurance in Monroe Center, IL

Compare rates from the cheapest auto insurance companies in Monroe Center, IL for your needs. Take a look at how Monroe Center, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Monroe Center, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Monroe Center, Illinois Auto Insurance Companies

If you’re looking for the cheapest Monroe Center, IL auto insurance companies overall, you can compare them here. Find the best price for Monroe Center, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Monroe Center, Illinois

Insurance Company Average Annual Rates
Allstate $5,209
American Family $3,624
Farmers $4,343
GEICO $2,382
Liberty Mutual $2,196
Nationwide $2,792
Progressive $3,060
State Farm $2,238
Travelers $2,403
USAA $2,700

What affects Monroe Center, Illinois auto insurance rates?

Local factors affect auto insurance rates in Monroe Center, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Monroe Center auto insurance rates.

Commute Times in Monroe Center

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Monroe Center, IL is 24.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Monroe Center, IL

You can buy cheap Monroe Center, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Monroe Center, Illinois auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption