Buy Cheap Monona, IA Auto Insurance (2021)

Monona, IA auto insurance rates average $241 a month. Minimum auto insurance requirements in Monona, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Monona, IA, compare Monona auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Monona is Liberty Mutual
  • The most expensive auto insurance company in Monona after a DUI is Travelers
  • Average auto insurance rates in Monona, IA are $241/month

Finding affordable Monona, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Monona, IA auto insurance with confidence is right here. Auto insurance rates in Monona are affected by local factors as well as personal ones like your driving record.

See how Monona, IA car insurance rates compare to Des Moines auto insurance rates, Sioux City auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in Monona.

Don’t buy Monona, IA auto insurance until you’ve compared rates. Get free Monona, Iowa auto insurance quotes when you enter your ZIP code above.

Monona, IA Minimum Auto Insurance Requirements

The required auto insurance in Monona, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Monona, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Monona, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Monona, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Monona, IA. Take a look at Monona, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Monona, Iowa

Insurance Company Poor Fair Good
Allstate $3,447 $2,740 $2,463
American Family $3,904 $2,870 $2,412
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $2,992 $2,405 $2,174
State Farm $3,320 $2,053 $1,619
Travelers $5,018 $4,275 $4,071
USAA $2,445 $1,677 $1,452

Buy Cheap Monona, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Monona, Iowa auto insurance rates? Find out how car insurance rates in Monona, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Monona, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,930 $1,860 $1,707 $1,739 $5,435 $6,101 $2,114 $2,182
American Family $1,972 $1,972 $1,765 $1,765 $5,277 $7,395 $1,972 $2,376
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,796 $1,738 $1,478 $1,531 $4,287 $4,849 $2,164 $2,346
State Farm $1,560 $1,560 $1,355 $1,355 $3,994 $5,094 $1,749 $1,979
Travelers $2,057 $2,102 $1,980 $1,990 $8,809 $14,021 $2,133 $2,546
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

Buy Cheap Monona, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Monona can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Monona, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Monona, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,435 $6,101
American Family $5,277 $7,395
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,287 $4,849
State Farm $3,994 $5,094
Travelers $8,809 $14,021
USAA $3,352 $3,562

Buy Cheap Monona, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Monona, Iowa by comparing Monona senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Monona, IA here.

Annual Auto Insurance Rates for Senior Drivers in Monona, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,707 $1,739
American Family $1,765 $1,765
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,478 $1,531
State Farm $1,355 $1,355
Travelers $1,980 $1,990
USAA $1,139 $1,163

Find Cheap Auto Insurance Rates in Monona, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Monona, Iowa auto insurance. Compare Monona, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Monona, Iowa

Insurance Company Low Medium High
Allstate $2,789 $2,886 $2,974
American Family $3,078 $3,232 $2,875
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,392 $2,529 $2,650
State Farm $2,232 $2,342 $2,419
Travelers $4,208 $4,521 $4,635
USAA $1,768 $1,863 $1,942

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Monona, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Monona. Compare auto insurance rates in Monona, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Monona, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,815 $2,952
American Family $3,026 $3,098
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,524 $2,524
State Farm $2,275 $2,387
Travelers $4,455 $4,455
USAA $1,790 $1,925

Find Cheap Monona, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Monona, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Monona, IA, take a look at the average cost for various violations versus rates for a clean driving record in Monona.

Annual Monona, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,462 $2,968 $3,359 $2,744
American Family $2,211 $3,235 $4,202 $2,599
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $2,032 $3,314 $2,202 $2,547
State Farm $2,173 $2,489 $2,331 $2,331
Travelers $3,267 $4,326 $5,773 $4,452
USAA $1,420 $1,903 $2,478 $1,630

Find Cheap Monona, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Monona, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Monona for less when you shop around and compare rates from multiple Monona, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Monona, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,359
American Family $4,202
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,202
State Farm $2,331
Travelers $5,773
USAA $2,478

Winners by Category: Where to Buy Cheap Auto Insurance in Monona, IA

Compare rates from the cheapest auto insurance companies in Monona, IA for your needs. Take a look at how Monona, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Monona, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Monona, Iowa Auto Insurance Companies

If you’re looking for the cheapest Monona, IA auto insurance companies overall, you can compare them here. Find the best price for Monona, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Monona, Iowa

Insurance Company Average Annual Rates
Allstate $2,883
American Family $3,062
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,524
State Farm $2,331
Travelers $4,455
USAA $1,858

What affects Monona, Iowa auto insurance rates?

Local factors affect auto insurance rates in Monona, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Monona auto insurance rates.

Commute Times in Monona

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Monona, IA is 20.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Monona, IA

You can buy cheap Monona, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Monona, Iowa auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption